{"id":13363,"date":"2021-09-21T11:04:26","date_gmt":"2021-09-21T14:04:26","guid":{"rendered":"https:\/\/portal.economus.com.br\/?page_id=13363"},"modified":"2022-05-04T10:13:24","modified_gmt":"2022-05-04T13:13:24","slug":"perguntas-e-respostas-revisao-custeio-planos-feas","status":"publish","type":"page","link":"https:\/\/cms1.com.br\/backup\/perguntas-e-respostas-revisao-custeio-planos-feas\/","title":{"rendered":"Perguntas e Respostas &#8211; Revis\u00e3o custeio planos Feas"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_empty_space][vc_single_image image=&#8221;8618&#8243; img_size=&#8221;full&#8221;][vc_empty_space][vc_column_text]<strong>Custeio:<\/strong>[\/vc_column_text]<style >.tstp_accordion69d12b0d4e501.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading a{color: #ff214f;}.tstp_accordion69d12b0d4e501.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading a{color: #6d6d6d;}.tstp_accordion69d12b0d4e501.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a .vc_tta-controls-icon{font-size: 14px;}.tstp_accordion69d12b0d4e501.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a {font-size: 14px ;font-family:Roboto; font-weight:400; font-style:normal; }.tstp_accordion69d12b0d4e501.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d12b0d4e501.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d12b0d4e501.pt_plus_tabs_block .accordion-style-1.vc_tta-o-no-fill .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-body{background: #ff214f;}.tstp_accordion69d12b0d4e501.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading {border: 1px solid #ff214f;}.tstp_accordion69d12b0d4e501.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading {border: 1px solid #888888;}<\/style><div class=\"pt_plus_tabs_block  animate-general tstp_accordion69d12b0d4e501\" id=\"tabid_69d12b0d4e043\" data-animate-type=\"transition.slideDownIn\" data-animate-delay=\"50\" data-uid=\"tstp_accordion69d12b0d4e501\" ><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-spacing-5 vc_tta-controls-align-left accordion-style-1\"><div class=\"vc_tta-panels-container\" ><div class=\"vc_tta-panels\">[vc_tta_section title=&#8221;1. Qual foi o reajuste aplicado para os planos Feas?&#8221; tab_id=&#8221;1501049077285-3ca7e677-6f5400cf-23fa&#8221;]<style>.adv_text_block69d12b0d4e0f2 .text-content-block,.adv_text_block69d12b0d4e0f2 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e0f2 .text-content-block,.adv_text_block69d12b0d4e0f2 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e0f2 .text-content-block,.adv_text_block69d12b0d4e0f2 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e0f2 .text-content-block,.adv_text_block69d12b0d4e0f2 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e0f2   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Houve a revis\u00e3o do custeio nos seguintes itens:<\/p>\n<ul>\n<li><strong>percentual de contribui\u00e7\u00e3o: <\/strong>passou\u00a0de 15,95% para\u00a022,5%, aplicados sobre a renda do titular;<\/li>\n<li><strong>pisos de contribui\u00e7\u00e3o<\/strong>:<\/li>\n<\/ul>\n<ol>\n<li>Feas B\u00e1sico e Feas Pamc: de R$300,00 para\u00a0<strong>R$ 600,00<\/strong>(per capita)<\/li>\n<li>Novo Feas: de R$600,00 para\u00a0<strong>R$ 1.200,00<\/strong>(por grupo familiar)<\/li>\n<\/ol>\n<ul>\n<li><strong>teto de contribui\u00e7\u00e3o mensal: <\/strong>estava sem um teto e foi estipulado teto\u00a0de\u00a0<strong>R$ 4.500,00<\/strong>, conforme segue:<\/li>\n<\/ul>\n<ol>\n<li>individual para os planos Feas B\u00e1sico e Feas Pamc;<\/li>\n<li>por grupo familiar, para o Novo Feas;<\/li>\n<li>no m\u00eas de recebimento do 13\u00ba sal\u00e1rio esse valor de teto ser\u00e1\u00a0<strong>de R$ 9.000,00<\/strong>; e<\/li>\n<li>o valor de teto n\u00e3o ser\u00e1 observado nos casos de recebimento antecipado de recursos do plano PrevMais.<\/li>\n<\/ol>\n<ul>\n<li><strong>coparticipa\u00e7\u00e3o<\/strong><strong>do Novo Feas:<\/strong> passou de 20% para\u00a0<strong>30%<\/strong>\u00a0para procedimentos de baixa complexidade, mantendo o limite de desconto mensal de 5% sobre a renda do titular.