{"id":18670,"date":"2024-02-22T16:52:23","date_gmt":"2024-02-22T19:52:23","guid":{"rendered":"https:\/\/portal.economus.com.br\/?page_id=18670"},"modified":"2024-02-29T10:47:16","modified_gmt":"2024-02-29T13:47:16","slug":"perguntas-e-respostas-regime-de-tributacao-lei-no-14-803","status":"publish","type":"page","link":"https:\/\/cms1.com.br\/backup\/perguntas-e-respostas-regime-de-tributacao-lei-no-14-803\/","title":{"rendered":"Perguntas e respostas: Regime de Tributa\u00e7\u00e3o Lei N\u00ba 14.803"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_single_image image=&#8221;8618&#8243; img_size=&#8221;full&#8221;]<style >@media (min-width:992px){.empty_space69d109d0924ee {padding-top: 32px;}}@media (max-width:991px){.empty_space69d109d0924ee {padding-top: 60px;}}@media (max-width:600px){.empty_space69d109d0924ee {padding-top: 30px;}}<\/style><div class=\"pt-plus-empty-space empty_space69d109d0924ee \" data-uid=\"empty_space69d109d0924ee\" ><\/div><style >.tstp_accordion69d109d092a0a.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading a{color: #ff214f;}.tstp_accordion69d109d092a0a.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading a{color: #6d6d6d;}.tstp_accordion69d109d092a0a.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a .vc_tta-controls-icon{font-size: 14px;}.tstp_accordion69d109d092a0a.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a {font-size: 14px ;font-family:Roboto; font-weight:400; font-style:normal; }.tstp_accordion69d109d092a0a.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d109d092a0a.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d109d092a0a.pt_plus_tabs_block .accordion-style-1.vc_tta-o-no-fill .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-body{background: #ff214f;}.tstp_accordion69d109d092a0a.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading {border: 1px solid #ff214f;}.tstp_accordion69d109d092a0a.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading {border: 1px solid #888888;}<\/style><div class=\"pt_plus_tabs_block  animate-general tstp_accordion69d109d092a0a\" id=\"tabid_69d109d0925ba\" data-animate-type=\"transition.slideDownIn\" data-animate-delay=\"50\" data-uid=\"tstp_accordion69d109d092a0a\" ><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-spacing-5 vc_tta-controls-align-left accordion-style-1\"><div class=\"vc_tta-panels-container\" ><div class=\"vc_tta-panels\">[vc_tta_section title=&#8221;1) O que \u00e9 a Lei 14.803?&#8221; tab_id=&#8221;1501049077285-3ca7e677-6f54f26b-27e3&#8243;]<style>.adv_text_block69d109d09263c .text-content-block,.adv_text_block69d109d09263c .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d09263c .text-content-block,.adv_text_block69d109d09263c .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d09263c .text-content-block,.adv_text_block69d109d09263c .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d09263c .text-content-block,.adv_text_block69d109d09263c .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d09263c   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>A Lei n\u00ba 14.803 foi sancionada no dia 10 de janeiro de 2024 e altera a Lei n\u00ba 11.053, de 29 de dezembro de 2004. O novo texto j\u00e1 est\u00e1 em vigor e promove altera\u00e7\u00f5es no regime tribut\u00e1rio vinculado aos planos de previd\u00eancia, oferecendo flexibilidade na op\u00e7\u00e3o dos participantes.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;2) Quais s\u00e3o as mudan\u00e7as estabelecidas pela nova Lei?&#8221; tab_id=&#8221;1708630395732-2b3c542e-f07c&#8221;]<style>.adv_text_block69d109d09268b .text-content-block,.adv_text_block69d109d09268b .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d09268b .text-content-block,.adv_text_block69d109d09268b .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d09268b .text-content-block,.adv_text_block69d109d09268b .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d09268b .text-content-block,.adv_text_block69d109d09268b .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d09268b   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>A principal modifica\u00e7\u00e3o est\u00e1 relacionada ao regime de tributa\u00e7\u00e3o. Agora, os participantes de planos de benef\u00edcios de car\u00e1ter previdenci\u00e1rio, estruturados nas modalidades de contribui\u00e7\u00e3o definida ou contribui\u00e7\u00e3o vari\u00e1vel, ter\u00e3o a possibilidade de exercer novamente a escolha pelo regime de tributa\u00e7\u00e3o no ato da solicita\u00e7\u00e3o de seu benef\u00edcio ou resgate.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;3) A mudan\u00e7a \u00e9 positiva?&#8221; tab_id=&#8221;1708630411587-f9934bc5-f5bc&#8221;]<style>.adv_text_block69d109d0926ca .text-content-block,.adv_text_block69d109d0926ca .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d0926ca .text-content-block,.adv_text_block69d109d0926ca .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d0926ca .text-content-block,.adv_text_block69d109d0926ca .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d0926ca .text-content-block,.adv_text_block69d109d0926ca .