{"id":3375,"date":"2018-11-03T15:19:13","date_gmt":"2018-11-03T17:19:13","guid":{"rendered":"https:\/\/portal.economus.com.br\/?page_id=3375"},"modified":"2026-01-14T14:39:56","modified_gmt":"2026-01-14T17:39:56","slug":"previdencia-planos-grupo-c","status":"publish","type":"page","link":"https:\/\/cms1.com.br\/backup\/previdencia\/previdencia-planos\/previdencia-planos-grupo-c\/","title":{"rendered":"Regulamento Geral (BD)"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;]<img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-19808 size-full\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2024\/08\/regulamento-geral.png\" alt=\"\" width=\"1086\" height=\"250\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/08\/regulamento-geral.png 1086w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/08\/regulamento-geral-300x69.png 300w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/08\/regulamento-geral-1024x236.png 1024w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/08\/regulamento-geral-768x177.png 768w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/08\/regulamento-geral-750x173.png 750w\" sizes=\"(max-width: 1086px) 100vw, 1086px\" \/>[\/vc_column_text]<div id=\"advanced-tabs-desc-wrap-1993\" class=\"ult_tabs \" style=\" \" data-tabsstyle=\"style1\"\n data-titlebg=\"#82a7b9\" data-titlecolor=\"#ffffff\" data-fullheight=\"off\"\n data-titlehoverbg=\"#ec305c\" data-titlehovercolor=\"#ffffff\"\n data-rotatetabs=\"0\" data-responsivemode=\"Both\" data-animation=\"Slide\"\ndata-activetitle=\"#ffffff\" data-activeicon=\"\" data-activebg=\"#ec305c\"  data-respmode=\"Tabs\" data-respwidth=\"400\" data-scroll = \"on\" data-activeindex=\"1\"><ul id=advanced-tabs-wrap-1759 class=\"ult_tabmenu style1 Style_4\" style=\"color:#ffffff;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-width:0px;\"><li class=\"ult_tab_li ult_tab_style_4  \" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\" style=\"background-color:#82a7b9;border-color:#ffffff;border-width:2px;border-style:solid;border-top-left-radius:8px;\">\n\t\t\t\t\t<a href=\"#1544189567408-2-10\" id=\"1544189567408-2-10\" style=\"color:#ffffff;;  \" class=\"ult_a \">\n\t\t\t\t\t   <span class=\"ult_tab_main  Both \">\n\t\t\t\t\t    <span class=\"ult_tab_section\">\n\t\t\t\t\t  \t\t<span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult-responsive\" style=\"\">Sobre o Plano<\/span>\n\t\t\t\t\t\t   \t<span class=\"aio-icon none ult_tab_iconright\" style=\"color:#74777b;font-size:15px;\">\n\t\t\t\t\t\t   \t<i class=\"   ult_tab_icon\"  ><\/i>\n\t\t\t\t\t\t   <\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t   <\/span>\n\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li><li class=\"ult_tab_li ult_tab_style_4  \" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\" style=\"background-color:#82a7b9;border-color:#ffffff;border-width:2px;border-style:solid;\">\n\t\t\t\t\t<a href=\"#1544189579145-4-6\" id=\"1544189579145-4-6\" style=\"color:#ffffff;;  \" class=\"ult_a \">\n\t\t\t\t\t   <span class=\"ult_tab_main  Both \">\n\t\t\t\t\t    <span class=\"ult_tab_section\">\n\t\t\t\t\t  \t\t<span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult-responsive\" style=\"\">Contribui\u00e7\u00f5es<\/span>\n\t\t\t\t\t\t   \t<span class=\"aio-icon none ult_tab_iconright\" style=\"color:#74777b;font-size:15px;\">\n\t\t\t\t\t\t   \t<i class=\"   ult_tab_icon\"  ><\/i>\n\t\t\t\t\t\t   <\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t   <\/span>\n\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li><li class=\"ult_tab_li ult_tab_style_4  \" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\" style=\"background-color:#82a7b9;border-color:#ffffff;border-width:2px;border-style:solid;\">\n\t\t\t\t\t<a href=\"#1546920107272-3-0\" id=\"1546920107272-3-0\" style=\"color:#ffffff;;  \" class=\"ult_a \">\n\t\t\t\t\t   <span class=\"ult_tab_main  Both \">\n\t\t\t\t\t    <span class=\"ult_tab_section\">\n\t\t\t\t\t  \t\t<span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult-responsive\" style=\"\">Benef\u00edcios<\/span>\n\t\t\t\t\t\t   \t<span class=\"aio-icon none ult_tab_iconright\" style=\"color:#74777b;font-size:15px;\">\n\t\t\t\t\t\t   \t<i class=\"   ult_tab_icon\"  ><\/i>\n\t\t\t\t\t\t   <\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t   <\/span>\n\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li><li class=\"ult_tab_li ult_tab_style_4  \" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\" style=\"background-color:#82a7b9;border-color:#ffffff;border-width:2px;border-style:solid;\">\n\t\t\t\t\t<a href=\"#1544188842374-9\" id=\"1544188842374-9\" style=\"color:#ffffff;;  \" class=\"ult_a \">\n\t\t\t\t\t   <span class=\"ult_tab_main  Both \">\n\t\t\t\t\t    <span class=\"ult_tab_section\">\n\t\t\t\t\t  \t\t<span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult-responsive\" style=\"\">Regulamentos e Formul\u00e1rios<\/span>\n\t\t\t\t\t\t   \t<span class=\"aio-icon none ult_tab_iconright\" style=\"color:#74777b;font-size:15px;\">\n\t\t\t\t\t\t   \t<i class=\"   ult_tab_icon\"  ><\/i>\n\t\t\t\t\t\t   <\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t   <\/span>\n\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li><li class=\"ult_tab_li ult_tab_style_4  \" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\" style=\"background-color:#82a7b9;border-color:#ffffff;border-width:2px;border-style:solid;\">\n\t\t\t\t\t<a href=\"#1547008846314-4-9\" id=\"1547008846314-4-9\" style=\"color:#ffffff;;  \" class=\"ult_a \">\n\t\t\t\t\t   <span class=\"ult_tab_main  Both \">\n\t\t\t\t\t    <span class=\"ult_tab_section\">\n\t\t\t\t\t  \t\t<span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult-responsive\" style=\"\">Saldamento<\/span>\n\t\t\t\t\t\t   \t<span class=\"aio-icon none ult_tab_iconright\" style=\"color:#74777b;font-size:15px;\">\n\t\t\t\t\t\t   \t<i class=\"   ult_tab_icon\"  ><\/i>\n\t\t\t\t\t\t   <\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t   <\/span>\n\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li><li class=\"ult_tab_li ult_tab_style_4  \" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\" style=\"background-color:#82a7b9;border-color:#ffffff;border-width:2px;border-style:solid;\">\n\t\t\t\t\t<a href=\"#1619194636835-5-4\" id=\"1619194636835-5-4\" style=\"color:#ffffff;;  \" class=\"ult_a \">\n\t\t\t\t\t   <span class=\"ult_tab_main  Both \">\n\t\t\t\t\t    <span class=\"ult_tab_section\">\n\t\t\t\t\t  \t\t<span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult-responsive\" style=\"\">Equacionamento de Deficit<\/span>\n\t\t\t\t\t\t   \t<span class=\"aio-icon none ult_tab_iconright\" style=\"color:#74777b;font-size:15px;\">\n\t\t\t\t\t\t   \t<i class=\"   ult_tab_icon\"  ><\/i>\n\t\t\t\t\t\t   <\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t   <\/span>\n\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li><li class=\"ult_tab_li ult_tab_style_4  \" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\" style=\"background-color:#82a7b9;border-color:#ffffff;border-width:2px;border-style:solid;border-top-right-radius:8px;\">\n\t\t\t\t\t<a href=\"#1621277231994-6-4\" id=\"1621277231994-6-4\" style=\"color:#ffffff;;  \" class=\"ult_a \">\n\t\t\t\t\t   <span class=\"ult_tab_main  Both \">\n\t\t\t\t\t    <span class=\"ult_tab_section\">\n\t\t\t\t\t  \t\t<span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult-responsive\" style=\"\">Demonstra\u00e7\u00f5es Atuariais<\/span>\n\t\t\t\t\t\t   \t<span class=\"aio-icon none ult_tab_iconright\" style=\"color:#74777b;font-size:15px;\">\n\t\t\t\t\t\t   \t<i class=\"   ult_tab_icon\"  ><\/i>\n\t\t\t\t\t\t   <\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t   <\/span>\n\n\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/li><\/ul><div  data-ultimate-target='#advanced-tabs-desc-wrap-1993 .ult_tabcontent .ult_tab_min_contain  p'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' class=\"ult_tabcontent ult-responsive style1\" style=\"background-color:#ffffff;color:#74777b;\"><div class=\"ult_tab_min_contain \" >\n\t\t\t<div  class=\"ult_tabitemname\"  >\n\t\t\t\t[vc_column_text css=&#8221;.vc_custom_1756904556414{margin-bottom: 20px !important;}&#8221;]O plano <strong>Regulamento Geral <\/strong>destina-se aos empregados admitidos a partir de 13 de maio de 1974 do extinto Banco Nossa Caixa S.A. contratados pelo regime CLT.<\/p>\n<p>Est\u00e1 estruturado na modalidade Benef\u00edcio Definido, ou seja, os benef\u00edcios programados t\u00eam seu valor ou n\u00edvel previamente estabelecidos, sendo o custeio determinado atuarialmente, de forma a assegurar o pagamento do benef\u00edcio.[\/vc_column_text]\n\t\t\t<\/div>\n\t\t\t<div  class=\"ult_tabitemname\"  >\n\t\t\t\t[vc_column_text css=&#8221;&#8221;]Base da Contribui\u00e7\u00e3o<\/p>\n<p>A contribui\u00e7\u00e3o mensal ao Economus \u00e9 baseada no teto do sal\u00e1rio de contribui\u00e7\u00e3o do INSS e dividida em tr\u00eas faixas. O teto do INSS em vigor \u00e9 de R$ 8.475,55.<\/p>\n<p><strong>Contribui\u00e7\u00e3o Normal<\/strong><\/p>\n<table style=\"width: 100%; height: 401px;\" border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<colgroup>\n<col width=\"133\">\n<col width=\"204\">\n<col width=\"283\"><\/colgroup>\n<tbody>\n<tr style=\"background-color: #ec305c;\">\n<td class=\"xl64\" style=\"width: 334.046875px; height: 33px; text-align: center;\" colspan=\"2\" height=\"33\"><span style=\"color: #ffffff;\">CUSTEIO NORMAL DOS PARTICIPANTES<\/span><\/td>\n<td class=\"xl64\" style=\"width: 279.984375px; height: 33px; text-align: center;\"><span style=\"color: #ffffff;\">CONTRIBUI\u00c7\u00c3O<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td class=\"xl75\" style=\"width: 130.140625px; background-color: #82a7b9; height: 132px;\" rowspan=\"3\" height=\"138\"><span style=\"color: #ffffff;\">Participantes<\/span><\/td>\n<td class=\"xl65\" style=\"width: 201.90625px; height: 22px;\">Sal\u00e1rio at\u00e9 \u00bd teto do INSS<\/td>\n<td class=\"xl66\" style=\"width: 279.984375px; height: 22px; text-align: center;\">1% do sal\u00e1rio<\/td>\n<\/tr>\n<tr style=\"height: 42px;\">\n<td class=\"xl67\" style=\"width: 201.90625px; height: 42px;\" height=\"35\">Sal\u00e1rio entre \u00bd teto do INSS e o teto (R$ 4.237,78 a R$ 8.475,55)<\/td>\n<td class=\"xl68\" style=\"width: 279.984375px; height: 42px; text-align: center;\">1% sobre o valor at\u00e9 \u00bd teto + 1,75% sobre o excedente<\/td>\n<\/tr>\n<tr style=\"height: 68px;\">\n<td class=\"xl65\" style=\"width: 201.90625px; height: 68px;\" height=\"35\">Sal\u00e1rio acima do teto do INSS (R$ 8.475,55)<\/td>\n<td class=\"xl69\" style=\"width: 279.984375px; height: 68px; text-align: center;\">1% sobre o valor at\u00e9 \u00bd teto + 1,75% at\u00e9 o teto + 25,55% sobre o excedente do valor do sal\u00e1rio<\/td>\n<\/tr>\n<tr style=\"height: 51px;\">\n<td class=\"xl78\" style=\"width: 334.046875px; background-color: #82a7b9; height: 51px;\" colspan=\"2\" height=\"51\"><span style=\"color: #ffffff;\">Participantes em BPD que n\u00e3o optaram pela cobertura dos benef\u00edcios de risco<\/span><\/td>\n<td class=\"xl70\" style=\"width: 279.984375px; height: 51px; text-align: center;\">0,00%<\/td>\n<\/tr>\n<tr style=\"height: 44px;\">\n<td class=\"xl73\" style=\"width: 334.046875px; background-color: #82a7b9; height: 44px;\" colspan=\"2\" height=\"40\"><span style=\"color: #ffffff;\">Participantes em BPD que optaram pela cobertura dos benef\u00edcios de risco<\/span><\/td>\n<td class=\"xl71\" style=\"width: 279.984375px; height: 44px; text-align: center;\">4,90% do valor do BPD<\/td>\n<\/tr>\n<tr style=\"height: 32px;\">\n<td class=\"xl73\" style=\"width: 334.046875px; background-color: #82a7b9; height: 32px;\" colspan=\"2\" height=\"32\"><span style=\"color: #ffffff;\">Participantes que optaram pelo saldamento<\/span><\/td>\n<td class=\"xl70\" style=\"width: 279.984375px; height: 32px; text-align: center;\">0,00%<\/td>\n<\/tr>\n<tr style=\"height: 53px;\">\n<td class=\"xl73\" style=\"width: 334.046875px; background-color: #82a7b9; height: 53px;\" colspan=\"2\" height=\"53\"><span style=\"color: #ffffff;\">Participantes saldados em autopatroc\u00ednio que optaram pela cobertura dos benef\u00edcios de risco<\/span><\/td>\n<td class=\"xl72\" style=\"width: 279.984375px; height: 53px; text-align: center;\">4,90% do valor do Benef\u00edcio Saldado<\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td class=\"xl73\" style=\"width: 334.046875px; background-color: #82a7b9; height: 56px;\" colspan=\"2\" height=\"56\"><span style=\"color: #ffffff;\">Participantes Autopatrocinados<\/span><\/td>\n<td class=\"xl68\" style=\"width: 279.984375px; height: 56px; text-align: center;\">Id\u00eantica a dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Os percentuais de contribui\u00e7\u00e3o s\u00e3o aplicados at\u00e9 sal\u00e1rios correspondentes a seis vezes o teto do INSS (R$ 50.853,30).