{"id":7551,"date":"2019-04-10T13:21:14","date_gmt":"2019-04-10T16:21:14","guid":{"rendered":"https:\/\/portal.economus.com.br\/?p=7551"},"modified":"2021-11-08T15:35:26","modified_gmt":"2021-11-08T18:35:26","slug":"reducao-da-contribuicao-para-cobertura-dos-beneficios-de-risco-prevmais","status":"publish","type":"post","link":"https:\/\/cms1.com.br\/backup\/reducao-da-contribuicao-para-cobertura-dos-beneficios-de-risco-prevmais\/","title":{"rendered":"Redu\u00e7\u00e3o da Contribui\u00e7\u00e3o para Cobertura dos Benef\u00edcios de Risco &#8211; PrevMais"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7551\" class=\"elementor elementor-7551 elementor-bc-flex-widget\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b512e2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b512e2e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9d1f952\" data-id=\"9d1f952\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c6faa6 elementor-widget elementor-widget-text-editor\" data-id=\"1c6faa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Apesar do cen\u00e1rio desafiador da economia brasileira, em 2018, o plano PrevMais apresentou excelente desempenho, fechando o ano com <strong>superavit de R$ <\/strong><strong>74,6 milh\u00f5es<\/strong>, <strong>um crescimento de 45%<\/strong> em rela\u00e7\u00e3o a 2017, e com uma rentabilidade de <strong>10,05%<\/strong>, ficando <strong>acima da meta atuarial (<\/strong>8,61%) para o per\u00edodo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dea427d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dea427d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-78a9aa9\" data-id=\"78a9aa9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7745b7a elementor-widget elementor-widget-image\" data-id=\"7745b7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"550\" height=\"376\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/desempenho-1.png\" class=\"attachment-large size-large wp-image-7571\" alt=\"\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/desempenho-1.png 550w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/desempenho-1-300x205.png 300w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed3dbcc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ed3dbcc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc2c8d1\" data-id=\"fc2c8d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c499eba elementor-widget elementor-widget-text-editor\" data-id=\"c499eba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Diante desta performance positiva, fatores como o excesso na margem de seguran\u00e7a do plano e a redu\u00e7\u00e3o do n\u00famero de concess\u00f5es de benef\u00edcios de risco, permitiram que durante a Avalia\u00e7\u00e3o Atuarial de 2018 fosse identificada a oportunidade de <strong>redu\u00e7\u00e3o do percentual das contribui\u00e7\u00f5es para cobertura dos benef\u00edcios de risco, a partir de abril\/2019, <\/strong>sendo preservada a seguran\u00e7a t\u00e9cnica do plano.<\/p><p style=\"text-align: justify;\"><span style=\"font-size: 10pt;\"><strong>O que s\u00e3o benef\u00edcios de risco e para que servem as contribui\u00e7\u00f5es de cobertura dos benef\u00edcios de risco?<\/strong><\/span><\/p><p style=\"text-align: justify;\"><span style=\"font-size: 10pt;\">S\u00e3o benef\u00edcios complementares, pagos na ocorr\u00eancia de invalidez, aux\u00edlio-doen\u00e7a, acidente de trabalho e morte. As contribui\u00e7\u00f5es visam criar uma reserva para garantir a cobertura destes eventos.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f89e8b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f89e8b7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-d906e13\" data-id=\"d906e13\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b6b4b7 elementor-widget elementor-widget-text-editor\" data-id=\"9b6b4b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Al\u00e9m da redu\u00e7\u00e3o dos valores referentes \u00e0 Contribui\u00e7\u00e3o dos Benef\u00edcios de Risco, foi apontada a possibilidade de altera\u00e7\u00e3o de sua base de c\u00e1lculo. A incid\u00eancia deixar\u00e1 de ser sobre as faixas de sal\u00e1rio de benef\u00edcio, passando a ser sobre o Padr\u00e3o Previdenci\u00e1rio Economus \u2013 PPE.<\/p><p style=\"text-align: justify;\">Esta mudan\u00e7a se mostra mais adequada, entre outros fatores, pelo fato do PPE ser atualizado anualmente pela varia\u00e7\u00e3o do INPC, enquanto que as faixas de sal\u00e1rio de benef\u00edcio, utilizadas no modelo anterior, n\u00e3o eram atualizadas e, portanto, n\u00e3o acompanhavam a recomposi\u00e7\u00e3o salarial dos participantes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7f38267\" data-id=\"7f38267\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a8ac95 elementor-widget elementor-widget-image\" data-id=\"4a8ac95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"240\" height=\"310\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/PPE-4.png\" class=\"attachment-large size-large wp-image-7574\" alt=\"\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/PPE-4.png 240w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/PPE-4-232x300.png 232w\" sizes=\"(max-width: 240px) 100vw, 240px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e79f47 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e79f47\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b8e8c1e\" data-id=\"b8e8c1e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c83ea3d elementor-widget elementor-widget-text-editor\" data-id=\"c83ea3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Assim, em mar\u00e7o\/2019, a Governan\u00e7a do Economus aprovou o Plano Anual de Custeio para o per\u00edodo de abril\/2019 a mar\u00e7o\/2020, que al\u00e9m de contemplar a mudan\u00e7a da base de c\u00e1lculo, tamb\u00e9m <strong>aplica uma redu\u00e7\u00e3o m\u00e9dia de 45% nas taxas cobradas para custeio dos benef\u00edcios de riscos<\/strong>, trazendo um impacto positivo a todos os participantes.