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d0926ca   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, pois confere aos participantes o direito de adequar o regime tribut\u00e1rio do seu plano de benef\u00edcios de acordo com as suas necessidades individuais, favorecendo uma melhor estrat\u00e9gia financeira. A op\u00e7\u00e3o pelo regime tribut\u00e1rio pode significar na redu\u00e7\u00e3o da carga tribut\u00e1ria de imposto de renda sobre seu benef\u00edcio ou resgate.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;4) A altera\u00e7\u00e3o atingir\u00e1 quais planos de benef\u00edcios do Economus?&#8221; tab_id=&#8221;1501049077872-ad8229b2-c6edf26b-27e3&#8243;]<style>.adv_text_block69d109d0926fd .text-content-block,.adv_text_block69d109d0926fd .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d0926fd .text-content-block,.adv_text_block69d109d0926fd .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d0926fd .text-content-block,.adv_text_block69d109d0926fd .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d0926fd .text-content-block,.adv_text_block69d109d0926fd .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d0926fd   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>No caso do Economus, apenas o PrevMais possui car\u00e1ter de plano de benef\u00edcios de contribui\u00e7\u00e3o vari\u00e1vel. Em virtude disso, apenas os participantes vinculados a este plano est\u00e3o sujeitos \u00e0s disposi\u00e7\u00f5es da legisla\u00e7\u00e3o em quest\u00e3o. <\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;5) Quem estava ativo no plano antes da vig\u00eancia da Lei 14.803 pode solicitar a altera\u00e7\u00e3o?&#8221; tab_id=&#8221;1501049078071-c4e121e1-fdd9f26b-27e3&#8243;]<style>.adv_text_block69d109d09272a .text-content-block,.adv_text_block69d109d09272a .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d09272a .text-content-block,.adv_text_block69d109d09272a .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d09272a .text-content-block,.adv_text_block69d109d09272a .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d09272a .text-content-block,.adv_text_block69d109d09272a .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d09272a   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Participantes Ativos, em BPD ou Autopatrocinados com ades\u00e3o anterior a 11\/01\/2024 poder\u00e3o realizar a op\u00e7\u00e3o, ou retrata\u00e7\u00e3o do regime j\u00e1 optado, no momento da ades\u00e3o pelo regime de tributa\u00e7\u00e3o Regressivo at\u00e9 ao requerimento do primeiro benef\u00edcio ou resgate, e ser\u00e1 irretrat\u00e1vel.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;6) Quem ingressou no plano ap\u00f3s a vig\u00eancia da Lei 14.803 deve fazer a op\u00e7\u00e3o pelo regime de tributa\u00e7\u00e3o?&#8221; tab_id=&#8221;1564681807063-be442c8f-620e&#8221;]<style>.adv_text_block69d109d092756 .text-content-block,.adv_text_block69d109d092756 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d092756 .text-content-block,.adv_text_block69d109d092756 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d092756 .text-content-block,.adv_text_block69d109d092756 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d092756 .text-content-block,.adv_text_block69d109d092756 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d092756   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>N\u00e3o. Participantes com ades\u00e3o posterior a 11\/01\/2024 n\u00e3o ter\u00e3o a necessidade de realizar a op\u00e7\u00e3o pelo regime tributa\u00e7\u00e3o no formul\u00e1rio de ades\u00e3o, de modo que a op\u00e7\u00e3o seja realizada at\u00e9 o momento do primeiro benef\u00edcio ou resgate.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;7) Quem se aposentou antes da vig\u00eancia da Lei 14.803 pode solicitar a altera\u00e7\u00e3o?&#8221; tab_id=&#8221;1564681806647-a9fa7874-76f5&#8243;]<style>.adv_text_block69d109d092789 .text-content-block,.adv_text_block69d109d092789 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d092789 .text-content-block,.adv_text_block69d109d092789 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d092789 .text-content-block,.adv_text_block69d109d092789 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d092789 .text-content-block,.adv_text_block69d109d092789 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d092789   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Os participantes assistidos (aposentados e pensionistas), cujo benef\u00edcio do PrevMais tenha sido solicitado antes da vig\u00eancia da legisla\u00e7\u00e3o, ou seja, 11\/01\/2024, que est\u00e3o no regime progressivo poder\u00e3o solicitar a altera\u00e7\u00e3o do regime tribut\u00e1rio, migrando do progressivo para o regressivo.<br \/>\n\u00c9 vedada, neste caso, a migra\u00e7\u00e3o de participantes assistidos que est\u00e3o no regressivo para o progressivo.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;8) Quem se aposentou ou se aposentar\u00e1 ap\u00f3s a vig\u00eancia da Lei 14.803 pode solicitar a altera\u00e7\u00e3o?&#8221; tab_id=&#8221;1564681806234-50a589ac-523a&#8221;]<style>.adv_text_block69d109d0927ba .text-content-block,.adv_text_block69d109d0927ba .