<\/p>\n<p><strong>Contribui\u00e7\u00e3o dos Aposentados<\/strong><\/p>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td valign=\"top\" width=\"132\">Contribui\u00e7\u00e3o<\/td>\n<td valign=\"top\" width=\"246\">4,10% sobre o valor do benef\u00edcio<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Contribui\u00e7\u00e3o Extraordin\u00e1ria para Equacionamento do D\u00e9ficit de 2005<\/strong><\/p>\n<table border=\"1px\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr align=\"center\" bgcolor=\"#002060\">\n<td style=\"color: #fff;\" colspan=\"2\" width=\"649\"><strong>CUSTEIO EXTRAORDIN\u00c1RIO&nbsp;<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Participantes Ativos<\/td>\n<td>3,84% do sal\u00e1rio real de participa\u00e7\u00e3o<\/td>\n<\/tr>\n<tr>\n<td>Participantes em BPD<\/td>\n<td>3,84% do valor do BPD<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes optaram pelo Saldamento<\/td>\n<td>3,84% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes que optaram pelo saldamento e foram desligados da patrocinadora<\/td>\n<td>3,84% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td>Participantes Autopatrocinados<\/td>\n<td width=\"203\">Id\u00eantica \u00e0 dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Aposentados<\/strong><\/td>\n<td width=\"203\">3,84% do valor do benef\u00edcio<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Pensionistas<\/strong><\/td>\n<td width=\"203\">&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Contribui\u00e7\u00e3o Extraordin\u00e1ria para Equacionamento do D\u00e9ficit de 2015<\/strong><\/p>\n<table border=\"1px\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr align=\"center\" bgcolor=\"#002060\">\n<td style=\"color: #fff;\" colspan=\"2\" width=\"649\"><strong>CUSTEIO EXTRAORDIN\u00c1RIO&nbsp;<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Participantes Ativos<\/td>\n<td>2,04% do sal\u00e1rio real de participa\u00e7\u00e3o<\/td>\n<\/tr>\n<tr>\n<td>Participantes em BPD<\/td>\n<td>2,04% do valor do BPD<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes optaram pelo Saldamento<\/td>\n<td>2,04% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes que optaram pelo saldamento e foram desligados da patrocinadora<\/td>\n<td>2,04% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td>Participantes Autopatrocinados<\/td>\n<td width=\"203\">Id\u00eantica \u00e0 dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Aposentados<\/strong><\/td>\n<td width=\"203\">3,20% do valor do benef\u00edcio<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Pensionistas<\/strong><\/td>\n<td width=\"203\">3,20% do valor do benef\u00edcio<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Contribui\u00e7\u00e3o Extraordin\u00e1ria para Equacionamento do D\u00e9ficit de 2017<\/strong><\/p>\n<table border=\"1px\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr align=\"center\" bgcolor=\"#002060\">\n<td style=\"color: #fff;\" colspan=\"2\" width=\"649\"><strong>CUSTEIO EXTRAORDIN\u00c1RIO&nbsp;<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Participantes Ativos<\/td>\n<td>10,30% do sal\u00e1rio real de participa\u00e7\u00e3o<\/td>\n<\/tr>\n<tr>\n<td>Participantes em BPD<\/td>\n<td>10,30% do valor do BPD<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes optaram pelo Saldamento<\/td>\n<td>10,30% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes que optaram pelo saldamento e foram desligados da patrocinadora<\/td>\n<td>10,30% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td>Participantes Autopatrocinados<\/td>\n<td width=\"203\">Id\u00eantica \u00e0 dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Aposentados<\/strong><\/td>\n<td width=\"203\">13,59% do valor do benef\u00edcio<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Pensionistas<\/strong><\/td>\n<td width=\"203\">13,59% do valor do benef\u00edcio<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Custeio Administrativo<\/strong><\/p>\n<table border=\"1px\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr align=\"center\" bgcolor=\"#002060\">\n<td style=\"color: #fff;\" colspan=\"2\" width=\"649\"><strong>CUSTEIO ADMINISTRATIVO&nbsp;<\/strong><\/td>\n<\/tr>\n<tr>\n<td>a) Taxa de Carregamento aplic\u00e1vel sobre o sal\u00e1rio real de participa\u00e7\u00e3o (Ativos n\u00e3o optantes pelo Saldamento)<\/td>\n<td>0,65%<\/td>\n<\/tr>\n<tr>\n<td>b) Taxa de Carregamento aplic\u00e1vel sobre o BPD<\/td>\n<td>0,65%<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">c) Taxa de Carregamento aplic\u00e1vel sobre o Benef\u00edcio Saldado (Optantes pelo Saldamento)<\/td>\n<td>0,65%<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">d) Taxa de Carregamento aplic\u00e1vel sobre o valor do benef\u00edcio recebido pelo Aposentado e Pensionista<\/td>\n<td>0,65%<\/td>\n<\/tr>\n<tr>\n<td>h) Participantes Autopatrocinados<\/td>\n<td width=\"203\">Id\u00eantica \u00e0 dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<tr>\n<td>Taxa de Administra\u00e7\u00e3o sobre os Recursos Garantidores do Planos<\/td>\n<td width=\"203\">0,15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text]\n\t\t\t<\/div>\n\t\t\t<div  class=\"ult_tabitemname\"  >\n\t\t\t\t[vc_column_text css=&#8221;.vc_custom_1547001484907{margin-top: 30px !important;margin-bottom: 15px !important;}&#8221;]Os participantes t\u00eam direito aos seguintes benef\u00edcios[\/vc_column_text][accordion_father][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Aposentadoria&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<strong>Aposentadoria por Idade<\/strong><br \/>\nRequisitos:<br \/>\n1. Ter, no m\u00ednimo, 05 anos de contribui\u00e7\u00e3o para o Economus;<br \/>\n2. Estar aposentado por idade no INSS.<\/p>\n<p><strong>Aposentadoria por Invalidez<\/strong><\/p>\n<p>1. Aposentadoria por Invalidez no INSS;<br \/>\n2. Ser participante do Economus;<\/p>\n<p>Obs.: Benef\u00edcio exclusivo aos participantes do Regulamento Geral, que n\u00e3o optaram pelo saldamento.<\/p>\n<p><strong>Aposentadoria por Tempo de Servi\u00e7o<\/strong><\/p>\n<p>1. Tempo de filia\u00e7\u00e3o ao Economus: a complementa\u00e7\u00e3o \u00e9 proporcional ao tempo de ades\u00e3o (m\u00ednimo de 10 anos) e \u00e0 idade de cada um.<br \/>\n2. Idade: para ter direito \u00e0 complementa\u00e7\u00e3o integral, o participante dever\u00e1 ter idade m\u00ednima de 55 anos. Caso n\u00e3o tenha, poder\u00e1 antecipar o pagamento da complementa\u00e7\u00e3o, com redu\u00e7\u00e3o de 6% por ano antecipado.<br \/>\n3. Tipo de aposentadoria no INSS: no c\u00e1lculo da complementa\u00e7\u00e3o, o Economus utiliza o valor da aposentadoria integral do INSS, mesmo que ela seja proporcional. Isso significa que o participante que requer aposentadoria proporcional ter\u00e1 benef\u00edcio menor no INSS, mas o Economus considerar\u00e1 para o c\u00e1lculo a m\u00e9dia integral, limitada ao teto vigente na ocasi\u00e3o.[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;&#8221; title=&#8221;Acidente de trabalho&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]\n<div><span style=\"text-decoration: underline;\">Defini\u00e7\u00e3o:<\/span><\/div>\n<div>\u00c9 a renda paga ao participante que, por motivo de acidente no local de trabalho, fica afastado das atividades.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">Requisitos:<\/span><\/div>\n<div>1. N\u00e3o h\u00e1 car\u00eancia para esse benef\u00edcio no INSS.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><\/div>\n<div>&#8211; Levantamento dos 12 \u00faltimos Sal\u00e1rios Reais de Participa\u00e7\u00e3o (SRP);<\/div>\n<div>&#8211; Atualiza\u00e7\u00e3o dos 12 SRP pelo INPC acumulado at\u00e9 o m\u00eas anterior ao do in\u00edcio da complementa\u00e7\u00e3o;<\/div>\n<div>&#8211; Somam-se os 12 SRP atualizados e divide-se o resultado por 12, encontrando-se assim o Sal\u00e1rio Real de Benef\u00edcio (SRB);<\/div>\n<div>&#8211; Subtrai-se o valor do benef\u00edcio do INSS, como se tivesse sido concedido na mesma data da complementa\u00e7\u00e3o, e de maneira integral (100%);<\/div>\n<div>&#8211; O resultado \u00e9 o valor do benef\u00edcio.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">F\u00f3rmula:<\/span><\/div>\n<div>&#8211; Resultado da M\u00e9dia Aritm\u00e9tica = X<\/div>\n<div>&#8211; Valor do INSS = Y<\/div>\n<div>&#8211; Valor da Complementa\u00e7\u00e3o = (X-Y)<\/div>\n<div>&nbsp;<\/div>\n<div>Obs.: Benef\u00edcio exclusivo aos participantes do Regulamento Geral, que n\u00e3o optaram pelo saldamento.<\/div>\n[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;&#8221; title=&#8221;Aux\u00edlio-Doen\u00e7a&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]\n<div><span style=\"text-decoration: underline;\">Defini\u00e7\u00e3o:<\/span><\/div>\n<div>\u00c9 a renda adicional paga ao participante que se afastar da empresa por mais de 15 dias, por motivo de doen\u00e7a.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">Requisitos:<\/span><\/div>\n<div>1. Estar recebendo o benef\u00edcio de aux\u00edlio-doen\u00e7a do INSS;<\/div>\n<div>&nbsp;<\/div>\n<div>2. 01 (um) ano de contribui\u00e7\u00e3o ao Economus.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><\/div>\n<div>&#8211; Levantamento dos 12 \u00faltimos Sal\u00e1rios Reais de Participa\u00e7\u00e3o (SRP);<\/div>\n<div>&#8211; Atualiza\u00e7\u00e3o dos 12 SRP pelo INPC acumulado at\u00e9 o m\u00eas anterior ao do in\u00edcio da complementa\u00e7\u00e3o;<\/div>\n<div>&#8211; Soma-se os 12 SRP atualizados e divide-se o resultado por 12, encontrando-se assim o Sal\u00e1rio Real de Benef\u00edcio (SRB);<\/div>\n<div>&#8211; Subtrai-se o valor do benef\u00edcio do INSS, como se tivesse sido concedido na mesma data da complementa\u00e7\u00e3o e de maneira integral (100%);<\/div>\n<div>&#8211; O resultado \u00e9 o valor da complementa\u00e7\u00e3o.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">F\u00f3rmula:<\/span><\/div>\n<div>&#8211; Resultado da M\u00e9dia Aritm\u00e9tica = X<\/div>\n<div>&#8211; Valor do INSS = Y<\/div>\n<div>&#8211; Valor da Complementa\u00e7\u00e3o = (X-Y)<\/div>\n<div>&nbsp;<\/div>\n<div>&nbsp;<\/div>\n<div>Obs.: Benef\u00edcio exclusivo aos participantes do Regulamento Geral, que n\u00e3o optaram pelo saldamento.<\/div>\n[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Pec\u00falio por Morte e Invalidez&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<strong>Pec\u00falio por Morte<\/strong><\/p>\n<p><span style=\"text-decoration: underline;\">Requisitos:<\/span><br \/>\n1. Valor \u00fanico pago aos dependentes dos participantes, que s\u00e3o benefici\u00e1rios da pens\u00e3o;<br \/>\n2. N\u00e3o h\u00e1 car\u00eancia para esse benef\u00edcio.<\/p>\n<p><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><br \/>\n&#8211; Apura\u00e7\u00e3o dos 12 \u00faltimos Sal\u00e1rios Reais de Participa\u00e7\u00e3o (SRP) do participante falecido;<br \/>\n&#8211; Atualiza\u00e7\u00e3o dos 12 SRP pelo INPC acumulado at\u00e9 o m\u00eas anterior ao do falecimento do participante;<br \/>\n&#8211; Somam-se os 12 SRP atualizados e divide-se o resultado por 12, encontrando-se assim o Sal\u00e1rio Real de Benef\u00edcio (SRB);<br \/>\n&#8211; O SRB \u00e9 multiplicado por 10;<br \/>\n&#8211; O resultado \u00e9 o valor do Pec\u00falio por Morte.<\/p>\n<p><span style=\"text-decoration: underline;\">F\u00f3rmula:<\/span><br \/>\n&#8211; Resultado da M\u00e9dia Aritm\u00e9tica = X<br \/>\n&#8211; Valor do Pec\u00falio = (X) x (10)<\/p>\n<p><strong>Pec\u00falio por Invalidez<\/strong><\/p>\n<p><span style=\"text-decoration: underline;\">Requisitos:<\/span><br \/>\n1. Valor \u00fanico pago aos participantes que se aposentam no INSS por motivo de invalidez;<br \/>\n2. N\u00e3o h\u00e1 car\u00eancia para esse benef\u00edcio.<\/p>\n<p><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><br \/>\n&#8211; Levantamento dos 12 \u00faltimos Sal\u00e1rios Reais de Participa\u00e7\u00e3o (SRP);<br \/>\n&#8211; Atualiza\u00e7\u00e3o dos 12 SRP pelo INPC acumulado at\u00e9 o m\u00eas anterior ao do in\u00edcio da complementa\u00e7\u00e3o;<br \/>\n&#8211; Somam-se os 12 SRP atualizados e divide-se o resultado por 12, encontrando-se assim o Sal\u00e1rio Real de Benef\u00edcio (SRB);<br \/>\n&#8211; Multiplicar o SRB por 10;<br \/>\n&#8211; O resultado \u00e9 o valor do Pec\u00falio por Invalidez.<\/p>\n<p><span style=\"text-decoration: underline;\">F\u00f3rmula:<\/span><br \/>\n&#8211; Resultado da M\u00e9dia Aritm\u00e9tica = X<br \/>\n&#8211; Valor do Pec\u00falio = (X) x (10)[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;&#8221; title=&#8221;Pens\u00e3o por Morte&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<span style=\"text-decoration: underline;\">Requisitos:<\/span><br \/>\n1. Ser participante do Economus na \u00e9poca do \u00f3bito;<br \/>\n2. Os dependentes legais devem receber benef\u00edcio an\u00e1logo da Previd\u00eancia Social;<br \/>\n3. N\u00e3o h\u00e1 car\u00eancia para esse benef\u00edcio.<\/p>\n<p><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><br \/>\nO valor da Complementa\u00e7\u00e3o da Pens\u00e3o por Morte ser\u00e1 calculado com a observ\u00e2ncia das mesmas porcentagens adotadas pelo INSS para a fixa\u00e7\u00e3o de renda mensal do benef\u00edcio correspondente, aplicadas sobre o valor da Complementa\u00e7\u00e3o em cujo gozo se encontrava o participante ou o da Complementa\u00e7\u00e3o da Aposentadoria por Invalidez a que faria jus na data do \u00f3bito.