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;2. Por que esse novo reajuste ocorreu antes do prazo de 12 meses?&#8221; tab_id=&#8221;1501049077467-ad5cb472-49e600cf-23fa&#8221;]<style>.adv_text_block69d12b0d4e276 .text-content-block,.adv_text_block69d12b0d4e276 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e276 .text-content-block,.adv_text_block69d12b0d4e276 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e276 .text-content-block,.adv_text_block69d12b0d4e276 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e276 .text-content-block,.adv_text_block69d12b0d4e276 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e276   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O custeio implementado em janeiro\/2021 buscou manter a sustentabilidade dos planos Feas por um per\u00edodo de 12 meses, considerando o cen\u00e1rio da \u00e9poca. Naquela ocasi\u00e3o tamb\u00e9m foi anunciado que haveria a revis\u00e3o do custeio dos planos, a qualquer momento, caso houvesse desequil\u00edbrio econ\u00f4mico-financeiro no decorrer do per\u00edodo, devendo ser feito\u00a0novo c\u00e1lculo para a redefini\u00e7\u00e3o do percentual de contribui\u00e7\u00e3o, submetido \u00e0 aprova\u00e7\u00e3o pelo Conselho Deliberativo.<\/p>\n<p>Apesar de todos os esfor\u00e7os da Diretoria do Economus, a segunda onda de pandemia impulsionou o n\u00edvel de hospitaliza\u00e7\u00e3o e elevou os custos assistenciais. Al\u00e9m disso, desde a implementa\u00e7\u00e3o do custeio de janeiro\/2021, houve um significativo movimento de evas\u00e3o de benefici\u00e1rios, o que aumentou sensivelmente o custo m\u00e9dio unit\u00e1rio dos planos e fez com que os resultados operacionais dos planos Feas voltassem a apresentar desequil\u00edbrio econ\u00f4mico-financeiro.<\/p>\n<p>Em raz\u00e3o desses fatores e do impacto das decis\u00f5es judiciais, os recursos existentes no Fundo FEAS atingiram, neste m\u00eas de agosto, o limite m\u00ednimo para garantias operacionais e das exigibilidades regulat\u00f3rias. Como consequ\u00eancia, foi necess\u00e1rio um novo processo de revis\u00e3o do custeio dos planos Feas, objetivando a continuidade da presta\u00e7\u00e3o da cobertura assistencial.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;3. Qual a validade desse novo reajuste?&#8221; tab_id=&#8221;1501049077669-49ab4f95-891d00cf-23fa&#8221;]<style>.adv_text_block69d12b0d4e2fc .text-content-block,.adv_text_block69d12b0d4e2fc .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e2fc .text-content-block,.adv_text_block69d12b0d4e2fc .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e2fc .text-content-block,.adv_text_block69d12b0d4e2fc .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e2fc .text-content-block,.adv_text_block69d12b0d4e2fc .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e2fc   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O custeio aprovado em setembro\/2021 foi estabelecido para manter o equil\u00edbrio dos planos Feas at\u00e9 o final do ano, sendo que est\u00e3o em curso os estudos para o custeio relativo ao ano de 2022. Cabe destacar, no entanto, que a situa\u00e7\u00e3o financeira dos planos requer o 3wewsdxzxacompanhamento mensal das receitas e das despesas assistenciais para que, ocorrendo desequil\u00edbrio, seja feita a reavalia\u00e7\u00e3o do custeio.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;4. Por que os valores dos pisos dobraram?&#8221; tab_id=&#8221;1501049077872-ad8229b2-c6ed00cf-23fa&#8221;]<style>.adv_text_block69d12b0d4e361 .text-content-block,.adv_text_block69d12b0d4e361 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e361 .text-content-block,.adv_text_block69d12b0d4e361 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e361 .text-content-block,.adv_text_block69d12b0d4e361 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e361 .text-content-block,.adv_text_block69d12b0d4e361 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e361   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O ajuste dos valores dos pisos foi necess\u00e1rio para estabelecer um melhor equil\u00edbrio na socializa\u00e7\u00e3o dos valores de contribui\u00e7\u00e3o, observando os custos unit\u00e1rios dos planos Feas e a institui\u00e7\u00e3o de um teto de mensalidade, como mecanismo de conten\u00e7\u00e3o da evas\u00e3o de benefici\u00e1rios.