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d0927ba .text-content-block,.adv_text_block69d109d0927ba .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d0927ba .text-content-block,.adv_text_block69d109d0927ba .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d0927ba .text-content-block,.adv_text_block69d109d0927ba .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d0927ba   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>N\u00e3o. Para as concess\u00f5es de benef\u00edcios e resgate requeridos ap\u00f3s a vig\u00eancia da lei, o Economus procedeu com a altera\u00e7\u00e3o dos formul\u00e1rios para que a op\u00e7\u00e3o do regime de tributa\u00e7\u00e3o seja feita em campo espec\u00edfico no momento do requerimento.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;9) Como eu posso saber qual \u00e9 o meu regime de tributa\u00e7\u00e3o?&#8221; tab_id=&#8221;1564681805787-9fcf145c-ebcc&#8221;]<style>.adv_text_block69d109d0927e4 .text-content-block,.adv_text_block69d109d0927e4 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d0927e4 .text-content-block,.adv_text_block69d109d0927e4 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d0927e4 .text-content-block,.adv_text_block69d109d0927e4 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d0927e4 .text-content-block,.adv_text_block69d109d0927e4 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d0927e4   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Seu regime de tributa\u00e7\u00e3o do PrevMais pode ser consultado no autoatendimento, clicando em Previd\u00eancia, PrevMais, Extratos e Extratos de Contribui\u00e7\u00e3o.<br \/>\n<img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-18676\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2024\/02\/print1.jpg\" alt=\"\" width=\"288\" height=\"308\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/02\/print1.jpg 288w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/02\/print1-281x300.jpg 281w\" sizes=\"(max-width: 288px) 100vw, 288px\" \/><\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;10) Qual \u00e9 o melhor momento para fazer a altera\u00e7\u00e3o?&#8221; tab_id=&#8221;1564681805243-f34f4c3e-76a7&#8243;]<style>.adv_text_block69d109d092813 .text-content-block,.adv_text_block69d109d092813 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d092813 .text-content-block,.adv_text_block69d109d092813 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d092813 .text-content-block,.adv_text_block69d109d092813 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d092813 .text-content-block,.adv_text_block69d109d092813 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d092813   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Se voc\u00ea \u00e9 um participante ativo, recomenda-se que aguarde o requerimento de seu primeiro benef\u00edcio e resgate, de forma que possa verificar as vantagens e desvantagens de cada regime no ato de sua solicita\u00e7\u00e3o.<br \/>\nJ\u00e1 para os participantes assistidos com concess\u00e3o anterior a vig\u00eancia da legisla\u00e7\u00e3o, a altera\u00e7\u00e3o poder ser realizada a qualquer tempo, e ser\u00e1 realizada na folha de benef\u00edcios do m\u00eas subsequente \u00e0 altera\u00e7\u00e3o.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;11) Como eu posso mudar o meu regime de tributa\u00e7\u00e3o?&#8221; tab_id=&#8221;1564681853419-06d94c08-f27b&#8221;]<style>.adv_text_block69d109d092843 .text-content-block,.adv_text_block69d109d092843 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d092843 .text-content-block,.adv_text_block69d109d092843 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d092843 .text-content-block,.adv_text_block69d109d092843 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d092843 .text-content-block,.adv_text_block69d109d092843 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d092843   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Observada as regras dispostas nas quest\u00f5es anteriores, a altera\u00e7\u00e3o deve ser feita mediante formul\u00e1rio espec\u00edfico dispon\u00edvel no <a href=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2024\/01\/Requerimento-de-Opcao-IR.pdf\" target=\"_blank\" rel=\"noopener\">site<\/a> do Economus. Lembrando que a escolha \u00e9 irretrat\u00e1vel.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;12) H\u00e1 retroatividade no pagamento dos benef\u00edcios ap\u00f3s a mudan\u00e7a no regime de tributa\u00e7\u00e3o?&#8221; tab_id=&#8221;1564681852855-bdd01d76-4f92&#8243;]<style>.adv_text_block69d109d092884 .text-content-block,.adv_text_block69d109d092884 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d092884 .text-content-block,.adv_text_block69d109d092884 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d092884 .text-content-block,.adv_text_block69d109d092884 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d092884 .text-content-block,.adv_text_block69d109d092884 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d092884   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>N\u00e3o h\u00e1 o pagamento de retroatividade, as novas condi\u00e7\u00f5es passam a ser v\u00e1lidas ap\u00f3s a mudan\u00e7a.