<\/p>\n<p><span style=\"text-decoration: underline;\">Observa\u00e7\u00f5es:<\/span><br \/>\nNo caso de morte do Participante Aposentado: o valor da Pens\u00e3o por Morte corresponder\u00e1 \u00e0 \u00faltima complementa\u00e7\u00e3o que o aposentado recebia na \u00e9poca do \u00f3bito, calculado nas mesmas propor\u00e7\u00f5es do benef\u00edcio pago no INSS.[\/accordion_son][\/accordion_father][vc_column_text css=&#8221;.vc_custom_1756905272042{margin-top: 30px !important;margin-bottom: 15px !important;}&#8221;]<strong>Documentos para requerer Benef\u00edcios<\/strong><\/p>\n<p>Confira, abaixo, as documenta\u00e7\u00f5es para requerer benef\u00edcios do Plano Regulamento Geral (BD). Ap\u00f3s o preenchimento, o documento dever\u00e1 ser enviado ao Economus.[\/vc_column_text][accordion_father][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Aposentadoria por Invalidez&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<img decoding=\"async\" class=\"wp-image-6297 size-full alignleft\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2019\/01\/Captura-de-Tela-2019-01-08-\u00e0s-03.40.48-e1546926219112.png\" alt=\"\" width=\"89\" height=\"90\"><\/p>\n<p>Documenta\u00e7\u00e3o necess\u00e1ria para dar entrada nos benef\u00edcios.<\/p>\n<p>Evite problemas, tomando as seguintes precau\u00e7\u00f5es:<\/p>\n<p>&#8211; A documenta\u00e7\u00e3o deve ser enviada ao Economus;<br \/>\n&#8211; Leia com aten\u00e7\u00e3o quais s\u00e3o os documentos necess\u00e1rios;<br \/>\n&#8211; Caso compare\u00e7a pessoalmente, apresentar documentos originais, com c\u00f3pias simples;<\/p>\n<p><strong>Documento originais<\/strong><\/p>\n<p><strong>1.<\/strong> Requerimento de Benef\u00edcio (<a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/09\/Requerimento_beneficio_Pensao-por-morte-e-Peculio-por-Morte-Regulamento-Geral-3.pdf\" target=\"_blank\" rel=\"noopener\">clique aqui<\/a>)<\/p>\n<p><strong>C\u00f3pias autenticadas ou certifica\u00e7\u00e3o digital<\/strong><\/p>\n<p><strong>2.<\/strong> Comprovante de resid\u00eancia em nome do requerente que contenha o CEP;<\/p>\n<p><strong>3.<\/strong> Documentos oficiais de identifica\u00e7\u00e3o <strong>do requerente<\/strong>, que contenham os n\u00fameros do RG e CPF;<\/p>\n<p><strong>4.<\/strong> Certid\u00e3o de nascimento ou de casamento\/uni\u00e3o est\u00e1vel do requerente;<\/p>\n<p><strong>5.<\/strong> Carta de concess\u00e3o e demonstrativo do c\u00e1lculo do benef\u00edcio no INSS;<\/p>\n<p><strong>6.<\/strong> Comprovante de conta banc\u00e1ria do requerente, contendo a identifica\u00e7\u00e3o do banco, n\u00famero de ag\u00eancia e n\u00famero da conta;[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Aposentadoria por Tempo de Servi\u00e7o e Idade&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<img decoding=\"async\" class=\"wp-image-6297 size-full alignleft\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2019\/01\/Captura-de-Tela-2019-01-08-\u00e0s-03.40.48-e1546926219112.png\" alt=\"\" width=\"89\" height=\"90\">Documenta\u00e7\u00e3o necess\u00e1ria para dar entrada nos benef\u00edcios.<\/p>\n<p>Evite problemas, tomando as seguintes precau\u00e7\u00f5es:<\/p>\n<p>&#8211; A documenta\u00e7\u00e3o deve ser enviada ao Economus;<br \/>\n&#8211; Leia com aten\u00e7\u00e3o quais s\u00e3o os documentos necess\u00e1rios;<br \/>\n&#8211; Caso compare\u00e7a pessoalmente, apresentar documentos originais com c\u00f3pias simples;<\/p>\n<p><strong>Documentos originais<\/strong><br \/>\n<strong>1.<\/strong> Requerimento de Benef\u00edcio (<a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/09\/Requerimento_beneficio_Pensao-por-morte-e-Peculio-por-Morte-Regulamento-Geral-3.pdf\" target=\"_blank\" rel=\"noopener\">clique aqui<\/a>)<\/p>\n<p><strong>C\u00f3pias autenticadas ou certifica\u00e7\u00e3o digital<\/strong><br \/>\n<strong>2.<\/strong> Comprovante de resid\u00eancia em nome do requerente que contenha o CEP;<br \/>\n<strong>3.<\/strong> Documentos oficiais de identifica\u00e7\u00e3o do requerente, que contenham os n\u00fameros do RG e CPF;<br \/>\n<strong>4.<\/strong> Certid\u00e3o de nascimento ou casamento\/uni\u00e3o est\u00e1vel;<br \/>\n<strong>5<\/strong>. Rescis\u00e3o contratual ou carteira profissional (contendo identifica\u00e7\u00e3o e desligamento da empresa);<br \/>\n<strong>6<\/strong>. Comprovante de conta banc\u00e1ria do requerente, contendo a identifica\u00e7\u00e3o do banco, n\u00famero de ag\u00eancia e n\u00famero da conta;<br \/>\n<strong>7.<\/strong> Carta de concess\u00e3o do demonstrativo do c\u00e1lculo do benef\u00edcio no INSS.[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Pec\u00falio por Morte ou Invalidez&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<img decoding=\"async\" class=\"wp-image-6297 size-full alignleft\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2019\/01\/Captura-de-Tela-2019-01-08-\u00e0s-03.40.48-e1546926219112.png\" alt=\"\" width=\"89\" height=\"90\"><\/p>\n<p>Documenta\u00e7\u00e3o necess\u00e1ria para dar entrada nos benef\u00edcios.<\/p>\n<p>Evite problemas tomando as seguintes precau\u00e7\u00f5es:<\/p>\n<p>&#8211; A documenta\u00e7\u00e3o deve ser enviada ao Economus;<br \/>\n&#8211; Leia com aten\u00e7\u00e3o quais s\u00e3o os documentos necess\u00e1rios;<br \/>\n&#8211; Caso compare\u00e7a pessoalmente, apresentar documentos originais com c\u00f3pias simples;<\/p>\n<p><strong>Documentos originais<\/strong><br \/>\n<strong>1.<\/strong> Requerimento de Benef\u00edcio (<a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/09\/Requerimento_beneficio_Pensao-por-morte-e-Peculio-por-Morte-Regulamento-Geral-3.pdf\" target=\"_blank\" rel=\"noopener\">clique aqui<\/a>);<\/p>\n<p><strong>C\u00f3pias autenticadas ou certifica\u00e7\u00e3o digital<\/strong><br \/>\n<strong>2.<\/strong>&nbsp;Comprovante de resid\u00eancia em nome do requerente que contenha o CEP;<br \/>\n<strong>3.<\/strong>&nbsp;Documentos oficiais de identifica\u00e7\u00e3o do&nbsp;<strong>requerente e do falecido<\/strong>, que contenham os n\u00fameros do RG e CPF;<br \/>\n<strong>4.<\/strong>&nbsp;Certid\u00e3o de \u00f3bito;<br \/>\n<strong>5.<\/strong>&nbsp;Certid\u00e3o de nascimento ou de casamento\/uni\u00e3o est\u00e1vel do requerente;<br \/>\n<strong>6.<\/strong>&nbsp;Comprovante de conta banc\u00e1ria do requerente, contendo a identifica\u00e7\u00e3o do banco, n\u00famero de ag\u00eancia e n\u00famero da conta;<\/p>\n<p><strong>Comprova\u00e7\u00e3o de pens\u00e3o por morte &#8211; INSS<\/strong><br \/>\n<strong>7.<\/strong> Carta de concess\u00e3o e demonstrativo do c\u00e1lculo do benef\u00edcio no INSS;<br \/>\n<strong>8.<\/strong> Rela\u00e7\u00e3o de dependentes emitida pelo INSS (Certid\u00e3o PIS\/ PASEP do INSS).[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Pens\u00e3o por Morte&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<img decoding=\"async\" class=\"wp-image-6297 size-full alignleft\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2019\/01\/Captura-de-Tela-2019-01-08-\u00e0s-03.40.48-e1546926219112.png\" alt=\"\" width=\"89\" height=\"90\"><\/p>\n<p>Documenta\u00e7\u00e3o necess\u00e1ria para dar entrada nos benef\u00edcios.<\/p>\n<p>Evite problemas tomando as seguintes precau\u00e7\u00f5es:<\/p>\n<p>&#8211; A documenta\u00e7\u00e3o deve ser enviada ao Economus;<br \/>\n&#8211; Leia com aten\u00e7\u00e3o quais s\u00e3o os documentos necess\u00e1rios;<br \/>\n&#8211; Caso compare\u00e7a pessoalmente, apresentar documentos originais com c\u00f3pias simples;<\/p>\n<p><strong>Documentos originais<\/strong><br \/>\n<strong>1.<\/strong> Requerimento de Benef\u00edcio (<a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/09\/Requerimento_beneficio_Pensao-por-morte-e-Peculio-por-Morte-Regulamento-Geral-3.pdf\" target=\"_blank\" rel=\"noopener\">clique aqui<\/a>);<\/p>\n<p><strong>C\u00f3pias autenticadas ou certifica\u00e7\u00e3o digital<\/strong><br \/>\n<strong>2.<\/strong>&nbsp;Comprovante de resid\u00eancia em nome do requerente que contenha o CEP;<br \/>\n<strong>3.<\/strong>&nbsp;Documentos oficiais de identifica\u00e7\u00e3o do&nbsp;<strong>requerente e do falecido<\/strong>, que contenham os n\u00fameros do RG e CPF;<br \/>\n<strong>4.<\/strong>&nbsp;Certid\u00e3o de \u00f3bito;<br \/>\n<strong>5.<\/strong>&nbsp;Certid\u00e3o de nascimento ou de casamento\/uni\u00e3o est\u00e1vel do requerente;<br \/>\n<strong>6.<\/strong>&nbsp;Comprovante de conta banc\u00e1ria do requerente, contendo a identifica\u00e7\u00e3o do banco, n\u00famero de ag\u00eancia e n\u00famero da conta;<\/p>\n<p><strong>Comprova\u00e7\u00e3o de pens\u00e3o por morte \u2013 INSS<\/strong><br \/>\n<strong>7.<\/strong>&nbsp;Carta de concess\u00e3o e demonstrativo do c\u00e1lculo do benef\u00edcio no INSS;<br \/>\n<strong>8.<\/strong>&nbsp;Rela\u00e7\u00e3o de dependentes emitida pelo INSS (Certid\u00e3o PIS\/ PASEP do INSS).[\/accordion_son][\/accordion_father]\n\t\t\t<\/div>\n\t\t\t<div  class=\"ult_tabitemname\"  >\n\t\t\t\t[vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: justify;\">Confira, abaixo, o regulamento e os formul\u00e1rios do Plano. Ap\u00f3s o preenchimento, o formul\u00e1rio dever\u00e1 ser enviado ao Economus.<\/p>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]\n<table style=\"width: 100%; border-collapse: collapse; border-style: none; border-bottom: 1px solid #ccc; margin-bottom: 0;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%; border-color: #ffffff;\">Regulamento Plano<\/td>\n<td style=\"width: 50%; border-color: #ffffff;\"><div class=\" vc_custom_1544116308551 ubtn-ctn-right \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-right ubtn-small \" href=\"\/wp-content\/uploads\/2022\/07\/Regulamento-Geral-Grupo-C.pdf\" target=\"_blank\" rel=\"noopener\" ><button type=\"button\" id=\"ubtn-6175\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-small ubtn-fade-bg  none  ubtn-right   tooltip-6a24798bab5af\"  data-hover=\"#ec305c\" data-border-color=\"#ec305c\" data-bg=\"#ec305c\" data-hover-bg=\"#ffffff\" data-border-hover=\"#ec305c\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-6175'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;border-radius:20px;border-width:2px;border-color:#ec305c;border-style:solid;background: #ec305c;color: #ffffff;\"><span class=\"ubtn-hover\" style=\"background-color:#ffffff\"><\/span><span class=\"ubtn-data ubtn-text \" >Acesse<\/span><\/button><\/a><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"width: 100%; border-collapse: collapse; border-style: none; border-bottom: 1px solid #ccc; margin-bottom: 0;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%; border-color: #ffffff;\">Requerimento de Portabilidade &#8211; BD<\/td>\n<td style=\"width: 50%; border-color: #ffffff;\"><div class=\" vc_custom_1544114263725 ubtn-ctn-right \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-right ubtn-small \" href=\"\/wp-content\/uploads\/2024\/03\/Requerimento-de-Portabilidade-RG.pdf\" target=\"_blank\" rel=\"noopener\" ><button type=\"button\" id=\"ubtn-7393\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-small ubtn-fade-bg  none  ubtn-right   tooltip-6a24798bab5cf\"  data-hover=\"#ec305c\" data-border-color=\"#ec305c\" data-bg=\"#ec305c\" data-hover-bg=\"#ffffff\" data-border-hover=\"#ec305c\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-7393'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;border-radius:20px;border-width:2px;border-color:#ec305c;border-style:solid;background: #ec305c;color: #ffffff;\"><span class=\"ubtn-hover\" style=\"background-color:#ffffff\"><\/span><span class=\"ubtn-data ubtn-text \" >Acesse<\/span><\/button><\/a><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"width: 100%; border-collapse: collapse; border-style: none; border-bottom: 1px solid #ccc; margin-bottom: 0;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%; border-color: #ffffff;\">Requerimento de Benef\u00edcio<\/td>\n<td style=\"width: 50%; border-color: #ffffff;\"><div class=\" vc_custom_1544114263725 ubtn-ctn-right \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-right ubtn-small \" href=\"\/wp-content\/uploads\/2024\/03\/6.Requerimento_beneficio_Grupo-C-Atualizado.pdf\" target=\"_blank\" rel=\"noopener\" ><button type=\"button\" id=\"ubtn-1654\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-small ubtn-fade-bg  none  ubtn-right   tooltip-6a24798bab5ef\"  data-hover=\"#ec305c\" data-border-color=\"#ec305c\" data-bg=\"#ec305c\" data-hover-bg=\"#ffffff\" data-border-hover=\"#ec305c\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-1654'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;border-radius:20px;border-width:2px;border-color:#ec305c;border-style:solid;background: #ec305c;color: #ffffff;\"><span class=\"ubtn-hover\" style=\"background-color:#ffffff\"><\/span><span class=\"ubtn-data ubtn-text \" >Acesse<\/span><\/button><\/a><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"width: 100%; border-collapse: collapse; border-style: none; border-bottom: 1px solid #ccc; margin-bottom: 0;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%; border-color: #ffffff;\">Requerimento de Resgate<\/td>\n<td style=\"width: 50%; border-color: #ffffff;\"><div class=\" vc_custom_1544114263725 ubtn-ctn-right \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-right ubtn-small \" href=\"\/wp-content\/uploads\/2024\/03\/17-Requerimento-de-Resgate-Beneficio-Grupo-C-2.pdf\" target=\"_blank\" rel=\"noopener\" ><button type=\"button\" id=\"ubtn-7438\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-small ubtn-fade-bg  none  ubtn-right   tooltip-6a24798bab60c\"  data-hover=\"#ec305c\" data-border-color=\"#ec305c\" data-bg=\"#ec305c\" data-hover-bg=\"#ffffff\" data-border-hover=\"#ec305c\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-7438'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;border-radius:20px;border-width:2px;border-color:#ec305c;border-style:solid;background: #ec305c;color: #ffffff;\"><span class=\"ubtn-hover\" style=\"background-color:#ffffff\"><\/span><span class=\"ubtn-data ubtn-text \" >Acesse<\/span><\/button><\/a><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text]\n\t\t\t<\/div>\n\t\t\t<div  class=\"ult_tabitemname\"  >\n\t\t\t\t[vc_column_text css=&#8221;&#8221;]<a href=\"https:\/\/www.economus.com.br\/AutoAtendimento\/\" target=\"_blank\" rel=\"noopener\">Consulte aqui<\/a> o valor de seu saldamento.