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;5. Os planos dos participantes que possuem decis\u00f5es judiciais s\u00e3o custeados pelos que pagam?&#8221; tab_id=&#8221;1501049078071-c4e121e1-fdd900cf-23fa&#8221;]<style>.adv_text_block69d12b0d4e3af .text-content-block,.adv_text_block69d12b0d4e3af .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e3af .text-content-block,.adv_text_block69d12b0d4e3af .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e3af .text-content-block,.adv_text_block69d12b0d4e3af .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e3af .text-content-block,.adv_text_block69d12b0d4e3af .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e3af   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O Economus \u00e9 uma entidade sem fins lucrativos que administra planos de sa\u00fade na modalidade de autogest\u00e3o, nos quais as despesas dos planos s\u00e3o divididas e custeadas pelos pr\u00f3prios participantes. As decis\u00f5es judiciais que garantem, por exemplo, isen\u00e7\u00e3o de pagamento de mensalidade, revers\u00e3o de reajuste dos planos, devolu\u00e7\u00e3o de contribui\u00e7\u00f5es, coberturas fora da lista de procedimentos da ANS, etc, impactam diretamente o custeio dos planos. Assim, considerando o exaurimento dos recursos do Fundo Feas, os planos passaram a depender apenas das contribui\u00e7\u00f5es dos benefici\u00e1rios para pagamento das despesas.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;6. Participantes que foram beneficiados com o teto m\u00e1ximo, podem ap\u00f3s nova avalia\u00e7\u00e3o voltar a pagar o valor nominal do %?&#8221; tab_id=&#8221;1554838879885-a24ed48b-769f&#8221;]<style>.adv_text_block69d12b0d4e406 .text-content-block,.adv_text_block69d12b0d4e406 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e406 .text-content-block,.adv_text_block69d12b0d4e406 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e406 .text-content-block,.adv_text_block69d12b0d4e406 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e406 .text-content-block,.adv_text_block69d12b0d4e406 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e406   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O processo de reavalia\u00e7\u00e3o do custeio dos planos observa os par\u00e2metros e premissas que s\u00e3o estabelecidas de acordo com o cen\u00e1rio da \u00e9poca. Assim, pode ocorrer dos valores de teto serem redefinidos, da mesma forma que o percentual de contribui\u00e7\u00e3o e os valores dos pisos, desde que aprovados pelo Conselho Deliberativo.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section]<\/div><\/div><\/div><\/div><\/div>[vc_empty_space][vc_column_text]<strong>Cancelamento e migra\u00e7\u00e3o entre planos:<\/strong>[\/vc_column_text]<style >.tstp_accordion69d12b0d4e946.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading a{color: #ff214f;}.tstp_accordion69d12b0d4e946.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading a{color: #6d6d6d;}.tstp_accordion69d12b0d4e946.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a .vc_tta-controls-icon{font-size: 14px;}.tstp_accordion69d12b0d4e946.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a {font-size: 14px ;font-family:Roboto; font-weight:400; font-style:normal; }.tstp_accordion69d12b0d4e946.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d12b0d4e946.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d12b0d4e946.pt_plus_tabs_block .accordion-style-1.vc_tta-o-no-fill .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-body{background: #ff214f;}.tstp_accordion69d12b0d4e946.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading {border: 1px solid #ff214f;}.tstp_accordion69d12b0d4e946.