<\/p><p style=\"text-align: justify;\">Veja a compara\u00e7\u00e3o entre os modelos de contribui\u00e7\u00e3o:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98f113f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98f113f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6962d5c\" data-id=\"6962d5c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ddb6ec elementor-widget elementor-widget-image\" data-id=\"9ddb6ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"450\" height=\"519\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/tabela1-1.png\" class=\"attachment-large size-large wp-image-7564\" alt=\"\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/tabela1-1.png 450w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/tabela1-1-260x300.png 260w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b09f707 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b09f707\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1842c69\" data-id=\"1842c69\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d038caf elementor-widget elementor-widget-image\" data-id=\"d038caf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"383\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/tabela2-1.png\" class=\"attachment-large size-large wp-image-7565\" alt=\"\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/tabela2-1.png 450w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/tabela2-1-300x255.png 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f52951b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f52951b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-03ec949\" data-id=\"03ec949\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae3668b elementor-widget elementor-widget-text-editor\" data-id=\"ae3668b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Confira um exemplo:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-61fe40d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61fe40d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a7d85bf\" data-id=\"a7d85bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8977809 elementor-widget elementor-widget-image\" data-id=\"8977809\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"755\" height=\"418\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/arte-exemplo-1.png\" class=\"attachment-large size-large wp-image-7566\" alt=\"\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/arte-exemplo-1.png 755w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/arte-exemplo-1-300x166.png 300w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/arte-exemplo-1-600x332.png 600w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/arte-exemplo-1-450x250.png 450w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2019\/04\/arte-exemplo-1-750x415.png 750w\" sizes=\"(max-width: 755px) 100vw, 755px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9de8773 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9de8773\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f4633fe\" data-id=\"f4633fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eadc630 elementor-widget elementor-widget-text-editor\" data-id=\"eadc630\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Esta medida est\u00e1 atrelada ao compromisso da Governan\u00e7a e \u00e0 miss\u00e3o do Economus em oferecer, aos participantes, solu\u00e7\u00f5es sustent\u00e1veis, eficientes e seguras em previd\u00eancia e assist\u00eancia \u00e0 sa\u00fade.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Apesar do cen\u00e1rio desafiador da economia brasileira, em 2018, o plano PrevMais apresentou excelente desempenho, fechando o ano com superavit de R$ 74,6 milh\u00f5es, um crescimento de 45% em rela\u00e7\u00e3o a 2017, e com uma rentabilidade de 10,05%, ficando acima da meta atuarial (8,61%) para o per\u00edodo. Diante desta performance positiva, fatores como o excesso&hellip;<\/p>\n","protected":false},"author":1,"featured_media":7580,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[39,1],"tags":[],"class_list":["post-7551","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-previdencia","category-noticias"],"_links":{"self":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/posts\/7551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/comments?post=7551"}],"version-history":[{"count":9,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/posts\/7551\/revisions"}],"predecessor-version":[{"id":7577,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/posts\/7551\/revisions\/7577"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/media\/7580"}],"wp:attachment":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/media?parent=7551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/categories?post=7551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/tags?post=7551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}