[\/vc_column_text]\n\t\t\t<\/div>\n\t\t\t<div  class=\"ult_tabitemname\"  >\n\t\t\t\t[vc_column_text css=&#8221;&#8221;]<strong>REGULAMENTO GERAL<\/strong><\/p>\n<p>A avalia\u00e7\u00e3o atuarial realizada em 31\/12\/2024 apurou o prazo remanescente das contribui\u00e7\u00f5es extraordin\u00e1rias, bem como o saldo do equacionamento dos d\u00e9ficits, conforme demonstrado a seguir:<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-22141\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/12\/eq1.png\" alt=\"\" width=\"1212\" height=\"213\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1.png 1212w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-300x53.png 300w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-1024x180.png 1024w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-768x135.png 768w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-750x132.png 750w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-1140x200.png 1140w\" sizes=\"(max-width: 1212px) 100vw, 1212px\" \/><\/p>\n<p>(1) Na posi\u00e7\u00e3o 31\/12\/2024<br \/>\n(2) Pensionista n\u00e3o contribui para este equacionamento<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-22142\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/12\/eq2.png\" alt=\"\" width=\"1103\" height=\"305\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2.png 1212w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-300x83.png 300w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-1024x283.png 1024w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-768x212.png 768w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-750x207.png 750w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-1140x315.png 1140w\" sizes=\"(max-width: 1103px) 100vw, 1103px\" \/><\/p>\n<p>(1) Na posi\u00e7\u00e3o 31\/12\/2024<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-22143\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/12\/eq3.png\" alt=\"\" width=\"1227\" height=\"386\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3.png 1227w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-300x94.png 300w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-1024x322.png 1024w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-768x242.png 768w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-750x236.png 750w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-1140x359.png 1140w\" sizes=\"(max-width: 1227px) 100vw, 1227px\" \/><\/p>\n<p>(1) Na posi\u00e7\u00e3o 31\/12\/2024[\/vc_column_text]\n\t\t\t<\/div>\n\t\t\t<div  class=\"ult_tabitemname\"  >\n\t\t\t\t[vc_column_text css=&#8221;&#8221;]\n<ul>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/04\/DA-REGULAMENTO-GERAL-2024.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2024<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2024\/04\/DA-REGULAMENTO-GERAL-2023.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2023<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2023\/03\/ECONOMUS-DA-RG-2022.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2022<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2022\/04\/DA-REG-GERAL-2021-assinada.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2021<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2020-Regulamento-Geral-assinada.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2020<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2019-GERAL.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2019<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2018-GERAL.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2018<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2017-GERAL.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2017<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2016-GERAL.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2016<\/a><\/li>\n<\/ul>\n[\/vc_column_text]\n\t\t\t<\/div><\/div><\/div><\/div><div class=\"ult_acord advanced-tabs-desc-wrap-1993\">\n   <div class=\"ult-tabto-accordion \" style=\"width:;\"\n    data-titlecolor=\"#ffffff\"  data-titlebg=\"#82a7b9\"\n     data-titlehoverbg=\"#ec305c\" data-titlehovercolor=\"#ffffff\" data-animation=\"Slide\"\n     data-activetitle=\"#ffffff\" data-activeicon=\"\" data-activebg=\"#ec305c\" data-scroll = \"on\" data-activeindex=\"1\" >\n     <dl><dt class=\"\">\n        \t<a class=\"ult-tabto-actitle withBorder ult_a\" id=\"1544189567408-2-10\" style=\"color:#ffffff;;background-color:#82a7b9;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;\" href=\"#1544189567408-2-10\">\n        \t\t<i class=\"accordion-icon\"><\/i>\n        \t\t\t<span class=\"ult_tab_main ult_ac_mainBoth\">\n\t\t\t\t\t   <span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult_acordian-text ult-responsive\" style=\";color:inherit \" >Sobre o Plano<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t   <div class=\"aio-icon none \" style=\"color:#74777b;font-size:15px;\" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\">\n\t\t\t\t\t   <i class=\"    ult_tab_icon\"  ><\/i>\n\t\t\t\t\t   <\/div>\n\t\t\t\t\t<\/a><\/dt>\n            \t\t<dd class=\"ult-tabto-accordionItem ult-tabto-accolapsed\">\n\t\t\t            <div class=\"ult-tabto-acontent\" style=\"background-color:#ffffff;color:#74777b;\">\n\t\t\t               [vc_column_text css=&#8221;.vc_custom_1756904556414{margin-bottom: 20px !important;}&#8221;]O plano <strong>Regulamento Geral <\/strong>destina-se aos empregados admitidos a partir de 13 de maio de 1974 do extinto Banco Nossa Caixa S.A. contratados pelo regime CLT.<\/p>\n<p>Est\u00e1 estruturado na modalidade Benef\u00edcio Definido, ou seja, os benef\u00edcios programados t\u00eam seu valor ou n\u00edvel previamente estabelecidos, sendo o custeio determinado atuarialmente, de forma a assegurar o pagamento do benef\u00edcio.[\/vc_column_text]\n\t\t\t            <\/div>\n        \t<\/dd><dt class=\"\">\n        \t<a class=\"ult-tabto-actitle withBorder ult_a\" id=\"1544189579145-4-6\" style=\"color:#ffffff;;background-color:#82a7b9;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;\" href=\"#1544189579145-4-6\">\n        \t\t<i class=\"accordion-icon\"><\/i>\n        \t\t\t<span class=\"ult_tab_main ult_ac_mainBoth\">\n\t\t\t\t\t   <span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult_acordian-text ult-responsive\" style=\";color:inherit \" >Contribui\u00e7\u00f5es<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t   <div class=\"aio-icon none \" style=\"color:#74777b;font-size:15px;\" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\">\n\t\t\t\t\t   <i class=\"    ult_tab_icon\"  ><\/i>\n\t\t\t\t\t   <\/div>\n\t\t\t\t\t<\/a><\/dt>\n            \t\t<dd class=\"ult-tabto-accordionItem ult-tabto-accolapsed\">\n\t\t\t            <div class=\"ult-tabto-acontent\" style=\"background-color:#ffffff;color:#74777b;\">\n\t\t\t               [vc_column_text css=&#8221;&#8221;]Base da Contribui\u00e7\u00e3o<\/p>\n<p>A contribui\u00e7\u00e3o mensal ao Economus \u00e9 baseada no teto do sal\u00e1rio de contribui\u00e7\u00e3o do INSS e dividida em tr\u00eas faixas. O teto do INSS em vigor \u00e9 de R$ 8.475,55.<\/p>\n<p><strong>Contribui\u00e7\u00e3o Normal<\/strong><\/p>\n<table style=\"width: 100%; height: 401px;\" border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<colgroup>\n<col width=\"133\">\n<col width=\"204\">\n<col width=\"283\"><\/colgroup>\n<tbody>\n<tr style=\"background-color: #ec305c;\">\n<td class=\"xl64\" style=\"width: 334.046875px; height: 33px; text-align: center;\" colspan=\"2\" height=\"33\"><span style=\"color: #ffffff;\">CUSTEIO NORMAL DOS PARTICIPANTES<\/span><\/td>\n<td class=\"xl64\" style=\"width: 279.984375px; height: 33px; text-align: center;\"><span style=\"color: #ffffff;\">CONTRIBUI\u00c7\u00c3O<\/span><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td class=\"xl75\" style=\"width: 130.140625px; background-color: #82a7b9; height: 132px;\" rowspan=\"3\" height=\"138\"><span style=\"color: #ffffff;\">Participantes<\/span><\/td>\n<td class=\"xl65\" style=\"width: 201.90625px; height: 22px;\">Sal\u00e1rio at\u00e9 \u00bd teto do INSS<\/td>\n<td class=\"xl66\" style=\"width: 279.984375px; height: 22px; text-align: center;\">1% do sal\u00e1rio<\/td>\n<\/tr>\n<tr style=\"height: 42px;\">\n<td class=\"xl67\" style=\"width: 201.90625px; height: 42px;\" height=\"35\">Sal\u00e1rio entre \u00bd teto do INSS e o teto (R$ 4.237,78 a R$ 8.475,55)<\/td>\n<td class=\"xl68\" style=\"width: 279.984375px; height: 42px; text-align: center;\">1% sobre o valor at\u00e9 \u00bd teto + 1,75% sobre o excedente<\/td>\n<\/tr>\n<tr style=\"height: 68px;\">\n<td class=\"xl65\" style=\"width: 201.90625px; height: 68px;\" height=\"35\">Sal\u00e1rio acima do teto do INSS (R$ 8.475,55)<\/td>\n<td class=\"xl69\" style=\"width: 279.984375px; height: 68px; text-align: center;\">1% sobre o valor at\u00e9 \u00bd teto + 1,75% at\u00e9 o teto + 25,55% sobre o excedente do valor do sal\u00e1rio<\/td>\n<\/tr>\n<tr style=\"height: 51px;\">\n<td class=\"xl78\" style=\"width: 334.046875px; background-color: #82a7b9; height: 51px;\" colspan=\"2\" height=\"51\"><span style=\"color: #ffffff;\">Participantes em BPD que n\u00e3o optaram pela cobertura dos benef\u00edcios de risco<\/span><\/td>\n<td class=\"xl70\" style=\"width: 279.984375px; height: 51px; text-align: center;\">0,00%<\/td>\n<\/tr>\n<tr style=\"height: 44px;\">\n<td class=\"xl73\" style=\"width: 334.046875px; background-color: #82a7b9; height: 44px;\" colspan=\"2\" height=\"40\"><span style=\"color: #ffffff;\">Participantes em BPD que optaram pela cobertura dos benef\u00edcios de risco<\/span><\/td>\n<td class=\"xl71\" style=\"width: 279.984375px; height: 44px; text-align: center;\">4,90% do valor do BPD<\/td>\n<\/tr>\n<tr style=\"height: 32px;\">\n<td class=\"xl73\" style=\"width: 334.046875px; background-color: #82a7b9; height: 32px;\" colspan=\"2\" height=\"32\"><span style=\"color: #ffffff;\">Participantes que optaram pelo saldamento<\/span><\/td>\n<td class=\"xl70\" style=\"width: 279.984375px; height: 32px; text-align: center;\">0,00%<\/td>\n<\/tr>\n<tr style=\"height: 53px;\">\n<td class=\"xl73\" style=\"width: 334.046875px; background-color: #82a7b9; height: 53px;\" colspan=\"2\" height=\"53\"><span style=\"color: #ffffff;\">Participantes saldados em autopatroc\u00ednio que optaram pela cobertura dos benef\u00edcios de risco<\/span><\/td>\n<td class=\"xl72\" style=\"width: 279.984375px; height: 53px; text-align: center;\">4,90% do valor do Benef\u00edcio Saldado<\/td>\n<\/tr>\n<tr style=\"height: 56px;\">\n<td class=\"xl73\" style=\"width: 334.046875px; background-color: #82a7b9; height: 56px;\" colspan=\"2\" height=\"56\"><span style=\"color: #ffffff;\">Participantes Autopatrocinados<\/span><\/td>\n<td class=\"xl68\" style=\"width: 279.984375px; height: 56px; text-align: center;\">Id\u00eantica a dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Os percentuais de contribui\u00e7\u00e3o s\u00e3o aplicados at\u00e9 sal\u00e1rios correspondentes a seis vezes o teto do INSS (R$ 50.853,30).