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading {border: 1px solid #888888;}<\/style><div class=\"pt_plus_tabs_block  animate-general tstp_accordion69d12b0d4e946\" id=\"tabid_69d12b0d4e6f8\" data-animate-type=\"transition.slideDownIn\" data-animate-delay=\"50\" data-uid=\"tstp_accordion69d12b0d4e946\" ><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-spacing-5 vc_tta-controls-align-left accordion-style-1\"><div class=\"vc_tta-panels-container\" ><div class=\"vc_tta-panels\">[vc_tta_section title=&#8221;7. Ap\u00f3s pedir o cancelamento dos planos de sa\u00fade Feas, futuramente poderei fazer nova ades\u00e3o? &#8221; tab_id=&#8221;1632232267573-3e0c0c22-6763&#8243;]<style>.adv_text_block69d12b0d4e769 .text-content-block,.adv_text_block69d12b0d4e769 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e769 .text-content-block,.adv_text_block69d12b0d4e769 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e769 .text-content-block,.adv_text_block69d12b0d4e769 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e769 .text-content-block,.adv_text_block69d12b0d4e769 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e769   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, se o plano Novo Feas ainda estiver em vigor e desde que mantida a condi\u00e7\u00e3o de participante da previd\u00eancia, conforme previsto no regulamento. Importante lembrar que, com a sa\u00edda de plano administrado diretamente pelo Economus por per\u00edodo superior a 30 dias corridos, a nova ades\u00e3o levar\u00e1 em conta os prazos de car\u00eancia previstos em regulamento.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;8. Nos planos Feas pode-se optar em cancelar o esposo ou a si pr\u00f3prio, mantendo apenas um benefici\u00e1rio no plano? &#8221; tab_id=&#8221;1632232267624-a3085d6f-5c80&#8243;]<style>.adv_text_block69d12b0d4e7c2 .text-content-block,.adv_text_block69d12b0d4e7c2 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e7c2 .text-content-block,.adv_text_block69d12b0d4e7c2 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e7c2 .text-content-block,.adv_text_block69d12b0d4e7c2 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e7c2 .text-content-block,.adv_text_block69d12b0d4e7c2 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e7c2   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Os dependentes podem ser cancelados a qualquer momento, conforme conveni\u00eancia do titular do plano. No caso de cancelamento de titular, os dependentes n\u00e3o podem permanecer no plano e s\u00e3o exclu\u00eddos automaticamente em conjunto com o titular.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;9 Por que Benefici\u00e1rios dos Planos Feas Pamc e Feas B\u00e1sico, n\u00e3o podem migrar para o Novo Feas?&#8221; tab_id=&#8221;1632232267682-6335238a-2d5d&#8221;]<style>.adv_text_block69d12b0d4e818 .text-content-block,.adv_text_block69d12b0d4e818 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e818 .text-content-block,.adv_text_block69d12b0d4e818 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e818 .text-content-block,.adv_text_block69d12b0d4e818 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e818 .text-content-block,.adv_text_block69d12b0d4e818 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e818   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>No momento isso n\u00e3o \u00e9 poss\u00edvel porque a cobran\u00e7a nos planos Feas \u00e9 individual e no Novo Feas \u00e9 por grupo familiar. Nesse caso se houver essa migra\u00e7\u00e3o, a arrecada\u00e7\u00e3o diminuir\u00e1 ainda mais, gerando novos desequil\u00edbrios.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;10. Se eu cancelar o plano como ficar\u00e1 a cobran\u00e7a deste m\u00eas? E como e quando ser\u00e1 o ressarcimento do valor pr\u00f3-rata?&#8221; tab_id=&#8221;1632232267742-a70aba81-b374&#8243;]<style>.adv_text_block69d12b0d4e86c .text-content-block,.adv_text_block69d12b0d4e86c .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4e86c .text-content-block,.adv_text_block69d12b0d4e86c .