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;13) Sou participante do plano Regulamento Geral (BD), posso fazer a altera\u00e7\u00e3o do meu regime de tributa\u00e7\u00e3o?&#8221; tab_id=&#8221;1564681803952-dce95c15-d90d&#8221;]<style>.adv_text_block69d109d0928ac .text-content-block,.adv_text_block69d109d0928ac .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d0928ac .text-content-block,.adv_text_block69d109d0928ac .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d0928ac .text-content-block,.adv_text_block69d109d0928ac .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d0928ac .text-content-block,.adv_text_block69d109d0928ac .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d0928ac   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>N\u00e3o. No caso do Economus, a legisla\u00e7\u00e3o n\u00e3o abrange os planos BD, ficando restrita aos participantes do plano PrevMais.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;14) Quais s\u00e3o as caracter\u00edsticas do regime de tributa\u00e7\u00e3o Progressivo?&#8221; tab_id=&#8221;1708630117049-3ec7de92-24c4&#8243;]<style>.adv_text_block69d109d0928dd .text-content-block,.adv_text_block69d109d0928dd .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d0928dd .text-content-block,.adv_text_block69d109d0928dd .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d0928dd .text-content-block,.adv_text_block69d109d0928dd .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d0928dd .text-content-block,.adv_text_block69d109d0928dd .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d0928dd   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Reten\u00e7\u00e3o por antecipa\u00e7\u00e3o do IR devido, podendo ser deduzido na Declara\u00e7\u00e3o de Ajuste Anual. Incid\u00eancia de al\u00edquotas de 0%, 15% e 27,5% sobre o valor do benef\u00edcio pago, conforme tabela abaixo (Ref.2024):<br \/>\n<img decoding=\"async\" class=\"alignnone size-full wp-image-18702\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2024\/02\/tabela-14.png\" alt=\"\" width=\"700\" height=\"266\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/02\/tabela-14.png 700w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/02\/tabela-14-300x114.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/p>\n<ul>\n<li>No resgate, aplica\u00e7\u00e3o da al\u00edquota de 15% a t\u00edtulo de antecipa\u00e7\u00e3o.\n<ul>\n<li><strong>Isen\u00e7\u00f5es e Dedu\u00e7\u00f5es<\/strong><\/li>\n<\/ul>\n<\/li>\n<li>Dedu\u00e7\u00e3o de Contribui\u00e7\u00f5es Previdenci\u00e1rias, at\u00e9 o limite de 12%;<\/li>\n<li>Possibilidade de Dedu\u00e7\u00e3o R$ 189,59 por dependente;<\/li>\n<li>Possibilidade da dedu\u00e7\u00e3o Parcela Isenta de 65 anos (R$ 1.903,98);<\/li>\n<li>Isen\u00e7\u00e3o por Mol\u00e9stia Grave;<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;15) Quais s\u00e3o as caracter\u00edsticas do regime de tributa\u00e7\u00e3o Regressivo?&#8221; tab_id=&#8221;1708630145612-982be330-cf78&#8243;]<style>.adv_text_block69d109d092950 .text-content-block,.adv_text_block69d109d092950 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d109d092950 .text-content-block,.adv_text_block69d109d092950 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d109d092950 .text-content-block,.adv_text_block69d109d092950 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d109d092950 .text-content-block,.adv_text_block69d109d092950 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d109d092950   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Reten\u00e7\u00e3o exclusiva\/definitiva do IR, n\u00e3o podendo ser compensada na Declara\u00e7\u00e3o de Ajuste Anual. Incid\u00eancia de al\u00edquotas sobre o benef\u00edcio pago e\/ou resgate, que variam de acordo com o tempo de perman\u00eancia de cada contribui\u00e7\u00e3o no plano:<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-18682\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2024\/02\/print3.jpg\" alt=\"\" width=\"500\" height=\"246\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/02\/print3.jpg 500w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2024\/02\/print3-300x148.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section]<\/div><\/div><\/div><\/div><\/div>[\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_single_image image=&#8221;8618&#8243; img_size=&#8221;full&#8221;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ngg_post_thumbnail":0,"footnotes":""},"class_list":["post-18670","page","type-page","status-publish","hentry","description-off"],"_links":{"self":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/18670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/comments?post=18670"}],"version-history":[{"count":12,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/18670\/revisions"}],"predecessor-version":[{"id":18703,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/18670\/revisions\/18703"}],"wp:attachment":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/media?parent=18670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}