<\/p>\n<p><strong>Contribui\u00e7\u00e3o dos Aposentados<\/strong><\/p>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td valign=\"top\" width=\"132\">Contribui\u00e7\u00e3o<\/td>\n<td valign=\"top\" width=\"246\">4,10% sobre o valor do benef\u00edcio<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Contribui\u00e7\u00e3o Extraordin\u00e1ria para Equacionamento do D\u00e9ficit de 2005<\/strong><\/p>\n<table border=\"1px\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr align=\"center\" bgcolor=\"#002060\">\n<td style=\"color: #fff;\" colspan=\"2\" width=\"649\"><strong>CUSTEIO EXTRAORDIN\u00c1RIO&nbsp;<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Participantes Ativos<\/td>\n<td>3,84% do sal\u00e1rio real de participa\u00e7\u00e3o<\/td>\n<\/tr>\n<tr>\n<td>Participantes em BPD<\/td>\n<td>3,84% do valor do BPD<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes optaram pelo Saldamento<\/td>\n<td>3,84% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes que optaram pelo saldamento e foram desligados da patrocinadora<\/td>\n<td>3,84% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td>Participantes Autopatrocinados<\/td>\n<td width=\"203\">Id\u00eantica \u00e0 dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Aposentados<\/strong><\/td>\n<td width=\"203\">3,84% do valor do benef\u00edcio<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Pensionistas<\/strong><\/td>\n<td width=\"203\">&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Contribui\u00e7\u00e3o Extraordin\u00e1ria para Equacionamento do D\u00e9ficit de 2015<\/strong><\/p>\n<table border=\"1px\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr align=\"center\" bgcolor=\"#002060\">\n<td style=\"color: #fff;\" colspan=\"2\" width=\"649\"><strong>CUSTEIO EXTRAORDIN\u00c1RIO&nbsp;<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Participantes Ativos<\/td>\n<td>2,04% do sal\u00e1rio real de participa\u00e7\u00e3o<\/td>\n<\/tr>\n<tr>\n<td>Participantes em BPD<\/td>\n<td>2,04% do valor do BPD<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes optaram pelo Saldamento<\/td>\n<td>2,04% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes que optaram pelo saldamento e foram desligados da patrocinadora<\/td>\n<td>2,04% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td>Participantes Autopatrocinados<\/td>\n<td width=\"203\">Id\u00eantica \u00e0 dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Aposentados<\/strong><\/td>\n<td width=\"203\">3,20% do valor do benef\u00edcio<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Pensionistas<\/strong><\/td>\n<td width=\"203\">3,20% do valor do benef\u00edcio<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Contribui\u00e7\u00e3o Extraordin\u00e1ria para Equacionamento do D\u00e9ficit de 2017<\/strong><\/p>\n<table border=\"1px\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr align=\"center\" bgcolor=\"#002060\">\n<td style=\"color: #fff;\" colspan=\"2\" width=\"649\"><strong>CUSTEIO EXTRAORDIN\u00c1RIO&nbsp;<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Participantes Ativos<\/td>\n<td>10,30% do sal\u00e1rio real de participa\u00e7\u00e3o<\/td>\n<\/tr>\n<tr>\n<td>Participantes em BPD<\/td>\n<td>10,30% do valor do BPD<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes optaram pelo Saldamento<\/td>\n<td>10,30% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">Participantes que optaram pelo saldamento e foram desligados da patrocinadora<\/td>\n<td>10,30% do valor do benef\u00edcio saldado<\/td>\n<\/tr>\n<tr>\n<td>Participantes Autopatrocinados<\/td>\n<td width=\"203\">Id\u00eantica \u00e0 dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Aposentados<\/strong><\/td>\n<td width=\"203\">13,59% do valor do benef\u00edcio<\/td>\n<\/tr>\n<tr bgcolor=\"#d9d9d9\">\n<td><strong>Pensionistas<\/strong><\/td>\n<td width=\"203\">13,59% do valor do benef\u00edcio<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Custeio Administrativo<\/strong><\/p>\n<table border=\"1px\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr align=\"center\" bgcolor=\"#002060\">\n<td style=\"color: #fff;\" colspan=\"2\" width=\"649\"><strong>CUSTEIO ADMINISTRATIVO&nbsp;<\/strong><\/td>\n<\/tr>\n<tr>\n<td>a) Taxa de Carregamento aplic\u00e1vel sobre o sal\u00e1rio real de participa\u00e7\u00e3o (Ativos n\u00e3o optantes pelo Saldamento)<\/td>\n<td>0,65%<\/td>\n<\/tr>\n<tr>\n<td>b) Taxa de Carregamento aplic\u00e1vel sobre o BPD<\/td>\n<td>0,65%<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">c) Taxa de Carregamento aplic\u00e1vel sobre o Benef\u00edcio Saldado (Optantes pelo Saldamento)<\/td>\n<td>0,65%<\/td>\n<\/tr>\n<tr>\n<td width=\"446\">d) Taxa de Carregamento aplic\u00e1vel sobre o valor do benef\u00edcio recebido pelo Aposentado e Pensionista<\/td>\n<td>0,65%<\/td>\n<\/tr>\n<tr>\n<td>h) Participantes Autopatrocinados<\/td>\n<td width=\"203\">Id\u00eantica \u00e0 dos participantes, adicionada daquela em nome da Patrocinadora<\/td>\n<\/tr>\n<tr>\n<td>Taxa de Administra\u00e7\u00e3o sobre os Recursos Garantidores do Planos<\/td>\n<td width=\"203\">0,15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text]\n\t\t\t            <\/div>\n        \t<\/dd><dt class=\"\">\n        \t<a class=\"ult-tabto-actitle withBorder ult_a\" id=\"1546920107272-3-0\" style=\"color:#ffffff;;background-color:#82a7b9;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;\" href=\"#1546920107272-3-0\">\n        \t\t<i class=\"accordion-icon\"><\/i>\n        \t\t\t<span class=\"ult_tab_main ult_ac_mainBoth\">\n\t\t\t\t\t   <span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult_acordian-text ult-responsive\" style=\";color:inherit \" >Benef\u00edcios<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t   <div class=\"aio-icon none \" style=\"color:#74777b;font-size:15px;\" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\">\n\t\t\t\t\t   <i class=\"    ult_tab_icon\"  ><\/i>\n\t\t\t\t\t   <\/div>\n\t\t\t\t\t<\/a><\/dt>\n            \t\t<dd class=\"ult-tabto-accordionItem ult-tabto-accolapsed\">\n\t\t\t            <div class=\"ult-tabto-acontent\" style=\"background-color:#ffffff;color:#74777b;\">\n\t\t\t               [vc_column_text css=&#8221;.vc_custom_1547001484907{margin-top: 30px !important;margin-bottom: 15px !important;}&#8221;]Os participantes t\u00eam direito aos seguintes benef\u00edcios[\/vc_column_text][accordion_father][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Aposentadoria&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<strong>Aposentadoria por Idade<\/strong><br \/>\nRequisitos:<br \/>\n1. Ter, no m\u00ednimo, 05 anos de contribui\u00e7\u00e3o para o Economus;<br \/>\n2. Estar aposentado por idade no INSS.<\/p>\n<p><strong>Aposentadoria por Invalidez<\/strong><\/p>\n<p>1. Aposentadoria por Invalidez no INSS;<br \/>\n2. Ser participante do Economus;<\/p>\n<p>Obs.: Benef\u00edcio exclusivo aos participantes do Regulamento Geral, que n\u00e3o optaram pelo saldamento.<\/p>\n<p><strong>Aposentadoria por Tempo de Servi\u00e7o<\/strong><\/p>\n<p>1. Tempo de filia\u00e7\u00e3o ao Economus: a complementa\u00e7\u00e3o \u00e9 proporcional ao tempo de ades\u00e3o (m\u00ednimo de 10 anos) e \u00e0 idade de cada um.<br \/>\n2. Idade: para ter direito \u00e0 complementa\u00e7\u00e3o integral, o participante dever\u00e1 ter idade m\u00ednima de 55 anos. Caso n\u00e3o tenha, poder\u00e1 antecipar o pagamento da complementa\u00e7\u00e3o, com redu\u00e7\u00e3o de 6% por ano antecipado.<br \/>\n3. Tipo de aposentadoria no INSS: no c\u00e1lculo da complementa\u00e7\u00e3o, o Economus utiliza o valor da aposentadoria integral do INSS, mesmo que ela seja proporcional. Isso significa que o participante que requer aposentadoria proporcional ter\u00e1 benef\u00edcio menor no INSS, mas o Economus considerar\u00e1 para o c\u00e1lculo a m\u00e9dia integral, limitada ao teto vigente na ocasi\u00e3o.[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;&#8221; title=&#8221;Acidente de trabalho&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]\n<div><span style=\"text-decoration: underline;\">Defini\u00e7\u00e3o:<\/span><\/div>\n<div>\u00c9 a renda paga ao participante que, por motivo de acidente no local de trabalho, fica afastado das atividades.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">Requisitos:<\/span><\/div>\n<div>1. N\u00e3o h\u00e1 car\u00eancia para esse benef\u00edcio no INSS.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><\/div>\n<div>&#8211; Levantamento dos 12 \u00faltimos Sal\u00e1rios Reais de Participa\u00e7\u00e3o (SRP);<\/div>\n<div>&#8211; Atualiza\u00e7\u00e3o dos 12 SRP pelo INPC acumulado at\u00e9 o m\u00eas anterior ao do in\u00edcio da complementa\u00e7\u00e3o;<\/div>\n<div>&#8211; Somam-se os 12 SRP atualizados e divide-se o resultado por 12, encontrando-se assim o Sal\u00e1rio Real de Benef\u00edcio (SRB);<\/div>\n<div>&#8211; Subtrai-se o valor do benef\u00edcio do INSS, como se tivesse sido concedido na mesma data da complementa\u00e7\u00e3o, e de maneira integral (100%);<\/div>\n<div>&#8211; O resultado \u00e9 o valor do benef\u00edcio.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">F\u00f3rmula:<\/span><\/div>\n<div>&#8211; Resultado da M\u00e9dia Aritm\u00e9tica = X<\/div>\n<div>&#8211; Valor do INSS = Y<\/div>\n<div>&#8211; Valor da Complementa\u00e7\u00e3o = (X-Y)<\/div>\n<div>&nbsp;<\/div>\n<div>Obs.: Benef\u00edcio exclusivo aos participantes do Regulamento Geral, que n\u00e3o optaram pelo saldamento.<\/div>\n[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;&#8221; title=&#8221;Aux\u00edlio-Doen\u00e7a&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]\n<div><span style=\"text-decoration: underline;\">Defini\u00e7\u00e3o:<\/span><\/div>\n<div>\u00c9 a renda adicional paga ao participante que se afastar da empresa por mais de 15 dias, por motivo de doen\u00e7a.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">Requisitos:<\/span><\/div>\n<div>1. Estar recebendo o benef\u00edcio de aux\u00edlio-doen\u00e7a do INSS;<\/div>\n<div>&nbsp;<\/div>\n<div>2. 01 (um) ano de contribui\u00e7\u00e3o ao Economus.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><\/div>\n<div>&#8211; Levantamento dos 12 \u00faltimos Sal\u00e1rios Reais de Participa\u00e7\u00e3o (SRP);<\/div>\n<div>&#8211; Atualiza\u00e7\u00e3o dos 12 SRP pelo INPC acumulado at\u00e9 o m\u00eas anterior ao do in\u00edcio da complementa\u00e7\u00e3o;<\/div>\n<div>&#8211; Soma-se os 12 SRP atualizados e divide-se o resultado por 12, encontrando-se assim o Sal\u00e1rio Real de Benef\u00edcio (SRB);<\/div>\n<div>&#8211; Subtrai-se o valor do benef\u00edcio do INSS, como se tivesse sido concedido na mesma data da complementa\u00e7\u00e3o e de maneira integral (100%);<\/div>\n<div>&#8211; O resultado \u00e9 o valor da complementa\u00e7\u00e3o.<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"text-decoration: underline;\">F\u00f3rmula:<\/span><\/div>\n<div>&#8211; Resultado da M\u00e9dia Aritm\u00e9tica = X<\/div>\n<div>&#8211; Valor do INSS = Y<\/div>\n<div>&#8211; Valor da Complementa\u00e7\u00e3o = (X-Y)<\/div>\n<div>&nbsp;<\/div>\n<div>&nbsp;<\/div>\n<div>Obs.: Benef\u00edcio exclusivo aos participantes do Regulamento Geral, que n\u00e3o optaram pelo saldamento.<\/div>\n[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Pec\u00falio por Morte e Invalidez&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<strong>Pec\u00falio por Morte<\/strong><\/p>\n<p><span style=\"text-decoration: underline;\">Requisitos:<\/span><br \/>\n1. Valor \u00fanico pago aos dependentes dos participantes, que s\u00e3o benefici\u00e1rios da pens\u00e3o;<br \/>\n2. N\u00e3o h\u00e1 car\u00eancia para esse benef\u00edcio.<\/p>\n<p><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><br \/>\n&#8211; Apura\u00e7\u00e3o dos 12 \u00faltimos Sal\u00e1rios Reais de Participa\u00e7\u00e3o (SRP) do participante falecido;<br \/>\n&#8211; Atualiza\u00e7\u00e3o dos 12 SRP pelo INPC acumulado at\u00e9 o m\u00eas anterior ao do falecimento do participante;<br \/>\n&#8211; Somam-se os 12 SRP atualizados e divide-se o resultado por 12, encontrando-se assim o Sal\u00e1rio Real de Benef\u00edcio (SRB);<br \/>\n&#8211; O SRB \u00e9 multiplicado por 10;<br \/>\n&#8211; O resultado \u00e9 o valor do Pec\u00falio por Morte.<\/p>\n<p><span style=\"text-decoration: underline;\">F\u00f3rmula:<\/span><br \/>\n&#8211; Resultado da M\u00e9dia Aritm\u00e9tica = X<br \/>\n&#8211; Valor do Pec\u00falio = (X) x (10)<\/p>\n<p><strong>Pec\u00falio por Invalidez<\/strong><\/p>\n<p><span style=\"text-decoration: underline;\">Requisitos:<\/span><br \/>\n1. Valor \u00fanico pago aos participantes que se aposentam no INSS por motivo de invalidez;<br \/>\n2. N\u00e3o h\u00e1 car\u00eancia para esse benef\u00edcio.<\/p>\n<p><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><br \/>\n&#8211; Levantamento dos 12 \u00faltimos Sal\u00e1rios Reais de Participa\u00e7\u00e3o (SRP);<br \/>\n&#8211; Atualiza\u00e7\u00e3o dos 12 SRP pelo INPC acumulado at\u00e9 o m\u00eas anterior ao do in\u00edcio da complementa\u00e7\u00e3o;<br \/>\n&#8211; Somam-se os 12 SRP atualizados e divide-se o resultado por 12, encontrando-se assim o Sal\u00e1rio Real de Benef\u00edcio (SRB);<br \/>\n&#8211; Multiplicar o SRB por 10;<br \/>\n&#8211; O resultado \u00e9 o valor do Pec\u00falio por Invalidez.<\/p>\n<p><span style=\"text-decoration: underline;\">F\u00f3rmula:<\/span><br \/>\n&#8211; Resultado da M\u00e9dia Aritm\u00e9tica = X<br \/>\n&#8211; Valor do Pec\u00falio = (X) x (10)[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;&#8221; title=&#8221;Pens\u00e3o por Morte&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<span style=\"text-decoration: underline;\">Requisitos:<\/span><br \/>\n1. Ser participante do Economus na \u00e9poca do \u00f3bito;<br \/>\n2. Os dependentes legais devem receber benef\u00edcio an\u00e1logo da Previd\u00eancia Social;<br \/>\n3. N\u00e3o h\u00e1 car\u00eancia para esse benef\u00edcio.