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4e86c .text-content-block,.adv_text_block69d12b0d4e86c .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4e86c .text-content-block,.adv_text_block69d12b0d4e86c .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4e86c   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p><strong>Novo Feas:<\/strong> a cobran\u00e7a ocorre sempre no mesmo m\u00eas, ou seja, sempre no dia 25. Exemplo: Em 25\/09, o benefici\u00e1rio estar\u00e1 pagando pela cobertura do pr\u00f3prio m\u00eas de setembro. Dessa forma, se o benefici\u00e1rio cancelar o plano antes do dia 25, pagar\u00e1 o valor proporcional (pr\u00f3-rata). Obs.: Como neste m\u00eas os valores das mensalidades j\u00e1 foram processados em folha de pagamento, o ressarcimento da diferen\u00e7a ocorrer\u00e1 no m\u00eas seguinte.<\/p>\n<p><strong>Feas Pamc e Feas B\u00e1sico:<\/strong> as mensalidades s\u00e3o cobradas no 5o. Dia \u00fatil do m\u00eas posterior. Exemplo: em outubro, os benefici\u00e1rios pagam pela cobertura de setembro. Portanto, se o cancelamento ocorrer antes do dia 30\/31 de cada m\u00eas, o valor devido tamb\u00e9m ser\u00e1 proporcional (pr\u00f3-rata). A depender da data do pedido de cancelamento, se o faturamento da mensalidade j\u00e1 tiver sido processado, a cobran\u00e7a no 5o. \u00fatil do m\u00eas seguinte tamb\u00e9m ser\u00e1 integral, com devolu\u00e7\u00e3o da diferen\u00e7a no m\u00eas posterior.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section]<\/div><\/div><\/div><\/div><\/div>[vc_empty_space][vc_column_text]<strong>Economus Futuro:<\/strong>[\/vc_column_text]<style >.tstp_accordion69d12b0d4ec23.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading a{color: #ff214f;}.tstp_accordion69d12b0d4ec23.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading a{color: #6d6d6d;}.tstp_accordion69d12b0d4ec23.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a .vc_tta-controls-icon{font-size: 14px;}.tstp_accordion69d12b0d4ec23.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a {font-size: 14px ;font-family:Roboto; font-weight:400; font-style:normal; }.tstp_accordion69d12b0d4ec23.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d12b0d4ec23.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d12b0d4ec23.pt_plus_tabs_block .accordion-style-1.vc_tta-o-no-fill .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-body{background: #ff214f;}.tstp_accordion69d12b0d4ec23.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading {border: 1px solid #ff214f;}.tstp_accordion69d12b0d4ec23.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading {border: 1px solid #888888;}<\/style><div class=\"pt_plus_tabs_block  animate-general tstp_accordion69d12b0d4ec23\" id=\"tabid_69d12b0d4e9f2\" data-animate-type=\"transition.slideDownIn\" data-animate-delay=\"50\" data-uid=\"tstp_accordion69d12b0d4ec23\" ><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-spacing-5 vc_tta-controls-align-left accordion-style-1\"><div class=\"vc_tta-panels-container\" ><div class=\"vc_tta-panels\">[vc_tta_section title=&#8221;11. O benefici\u00e1rio poder\u00e1 fazer a ades\u00e3o ao Economus Futuro, mesmo depois de cancelar o plano Feas?&#8221; tab_id=&#8221;1632232591738-0d05c853-8eb1&#8243;]<style>.adv_text_block69d12b0d4ea53 .text-content-block,.adv_text_block69d12b0d4ea53 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4ea53 .text-content-block,.adv_text_block69d12b0d4ea53 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4ea53 .text-content-block,.adv_text_block69d12b0d4ea53 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4ea53 .text-content-block,.adv_text_block69d12b0d4ea53 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4ea53   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, a ades\u00e3o ao Economus Futuro pode ser feita a qualquer momento, entretanto, ser\u00e3o avaliadas as regras de car\u00eancia para quem foi para plano de mercado ou regras de portabilidade. No momento, os pre\u00e7os do Economus Futuro tamb\u00e9m est\u00e3o sob avalia\u00e7\u00e3o, dado o tempo decorrido desde a primeira divulga\u00e7\u00e3o e a possibilidade de implant\u00e1-lo com um contingente menor de pessoas.