<\/p>\n<p><span style=\"text-decoration: underline;\">C\u00e1lculo:<\/span><br \/>\nO valor da Complementa\u00e7\u00e3o da Pens\u00e3o por Morte ser\u00e1 calculado com a observ\u00e2ncia das mesmas porcentagens adotadas pelo INSS para a fixa\u00e7\u00e3o de renda mensal do benef\u00edcio correspondente, aplicadas sobre o valor da Complementa\u00e7\u00e3o em cujo gozo se encontrava o participante ou o da Complementa\u00e7\u00e3o da Aposentadoria por Invalidez a que faria jus na data do \u00f3bito.<\/p>\n<p><span style=\"text-decoration: underline;\">Observa\u00e7\u00f5es:<\/span><br \/>\nNo caso de morte do Participante Aposentado: o valor da Pens\u00e3o por Morte corresponder\u00e1 \u00e0 \u00faltima complementa\u00e7\u00e3o que o aposentado recebia na \u00e9poca do \u00f3bito, calculado nas mesmas propor\u00e7\u00f5es do benef\u00edcio pago no INSS.[\/accordion_son][\/accordion_father][vc_column_text css=&#8221;.vc_custom_1756905272042{margin-top: 30px !important;margin-bottom: 15px !important;}&#8221;]<strong>Documentos para requerer Benef\u00edcios<\/strong><\/p>\n<p>Confira, abaixo, as documenta\u00e7\u00f5es para requerer benef\u00edcios do Plano Regulamento Geral (BD). Ap\u00f3s o preenchimento, o documento dever\u00e1 ser enviado ao Economus.[\/vc_column_text][accordion_father][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Aposentadoria por Invalidez&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<img decoding=\"async\" class=\"wp-image-6297 size-full alignleft\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2019\/01\/Captura-de-Tela-2019-01-08-\u00e0s-03.40.48-e1546926219112.png\" alt=\"\" width=\"89\" height=\"90\"><\/p>\n<p>Documenta\u00e7\u00e3o necess\u00e1ria para dar entrada nos benef\u00edcios.<\/p>\n<p>Evite problemas, tomando as seguintes precau\u00e7\u00f5es:<\/p>\n<p>&#8211; A documenta\u00e7\u00e3o deve ser enviada ao Economus;<br \/>\n&#8211; Leia com aten\u00e7\u00e3o quais s\u00e3o os documentos necess\u00e1rios;<br \/>\n&#8211; Caso compare\u00e7a pessoalmente, apresentar documentos originais, com c\u00f3pias simples;<\/p>\n<p><strong>Documento originais<\/strong><\/p>\n<p><strong>1.<\/strong> Requerimento de Benef\u00edcio (<a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/09\/Requerimento_beneficio_Pensao-por-morte-e-Peculio-por-Morte-Regulamento-Geral-3.pdf\" target=\"_blank\" rel=\"noopener\">clique aqui<\/a>)<\/p>\n<p><strong>C\u00f3pias autenticadas ou certifica\u00e7\u00e3o digital<\/strong><\/p>\n<p><strong>2.<\/strong> Comprovante de resid\u00eancia em nome do requerente que contenha o CEP;<\/p>\n<p><strong>3.<\/strong> Documentos oficiais de identifica\u00e7\u00e3o <strong>do requerente<\/strong>, que contenham os n\u00fameros do RG e CPF;<\/p>\n<p><strong>4.<\/strong> Certid\u00e3o de nascimento ou de casamento\/uni\u00e3o est\u00e1vel do requerente;<\/p>\n<p><strong>5.<\/strong> Carta de concess\u00e3o e demonstrativo do c\u00e1lculo do benef\u00edcio no INSS;<\/p>\n<p><strong>6.<\/strong> Comprovante de conta banc\u00e1ria do requerente, contendo a identifica\u00e7\u00e3o do banco, n\u00famero de ag\u00eancia e n\u00famero da conta;[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Aposentadoria por Tempo de Servi\u00e7o e Idade&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<img decoding=\"async\" class=\"wp-image-6297 size-full alignleft\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2019\/01\/Captura-de-Tela-2019-01-08-\u00e0s-03.40.48-e1546926219112.png\" alt=\"\" width=\"89\" height=\"90\">Documenta\u00e7\u00e3o necess\u00e1ria para dar entrada nos benef\u00edcios.<\/p>\n<p>Evite problemas, tomando as seguintes precau\u00e7\u00f5es:<\/p>\n<p>&#8211; A documenta\u00e7\u00e3o deve ser enviada ao Economus;<br \/>\n&#8211; Leia com aten\u00e7\u00e3o quais s\u00e3o os documentos necess\u00e1rios;<br \/>\n&#8211; Caso compare\u00e7a pessoalmente, apresentar documentos originais com c\u00f3pias simples;<\/p>\n<p><strong>Documentos originais<\/strong><br \/>\n<strong>1.<\/strong> Requerimento de Benef\u00edcio (<a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/09\/Requerimento_beneficio_Pensao-por-morte-e-Peculio-por-Morte-Regulamento-Geral-3.pdf\" target=\"_blank\" rel=\"noopener\">clique aqui<\/a>)<\/p>\n<p><strong>C\u00f3pias autenticadas ou certifica\u00e7\u00e3o digital<\/strong><br \/>\n<strong>2.<\/strong> Comprovante de resid\u00eancia em nome do requerente que contenha o CEP;<br \/>\n<strong>3.<\/strong> Documentos oficiais de identifica\u00e7\u00e3o do requerente, que contenham os n\u00fameros do RG e CPF;<br \/>\n<strong>4.<\/strong> Certid\u00e3o de nascimento ou casamento\/uni\u00e3o est\u00e1vel;<br \/>\n<strong>5<\/strong>. Rescis\u00e3o contratual ou carteira profissional (contendo identifica\u00e7\u00e3o e desligamento da empresa);<br \/>\n<strong>6<\/strong>. Comprovante de conta banc\u00e1ria do requerente, contendo a identifica\u00e7\u00e3o do banco, n\u00famero de ag\u00eancia e n\u00famero da conta;<br \/>\n<strong>7.<\/strong> Carta de concess\u00e3o do demonstrativo do c\u00e1lculo do benef\u00edcio no INSS.[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Pec\u00falio por Morte ou Invalidez&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<img decoding=\"async\" class=\"wp-image-6297 size-full alignleft\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2019\/01\/Captura-de-Tela-2019-01-08-\u00e0s-03.40.48-e1546926219112.png\" alt=\"\" width=\"89\" height=\"90\"><\/p>\n<p>Documenta\u00e7\u00e3o necess\u00e1ria para dar entrada nos benef\u00edcios.<\/p>\n<p>Evite problemas tomando as seguintes precau\u00e7\u00f5es:<\/p>\n<p>&#8211; A documenta\u00e7\u00e3o deve ser enviada ao Economus;<br \/>\n&#8211; Leia com aten\u00e7\u00e3o quais s\u00e3o os documentos necess\u00e1rios;<br \/>\n&#8211; Caso compare\u00e7a pessoalmente, apresentar documentos originais com c\u00f3pias simples;<\/p>\n<p><strong>Documentos originais<\/strong><br \/>\n<strong>1.<\/strong> Requerimento de Benef\u00edcio (<a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/09\/Requerimento_beneficio_Pensao-por-morte-e-Peculio-por-Morte-Regulamento-Geral-3.pdf\" target=\"_blank\" rel=\"noopener\">clique aqui<\/a>);<\/p>\n<p><strong>C\u00f3pias autenticadas ou certifica\u00e7\u00e3o digital<\/strong><br \/>\n<strong>2.<\/strong>&nbsp;Comprovante de resid\u00eancia em nome do requerente que contenha o CEP;<br \/>\n<strong>3.<\/strong>&nbsp;Documentos oficiais de identifica\u00e7\u00e3o do&nbsp;<strong>requerente e do falecido<\/strong>, que contenham os n\u00fameros do RG e CPF;<br \/>\n<strong>4.<\/strong>&nbsp;Certid\u00e3o de \u00f3bito;<br \/>\n<strong>5.<\/strong>&nbsp;Certid\u00e3o de nascimento ou de casamento\/uni\u00e3o est\u00e1vel do requerente;<br \/>\n<strong>6.<\/strong>&nbsp;Comprovante de conta banc\u00e1ria do requerente, contendo a identifica\u00e7\u00e3o do banco, n\u00famero de ag\u00eancia e n\u00famero da conta;<\/p>\n<p><strong>Comprova\u00e7\u00e3o de pens\u00e3o por morte &#8211; INSS<\/strong><br \/>\n<strong>7.<\/strong> Carta de concess\u00e3o e demonstrativo do c\u00e1lculo do benef\u00edcio no INSS;<br \/>\n<strong>8.<\/strong> Rela\u00e7\u00e3o de dependentes emitida pelo INSS (Certid\u00e3o PIS\/ PASEP do INSS).[\/accordion_son][accordion_son borderwidth=&#8221;1px 1px 1px 1px&#8221; titlemargin=&#8221;5px&#8221; title=&#8221;Pens\u00e3o por Morte&#8221; clr=&#8221;#ec305c&#8221; borderclr=&#8221;#ededed&#8221;]<img decoding=\"async\" class=\"wp-image-6297 size-full alignleft\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2019\/01\/Captura-de-Tela-2019-01-08-\u00e0s-03.40.48-e1546926219112.png\" alt=\"\" width=\"89\" height=\"90\"><\/p>\n<p>Documenta\u00e7\u00e3o necess\u00e1ria para dar entrada nos benef\u00edcios.<\/p>\n<p>Evite problemas tomando as seguintes precau\u00e7\u00f5es:<\/p>\n<p>&#8211; A documenta\u00e7\u00e3o deve ser enviada ao Economus;<br \/>\n&#8211; Leia com aten\u00e7\u00e3o quais s\u00e3o os documentos necess\u00e1rios;<br \/>\n&#8211; Caso compare\u00e7a pessoalmente, apresentar documentos originais com c\u00f3pias simples;<\/p>\n<p><strong>Documentos originais<\/strong><br \/>\n<strong>1.<\/strong> Requerimento de Benef\u00edcio (<a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/09\/Requerimento_beneficio_Pensao-por-morte-e-Peculio-por-Morte-Regulamento-Geral-3.pdf\" target=\"_blank\" rel=\"noopener\">clique aqui<\/a>);<\/p>\n<p><strong>C\u00f3pias autenticadas ou certifica\u00e7\u00e3o digital<\/strong><br \/>\n<strong>2.<\/strong>&nbsp;Comprovante de resid\u00eancia em nome do requerente que contenha o CEP;<br \/>\n<strong>3.<\/strong>&nbsp;Documentos oficiais de identifica\u00e7\u00e3o do&nbsp;<strong>requerente e do falecido<\/strong>, que contenham os n\u00fameros do RG e CPF;<br \/>\n<strong>4.<\/strong>&nbsp;Certid\u00e3o de \u00f3bito;<br \/>\n<strong>5.<\/strong>&nbsp;Certid\u00e3o de nascimento ou de casamento\/uni\u00e3o est\u00e1vel do requerente;<br \/>\n<strong>6.<\/strong>&nbsp;Comprovante de conta banc\u00e1ria do requerente, contendo a identifica\u00e7\u00e3o do banco, n\u00famero de ag\u00eancia e n\u00famero da conta;<\/p>\n<p><strong>Comprova\u00e7\u00e3o de pens\u00e3o por morte \u2013 INSS<\/strong><br \/>\n<strong>7.<\/strong>&nbsp;Carta de concess\u00e3o e demonstrativo do c\u00e1lculo do benef\u00edcio no INSS;<br \/>\n<strong>8.<\/strong>&nbsp;Rela\u00e7\u00e3o de dependentes emitida pelo INSS (Certid\u00e3o PIS\/ PASEP do INSS).[\/accordion_son][\/accordion_father]\n\t\t\t            <\/div>\n        \t<\/dd><dt class=\"\">\n        \t<a class=\"ult-tabto-actitle withBorder ult_a\" id=\"1544188842374-9\" style=\"color:#ffffff;;background-color:#82a7b9;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;\" href=\"#1544188842374-9\">\n        \t\t<i class=\"accordion-icon\"><\/i>\n        \t\t\t<span class=\"ult_tab_main ult_ac_mainBoth\">\n\t\t\t\t\t   <span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult_acordian-text ult-responsive\" style=\";color:inherit \" >Regulamentos e Formul\u00e1rios<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t   <div class=\"aio-icon none \" style=\"color:#74777b;font-size:15px;\" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\">\n\t\t\t\t\t   <i class=\"    ult_tab_icon\"  ><\/i>\n\t\t\t\t\t   <\/div>\n\t\t\t\t\t<\/a><\/dt>\n            \t\t<dd class=\"ult-tabto-accordionItem ult-tabto-accolapsed\">\n\t\t\t            <div class=\"ult-tabto-acontent\" style=\"background-color:#ffffff;color:#74777b;\">\n\t\t\t               [vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: justify;\">Confira, abaixo, o regulamento e os formul\u00e1rios do Plano. Ap\u00f3s o preenchimento, o formul\u00e1rio dever\u00e1 ser enviado ao Economus.<\/p>\n[\/vc_column_text][vc_column_text css=&#8221;&#8221;]\n<table style=\"width: 100%; border-collapse: collapse; border-style: none; border-bottom: 1px solid #ccc; margin-bottom: 0;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%; border-color: #ffffff;\">Regulamento Plano<\/td>\n<td style=\"width: 50%; border-color: #ffffff;\"><div class=\" vc_custom_1544116308551 ubtn-ctn-right \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-right ubtn-small \" href=\"\/wp-content\/uploads\/2022\/07\/Regulamento-Geral-Grupo-C.pdf\" target=\"_blank\" rel=\"noopener\" ><button type=\"button\" id=\"ubtn-7112\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-small ubtn-fade-bg  none  ubtn-right   tooltip-6a24798baa85a\"  data-hover=\"#ec305c\" data-border-color=\"#ec305c\" data-bg=\"#ec305c\" data-hover-bg=\"#ffffff\" data-border-hover=\"#ec305c\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-7112'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;border-radius:20px;border-width:2px;border-color:#ec305c;border-style:solid;background: #ec305c;color: #ffffff;\"><span class=\"ubtn-hover\" style=\"background-color:#ffffff\"><\/span><span class=\"ubtn-data ubtn-text \" >Acesse<\/span><\/button><\/a><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"width: 100%; border-collapse: collapse; border-style: none; border-bottom: 1px solid #ccc; margin-bottom: 0;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%; border-color: #ffffff;\">Requerimento de Portabilidade &#8211; BD<\/td>\n<td style=\"width: 50%; border-color: #ffffff;\"><div class=\" vc_custom_1544114263725 ubtn-ctn-right \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-right ubtn-small \" href=\"\/wp-content\/uploads\/2024\/03\/Requerimento-de-Portabilidade-RG.pdf\" target=\"_blank\" rel=\"noopener\" ><button type=\"button\" id=\"ubtn-2534\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-small ubtn-fade-bg  none  ubtn-right   tooltip-6a24798baa889\"  data-hover=\"#ec305c\" data-border-color=\"#ec305c\" data-bg=\"#ec305c\" data-hover-bg=\"#ffffff\" data-border-hover=\"#ec305c\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-2534'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;border-radius:20px;border-width:2px;border-color:#ec305c;border-style:solid;background: #ec305c;color: #ffffff;\"><span class=\"ubtn-hover\" style=\"background-color:#ffffff\"><\/span><span class=\"ubtn-data ubtn-text \" >Acesse<\/span><\/button><\/a><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"width: 100%; border-collapse: collapse; border-style: none; border-bottom: 1px solid #ccc; margin-bottom: 0;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%; border-color: #ffffff;\">Requerimento de Benef\u00edcio<\/td>\n<td style=\"width: 50%; border-color: #ffffff;\"><div class=\" vc_custom_1544114263725 ubtn-ctn-right \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-right ubtn-small \" href=\"\/wp-content\/uploads\/2024\/03\/6.Requerimento_beneficio_Grupo-C-Atualizado.pdf\" target=\"_blank\" rel=\"noopener\" ><button type=\"button\" id=\"ubtn-5109\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-small ubtn-fade-bg  none  ubtn-right   tooltip-6a24798baa8ad\"  data-hover=\"#ec305c\" data-border-color=\"#ec305c\" data-bg=\"#ec305c\" data-hover-bg=\"#ffffff\" data-border-hover=\"#ec305c\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-5109'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;border-radius:20px;border-width:2px;border-color:#ec305c;border-style:solid;background: #ec305c;color: #ffffff;\"><span class=\"ubtn-hover\" style=\"background-color:#ffffff\"><\/span><span class=\"ubtn-data ubtn-text \" >Acesse<\/span><\/button><\/a><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table style=\"width: 100%; border-collapse: collapse; border-style: none; border-bottom: 1px solid #ccc; margin-bottom: 0;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%; border-color: #ffffff;\">Requerimento de Resgate<\/td>\n<td style=\"width: 50%; border-color: #ffffff;\"><div class=\" vc_custom_1544114263725 ubtn-ctn-right \"><a class=\"ubtn-link ult-adjust-bottom-margin ubtn-right ubtn-small \" href=\"\/wp-content\/uploads\/2024\/03\/17-Requerimento-de-Resgate-Beneficio-Grupo-C-2.pdf\" target=\"_blank\" rel=\"noopener\" ><button type=\"button\" id=\"ubtn-4367\"  class=\"ubtn ult-adjust-bottom-margin ult-responsive ubtn-small ubtn-fade-bg  none  ubtn-right   tooltip-6a24798baa8cd\"  data-hover=\"#ec305c\" data-border-color=\"#ec305c\" data-bg=\"#ec305c\" data-hover-bg=\"#ffffff\" data-border-hover=\"#ec305c\" data-shadow-hover=\"\" data-shadow-click=\"none\" data-shadow=\"\" data-shd-shadow=\"\"  data-ultimate-target='#ubtn-4367'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"font-weight:normal;border-radius:20px;border-width:2px;border-color:#ec305c;border-style:solid;background: #ec305c;color: #ffffff;\"><span class=\"ubtn-hover\" style=\"background-color:#ffffff\"><\/span><span class=\"ubtn-data ubtn-text \" >Acesse<\/span><\/button><\/a><\/div><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text]\n\t\t\t            <\/div>\n        \t<\/dd><dt class=\"\">\n        \t<a class=\"ult-tabto-actitle withBorder ult_a\" id=\"1547008846314-4-9\" style=\"color:#ffffff;;background-color:#82a7b9;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;\" href=\"#1547008846314-4-9\">\n        \t\t<i class=\"accordion-icon\"><\/i>\n        \t\t\t<span class=\"ult_tab_main ult_ac_mainBoth\">\n\t\t\t\t\t   <span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult_acordian-text ult-responsive\" style=\";color:inherit \" >Saldamento<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t   <div class=\"aio-icon none \" style=\"color:#74777b;font-size:15px;\" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\">\n\t\t\t\t\t   <i class=\"    ult_tab_icon\"  ><\/i>\n\t\t\t\t\t   <\/div>\n\t\t\t\t\t<\/a><\/dt>\n            \t\t<dd class=\"ult-tabto-accordionItem ult-tabto-accolapsed\">\n\t\t\t            <div class=\"ult-tabto-acontent\" style=\"background-color:#ffffff;color:#74777b;\">\n\t\t\t               [vc_column_text css=&#8221;&#8221;]<a href=\"https:\/\/www.economus.com.br\/AutoAtendimento\/\" target=\"_blank\" rel=\"noopener\">Consulte aqui<\/a> o valor de seu saldamento.[\/vc_column_text]\n\t\t\t            <\/div>\n        \t<\/dd><dt class=\"\">\n        \t<a class=\"ult-tabto-actitle withBorder ult_a\" id=\"1619194636835-5-4\" style=\"color:#ffffff;;background-color:#82a7b9;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;\" href=\"#1619194636835-5-4\">\n        \t\t<i class=\"accordion-icon\"><\/i>\n        \t\t\t<span class=\"ult_tab_main ult_ac_mainBoth\">\n\t\t\t\t\t   <span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult_acordian-text ult-responsive\" style=\";color:inherit \" >Equacionamento de Deficit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t   <div class=\"aio-icon none \" style=\"color:#74777b;font-size:15px;\" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\">\n\t\t\t\t\t   <i class=\"    ult_tab_icon\"  ><\/i>\n\t\t\t\t\t   <\/div>\n\t\t\t\t\t<\/a><\/dt>\n            \t\t<dd class=\"ult-tabto-accordionItem ult-tabto-accolapsed\">\n\t\t\t            <div class=\"ult-tabto-acontent\" style=\"background-color:#ffffff;color:#74777b;\">\n\t\t\t               [vc_column_text css=&#8221;&#8221;]<strong>REGULAMENTO GERAL<\/strong><\/p>\n<p>A avalia\u00e7\u00e3o atuarial realizada em 31\/12\/2024 apurou o prazo remanescente das contribui\u00e7\u00f5es extraordin\u00e1rias, bem como o saldo do equacionamento dos d\u00e9ficits, conforme demonstrado a seguir:<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-22141\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/12\/eq1.png\" alt=\"\" width=\"1212\" height=\"213\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1.png 1212w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-300x53.png 300w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-1024x180.png 1024w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-768x135.png 768w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-750x132.png 750w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq1-1140x200.png 1140w\" sizes=\"(max-width: 1212px) 100vw, 1212px\" \/><\/p>\n<p>(1) Na posi\u00e7\u00e3o 31\/12\/2024<br \/>\n(2) Pensionista n\u00e3o contribui para este equacionamento<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-22142\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/12\/eq2.png\" alt=\"\" width=\"1103\" height=\"305\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2.png 1212w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-300x83.png 300w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-1024x283.png 1024w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-768x212.png 768w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-750x207.png 750w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq2-1140x315.png 1140w\" sizes=\"(max-width: 1103px) 100vw, 1103px\" \/><\/p>\n<p>(1) Na posi\u00e7\u00e3o 31\/12\/2024<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-22143\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/12\/eq3.png\" alt=\"\" width=\"1227\" height=\"386\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3.png 1227w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-300x94.png 300w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-1024x322.png 1024w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-768x242.png 768w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-750x236.png 750w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2025\/12\/eq3-1140x359.png 1140w\" sizes=\"(max-width: 1227px) 100vw, 1227px\" \/><\/p>\n<p>(1) Na posi\u00e7\u00e3o 31\/12\/2024[\/vc_column_text]\n\t\t\t            <\/div>\n        \t<\/dd><dt class=\"\">\n        \t<a class=\"ult-tabto-actitle withBorder ult_a\" id=\"1621277231994-6-4\" style=\"color:#ffffff;;background-color:#82a7b9;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;border-bottom-color:#ffffff;border-bottom-width:2px;border-bottom-style:solid;\" href=\"#1621277231994-6-4\">\n        \t\t<i class=\"accordion-icon\"><\/i>\n        \t\t\t<span class=\"ult_tab_main ult_ac_mainBoth\">\n\t\t\t\t\t   <span  data-ultimate-target='#advanced-tabs-wrap-1759 .ult-span-text'  data-responsive-json-new='{\"font-size\":\"desktop:15px;\",\"line-height\":\"\"}'  class=\"ult-span-text ult_acordian-text ult-responsive\" style=\";color:inherit \" >Demonstra\u00e7\u00f5es Atuariais<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t   <div class=\"aio-icon none \" style=\"color:#74777b;font-size:15px;\" data-iconcolor=\"#74777b\" data-iconhover=\"#ffffff\">\n\t\t\t\t\t   <i class=\"    ult_tab_icon\"  ><\/i>\n\t\t\t\t\t   <\/div>\n\t\t\t\t\t<\/a><\/dt>\n            \t\t<dd class=\"ult-tabto-accordionItem ult-tabto-accolapsed\">\n\t\t\t            <div class=\"ult-tabto-acontent\" style=\"background-color:#ffffff;color:#74777b;\">\n\t\t\t               [vc_column_text css=&#8221;&#8221;]\n<ul>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2025\/04\/DA-REGULAMENTO-GERAL-2024.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2024<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2024\/04\/DA-REGULAMENTO-GERAL-2023.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2023<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2023\/03\/ECONOMUS-DA-RG-2022.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2022<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2022\/04\/DA-REG-GERAL-2021-assinada.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2021<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2020-Regulamento-Geral-assinada.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2020<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2019-GERAL.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2019<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2018-GERAL.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2018<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2017-GERAL.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2017<\/a><\/li>\n<li><a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/05\/DA-2016-GERAL.pdf\" target=\"_blank\" rel=\"noopener\">Demonstra\u00e7\u00e3o Atuarial 2016<\/a><\/li>\n<\/ul>\n[\/vc_column_text]\n\t\t\t            <\/div>\n        \t<\/dd>\n    \t<\/dl>\n    <!--<div class=\"extraborder\" style=\"background-color:#ec305c\"><\/div>-->\n<\/div>\n\n<\/div>[\/vc_column][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1545137574296{background-color: #ffffff !important;}&#8221;]<div  class=\"jeg_block_heading jeg_block_heading_1 jeg_alignleft epic_module__0_6a24798bab8d1 vc_custom_1547012089785  \">\n                    <h3 class=\"jeg_block_title\"><span>V\u00eddeos<\/span><\/h3>\n                    <style>.epic_module__0_6a24798bab8d1.jeg_block_heading_1 .jeg_block_title span { background: #f1583c; }.epic_module__0_6a24798bab8d1.jeg_block_heading_1 { border-color: #f1583c; }<\/style>\n                <\/div>[vc_column_text]Empr\u00e9stimos Economus[\/vc_column_text][vc_video link=&#8221;https:\/\/www.youtube.com\/watch?v=bUpuzuQYigU&#8221; css=&#8221;.vc_custom_1547011981425{margin-bottom: 20px !important;}&#8221;]<div  class=\"jeg_block_heading jeg_block_heading_1 jeg_alignleft epic_module__1_6a24798bab8f1 vc_custom_1545137371546  \">\n                    <h3 class=\"jeg_block_title\"><span>Not\u00edcias<\/span><\/h3>\n                    <style>.epic_module__1_6a24798bab8f1.jeg_block_heading_1 .jeg_block_title span { background: #f1583c; }<\/style>\n                <\/div><div  class=\"jeg_postblock_carousel_1 jeg_postblock jeg_col_8 epic_module__2_6a24798bab965   \">\n                    <div class='jeg_carousel_placeholder'>\n\t\t\t\t\t\t<div class='thumbnail-wrapper'>\n\t\t\t\t\t\t\t<div class='thumbnail-inner' style='margin-bottom: 121px;'><div class='thumbnail-container size-715'><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n                    <div class=\"jeg_carousel_post\" data-nav='true' data-autoplay='true' data-delay='6000' data-items='1' data-margin='20'>\n                        <article class=\"jeg_post post-22408 post type-post status-publish format-standard has-post-thumbnail hentry category-institucional category-saude\">\n                    <div class=\"jeg_thumb\">\n                        \n                        <a href=\"https:\/\/cms1.com.br\/backup\/economus-lanca-o-programa-vida\/\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"250\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/plugins\/epic-news-element\/assets\/img\/jeg-empty.png\" class=\"attachment-epic-350x250 size-epic-350x250 lazyload wp-post-image\" alt=\"Economus lan\u00e7a o Programa Vida+\" data-src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/banner-site-lancamento-350x250.png\" data-sizes=\"auto\" data-srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/banner-site-lancamento-350x250.png 350w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/banner-site-lancamento-700x500.png 700w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/banner-site-lancamento-120x86.png 120w\" data-expand=\"700\" \/><\/div><\/a>\n                    <\/div>\n                    <div class=\"jeg_postblock_content\">\n                        <h3 class=\"jeg_post_title\"><a href=\"https:\/\/cms1.com.br\/backup\/economus-lanca-o-programa-vida\/\">Economus lan\u00e7a o Programa Vida+<\/a><\/h3>\n                        <div class=\"jeg_post_meta\">\n                    <div class=\"jeg_meta_date\"><i class=\"fa fa-clock-o\"><\/i> 06\/02\/2026<\/div>\n                <\/div>\n                    <\/div>\n                <\/article><article class=\"jeg_post post-22403 post type-post status-publish format-standard has-post-thumbnail hentry category-institucional category-noticias\">\n                    <div class=\"jeg_thumb\">\n                        \n                        <a href=\"https:\/\/cms1.com.br\/backup\/vem-ai-o-novo-site-do-economus\/\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"250\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/plugins\/epic-news-element\/assets\/img\/jeg-empty.png\" class=\"attachment-epic-350x250 size-epic-350x250 lazyload wp-post-image\" alt=\"Vem a\u00ed o novo site do Economus!