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;12. O Funcion\u00e1rio ativo que pretende se desligar em breve, pode fazer a sua Inscri\u00e7\u00e3o ao Economus Futuro?&#8221; tab_id=&#8221;1632232591881-65a59396-f5c2&#8243;]<style>.adv_text_block69d12b0d4eaa0 .text-content-block,.adv_text_block69d12b0d4eaa0 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4eaa0 .text-content-block,.adv_text_block69d12b0d4eaa0 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4eaa0 .text-content-block,.adv_text_block69d12b0d4eaa0 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4eaa0 .text-content-block,.adv_text_block69d12b0d4eaa0 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4eaa0   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, entretanto, o Economus Futuro ainda n\u00e3o entrou em vigor. A ades\u00e3o pode ser feita por meio do site e ficar\u00e1 aguardando a entrada em vig\u00eancia do novo plano.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;13. O sistema deve permitir esta ades\u00e3o a todos os benefici\u00e1rios e seus dependentes?&#8221; tab_id=&#8221;1632232591989-1782e7ac-1217&#8243;]<style>.adv_text_block69d12b0d4eaea .text-content-block,.adv_text_block69d12b0d4eaea .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4eaea .text-content-block,.adv_text_block69d12b0d4eaea .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4eaea .text-content-block,.adv_text_block69d12b0d4eaea .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4eaea .text-content-block,.adv_text_block69d12b0d4eaea .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4eaea   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim. Todos os benefici\u00e1rios que mantiverem a condi\u00e7\u00e3o de participantes da previd\u00eancia do Economus, assim como os seus dependentes diretos, conforme regulamento, poder\u00e3o ingressar no Economus Futuro desde que o titular fa\u00e7a a inscri\u00e7\u00e3o no <a href=\"https:\/\/www.economus.com.br\/app\/login\" target=\"_blank\" rel=\"noopener\">autoatendimento<\/a>.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;14. Quantas ades\u00f5es s\u00e3o necess\u00e1rias para que o Economus Futuro entre em vig\u00eancia e o que j\u00e1 foi conseguido?&#8221; tab_id=&#8221;1632232592067-d7611038-01c7&#8243;]<style>.adv_text_block69d12b0d4eb3e .text-content-block,.adv_text_block69d12b0d4eb3e .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4eb3e .text-content-block,.adv_text_block69d12b0d4eb3e .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4eb3e .text-content-block,.adv_text_block69d12b0d4eb3e .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4eb3e .text-content-block,.adv_text_block69d12b0d4eb3e .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4eb3e   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Inicialmente seriam necess\u00e1rias 4 mil ades\u00f5es entre titulares e dependentes, entretanto esse contingente est\u00e1 sendo revisto.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;15. Se for feita a ades\u00e3o no Economus Futuro, posso sair agora do plano Feas? &#8221; tab_id=&#8221;1632232858076-91e7492c-2220&#8243;]<style>.adv_text_block69d12b0d4eb8b .text-content-block,.adv_text_block69d12b0d4eb8b .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4eb8b .text-content-block,.adv_text_block69d12b0d4eb8b .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4eb8b .text-content-block,.adv_text_block69d12b0d4eb8b .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4eb8b .text-content-block,.adv_text_block69d12b0d4eb8b .