\" data-src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/Teaser-site-350x250.png\" data-sizes=\"auto\" data-srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/Teaser-site-350x250.png 350w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/Teaser-site-700x500.png 700w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/Teaser-site-120x86.png 120w\" data-expand=\"700\" \/><\/div><\/a>\n                    <\/div>\n                    <div class=\"jeg_postblock_content\">\n                        <h3 class=\"jeg_post_title\"><a href=\"https:\/\/cms1.com.br\/backup\/vem-ai-o-novo-site-do-economus\/\">Vem a\u00ed o novo site do Economus!<\/a><\/h3>\n                        <div class=\"jeg_post_meta\">\n                    <div class=\"jeg_meta_date\"><i class=\"fa fa-clock-o\"><\/i> 05\/02\/2026<\/div>\n                <\/div>\n                    <\/div>\n                <\/article><article class=\"jeg_post post-22398 post type-post status-publish format-standard has-post-thumbnail hentry category-eleicoes-2026 category-institucional category-noticias\">\n                    <div class=\"jeg_thumb\">\n                        \n                        <a href=\"https:\/\/cms1.com.br\/backup\/eleicoes-2026-candidaturas-serao-recebidas-ate-o-dia-20-de-fevereiro\/\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"250\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/plugins\/epic-news-element\/assets\/img\/jeg-empty.png\" class=\"attachment-epic-350x250 size-epic-350x250 lazyload wp-post-image\" alt=\"Elei\u00e7\u00f5es 2026 \u2013 Candidaturas ser\u00e3o recebidas at\u00e9 o dia 20 de fevereiro\" data-src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/banner-noticia-350x250.jpg\" data-sizes=\"auto\" data-srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/banner-noticia-350x250.jpg 350w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/banner-noticia-700x500.jpg 700w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/banner-noticia-120x86.jpg 120w\" data-expand=\"700\" \/><\/div><\/a>\n                    <\/div>\n                    <div class=\"jeg_postblock_content\">\n                        <h3 class=\"jeg_post_title\"><a href=\"https:\/\/cms1.com.br\/backup\/eleicoes-2026-candidaturas-serao-recebidas-ate-o-dia-20-de-fevereiro\/\">Elei\u00e7\u00f5es 2026 \u2013 Candidaturas ser\u00e3o recebidas at\u00e9 o dia 20 de fevereiro<\/a><\/h3>\n                        <div class=\"jeg_post_meta\">\n                    <div class=\"jeg_meta_date\"><i class=\"fa fa-clock-o\"><\/i> 04\/02\/2026<\/div>\n                <\/div>\n                    <\/div>\n                <\/article><article class=\"jeg_post post-22376 post type-post status-publish format-standard has-post-thumbnail hentry category-saude category-noticias\">\n                    <div class=\"jeg_thumb\">\n                        \n                        <a href=\"https:\/\/cms1.com.br\/backup\/economus-inicia-pesquisa-de-satisfacao-2026-com-beneficiarios-dos-planos-de-saude\/\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"250\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/plugins\/epic-news-element\/assets\/img\/jeg-empty.png\" class=\"attachment-epic-350x250 size-epic-350x250 lazyload wp-post-image\" alt=\"Economus inicia Pesquisa de Satisfa\u00e7\u00e3o 2026 com benefici\u00e1rios dos planos de sa\u00fade\" data-src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/Pesquisa-ANS-2026-Site-350x250.png\" data-sizes=\"auto\" data-srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/Pesquisa-ANS-2026-Site-350x250.png 350w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/Pesquisa-ANS-2026-Site-700x500.png 700w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/02\/Pesquisa-ANS-2026-Site-120x86.png 120w\" data-expand=\"700\" \/><\/div><\/a>\n                    <\/div>\n                    <div class=\"jeg_postblock_content\">\n                        <h3 class=\"jeg_post_title\"><a href=\"https:\/\/cms1.com.br\/backup\/economus-inicia-pesquisa-de-satisfacao-2026-com-beneficiarios-dos-planos-de-saude\/\">Economus inicia Pesquisa de Satisfa\u00e7\u00e3o 2026 com benefici\u00e1rios dos planos de sa\u00fade<\/a><\/h3>\n                        <div class=\"jeg_post_meta\">\n                    <div class=\"jeg_meta_date\"><i class=\"fa fa-clock-o\"><\/i> 03\/02\/2026<\/div>\n                <\/div>\n                    <\/div>\n                <\/article><article class=\"jeg_post post-22350 post type-post status-publish format-standard has-post-thumbnail hentry category-institucional category-noticias\">\n                    <div class=\"jeg_thumb\">\n                        \n                        <a href=\"https:\/\/cms1.com.br\/backup\/atendimento-presencial-com-a-ouvidoria-veja-como-fazer-o-agendamento\/\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"250\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/plugins\/epic-news-element\/assets\/img\/jeg-empty.png\" class=\"attachment-epic-350x250 size-epic-350x250 lazyload wp-post-image\" alt=\"Atendimento presencial com a Ouvidoria: veja como fazer o agendamento\" data-src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/Site-350x250.png\" data-sizes=\"auto\" data-srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/Site-350x250.png 350w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/Site-700x500.png 700w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/Site-120x86.png 120w\" data-expand=\"700\" \/><\/div><\/a>\n                    <\/div>\n                    <div class=\"jeg_postblock_content\">\n                        <h3 class=\"jeg_post_title\"><a href=\"https:\/\/cms1.com.br\/backup\/atendimento-presencial-com-a-ouvidoria-veja-como-fazer-o-agendamento\/\">Atendimento presencial com a Ouvidoria: veja como fazer o agendamento<\/a><\/h3>\n                        <div class=\"jeg_post_meta\">\n                    <div class=\"jeg_meta_date\"><i class=\"fa fa-clock-o\"><\/i> 27\/01\/2026<\/div>\n                <\/div>\n                    <\/div>\n                <\/article><article class=\"jeg_post post-22340 post type-post status-publish format-standard has-post-thumbnail hentry category-previdencia category-noticias\">\n                    <div class=\"jeg_thumb\">\n                        \n                        <a href=\"https:\/\/cms1.com.br\/backup\/alteracao-no-calculo-do-imposto-de-renda-retido-na-fonte-irrf\/\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"250\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/plugins\/epic-news-element\/assets\/img\/jeg-empty.png\" class=\"attachment-epic-350x250 size-epic-350x250 lazyload wp-post-image\" alt=\"Altera\u00e7\u00e3o no c\u00e1lculo do Imposto de Renda Retido na Fonte (IRRF)\" data-src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/IRRF-350x250.png\" data-sizes=\"auto\" data-srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/IRRF-350x250.png 350w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/IRRF-700x500.png 700w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/IRRF-120x86.png 120w\" data-expand=\"700\" \/><\/div><\/a>\n                    <\/div>\n                    <div class=\"jeg_postblock_content\">\n                        <h3 class=\"jeg_post_title\"><a href=\"https:\/\/cms1.com.br\/backup\/alteracao-no-calculo-do-imposto-de-renda-retido-na-fonte-irrf\/\">Altera\u00e7\u00e3o no c\u00e1lculo do Imposto de Renda Retido na Fonte (IRRF)<\/a><\/h3>\n                        <div class=\"jeg_post_meta\">\n                    <div class=\"jeg_meta_date\"><i class=\"fa fa-clock-o\"><\/i> 22\/01\/2026<\/div>\n                <\/div>\n                    <\/div>\n                <\/article><article class=\"jeg_post post-22312 post type-post status-publish format-standard has-post-thumbnail hentry category-saude category-noticias\">\n                    <div class=\"jeg_thumb\">\n                        \n                        <a href=\"https:\/\/cms1.com.br\/backup\/ans-divulga-resultado-do-idss-2025-ano-base-2024-e-mantem-o-economus-na-faixa-de-excelencia\/\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"250\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/plugins\/epic-news-element\/assets\/img\/jeg-empty.png\" class=\"attachment-epic-350x250 size-epic-350x250 lazyload wp-post-image\" alt=\"ANS divulga resultado do IDSS 2025 (ano-base 2024) e mant\u00e9m o Economus na faixa de excel\u00eancia\" data-src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/Site-IDSS-2025-350x250.png\" data-sizes=\"auto\" data-srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/Site-IDSS-2025-350x250.png 350w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/Site-IDSS-2025-700x500.png 700w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/Site-IDSS-2025-120x86.png 120w\" data-expand=\"700\" \/><\/div><\/a>\n                    <\/div>\n                    <div class=\"jeg_postblock_content\">\n                        <h3 class=\"jeg_post_title\"><a href=\"https:\/\/cms1.com.br\/backup\/ans-divulga-resultado-do-idss-2025-ano-base-2024-e-mantem-o-economus-na-faixa-de-excelencia\/\">ANS divulga resultado do IDSS 2025 (ano-base 2024) e mant\u00e9m o Economus na faixa de excel\u00eancia<\/a><\/h3>\n                        <div class=\"jeg_post_meta\">\n                    <div class=\"jeg_meta_date\"><i class=\"fa fa-clock-o\"><\/i> 14\/01\/2026<\/div>\n                <\/div>\n                    <\/div>\n                <\/article><article class=\"jeg_post post-22290 post type-post status-publish format-standard has-post-thumbnail hentry category-eleicoes-2026 category-institucional\">\n                    <div class=\"jeg_thumb\">\n                        \n                        <a href=\"https:\/\/cms1.com.br\/backup\/eleicoes-2026-comeca-hoje-o-periodo-para-inscricoes-de-candidaturas\/\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"250\" src=\"https:\/\/cms1.com.br\/backup\/wp-content\/plugins\/epic-news-element\/assets\/img\/jeg-empty.png\" class=\"attachment-epic-350x250 size-epic-350x250 lazyload wp-post-image\" alt=\"Elei\u00e7\u00f5es 2026 \u2013 Come\u00e7a hoje o per\u00edodo para inscri\u00e7\u00f5es de candidaturas\" data-src=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/banner-350x250.png\" data-sizes=\"auto\" data-srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/banner-350x250.png 350w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/banner-700x500.png 700w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2026\/01\/banner-120x86.png 120w\" data-expand=\"700\" \/><\/div><\/a>\n                    <\/div>\n                    <div class=\"jeg_postblock_content\">\n                        <h3 class=\"jeg_post_title\"><a href=\"https:\/\/cms1.com.br\/backup\/eleicoes-2026-comeca-hoje-o-periodo-para-inscricoes-de-candidaturas\/\">Elei\u00e7\u00f5es 2026 \u2013 Come\u00e7a hoje o per\u00edodo para inscri\u00e7\u00f5es de candidaturas<\/a><\/h3>\n                        <div class=\"jeg_post_meta\">\n                    <div class=\"jeg_meta_date\"><i class=\"fa fa-clock-o\"><\/i> 12\/01\/2026<\/div>\n                <\/div>\n                    <\/div>\n                <\/article>\n                    <\/div>\n                <\/div>[\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221;][\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243; css=&#8221;.vc_custom_1545137574296{background-color: #ffffff !important;}&#8221;][vc_column_text]Empr\u00e9stimos Economus[\/vc_column_text][vc_video link=&#8221;https:\/\/www.youtube.com\/watch?v=bUpuzuQYigU&#8221; css=&#8221;.vc_custom_1547011981425{margin-bottom: 20px !important;}&#8221;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":3516,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ngg_post_thumbnail":0,"footnotes":""},"class_list":["post-3375","page","type-page","status-publish","hentry","description-off"],"_links":{"self":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/3375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/comments?post=3375"}],"version-history":[{"count":100,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/3375\/revisions"}],"predecessor-version":[{"id":22322,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/3375\/revisions\/22322"}],"up":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/3516"}],"wp:attachment":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/media?parent=3375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}