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4eb8b   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Conforme j\u00e1 mencionado, a ades\u00e3o ao plano Futuro pode ser realizada a qualquer momento, desde que o benefici\u00e1rio mantenha o v\u00ednculo previdenci\u00e1rio com o Economus. Por\u00e9m, se houver sa\u00edda de um plano de sa\u00fade administrado diretamente pelo Economus e ida para um plano de mercado, se esse per\u00edodo de perman\u00eancia em plano fora for superior a 30 dias corrido, ser\u00e1 necess\u00e1ria uma nova ades\u00e3o e a\u00ed ser\u00e3o aplicadas as regras de car\u00eancia previstas no regulamento do Economus Futuro.<\/p>\n<\/div><\/div><\/div><\/div>[vc_empty_space][vc_column_text]<strong>Outras:<\/strong>[\/vc_column_text][\/vc_tta_section]<\/div><\/div><\/div><\/div><\/div><style >.tstp_accordion69d12b0d4ee2c.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading a{color: #ff214f;}.tstp_accordion69d12b0d4ee2c.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading a{color: #6d6d6d;}.tstp_accordion69d12b0d4ee2c.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a .vc_tta-controls-icon{font-size: 14px;}.tstp_accordion69d12b0d4ee2c.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a {font-size: 14px ;font-family:Roboto; font-weight:400; font-style:normal; }.tstp_accordion69d12b0d4ee2c.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d12b0d4ee2c.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d12b0d4ee2c.pt_plus_tabs_block .accordion-style-1.vc_tta-o-no-fill .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-body{background: #ff214f;}.tstp_accordion69d12b0d4ee2c.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading {border: 1px solid #ff214f;}.tstp_accordion69d12b0d4ee2c.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading {border: 1px solid #888888;}<\/style><div class=\"pt_plus_tabs_block  animate-general tstp_accordion69d12b0d4ee2c\" id=\"tabid_69d12b0d4ecfd\" data-animate-type=\"transition.slideDownIn\" data-animate-delay=\"50\" data-uid=\"tstp_accordion69d12b0d4ee2c\" ><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-spacing-5 vc_tta-controls-align-left accordion-style-1\"><div class=\"vc_tta-panels-container\" ><div class=\"vc_tta-panels\">[vc_tta_section title=&#8221;16. Qual o saldo atual do Fundo Feas? Quais s\u00e3o os limites m\u00ednimos exigidos pelo \u00f3rg\u00e3o regulador? &#8221; tab_id=&#8221;1632232940105-dce151cf-ed3f&#8221;]<style>.adv_text_block69d12b0d4ed67 .text-content-block,.adv_text_block69d12b0d4ed67 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d12b0d4ed67 .text-content-block,.adv_text_block69d12b0d4ed67 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d12b0d4ed67 .text-content-block,.adv_text_block69d12b0d4ed67 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d12b0d4ed67 .text-content-block,.adv_text_block69d12b0d4ed67 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d12b0d4ed67   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Em agosto\/2021, o saldo do Fundo Feas atingiu o limite m\u00ednimo de R$ 27,2 millh\u00f5es.<\/p>\n<p>O limite m\u00ednimo de recursos para suportar a opera\u00e7\u00e3o dos planos Feas \u00e9 composto pelo valor da Margem de Solv\u00eancia, definida conforme Resolu\u00e7\u00e3o Normativa n\u00ba 451\/2020 da ANS, que representa R$ 3,2 milh\u00f5es em dezembro\/21, e pelo valor correspondente \u00e0 provis\u00e3o para eventos ocorridos e n\u00e3o avisados (PEONA) que, observando os crit\u00e9rios definidos pela ANS nas Resolu\u00e7\u00f5es Normativas n\u00ba 393\/2015 e 442\/2018, assim como as orienta\u00e7\u00f5es da consultoria Salutis no parecer da avalia\u00e7\u00e3o atuarial 2020, totaliza R$27,2 milh\u00f5es em dezembro\/21.<\/p>\n<p>Cabe destacar que, no caso dos planos Feas (planos de pre\u00e7o p\u00f3s estabelecido) a PEONA tem o objetivo de garantir o pagamento dos procedimentos m\u00e9dicos que j\u00e1 foram realizados pelos benefici\u00e1rios, mas que ainda n\u00e3o chegaram ao Instituto para serem processados.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section]<\/div><\/div><\/div><\/div><\/div>[\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_empty_space][vc_single_image image=&#8221;8618&#8243; img_size=&#8221;full&#8221;][vc_empty_space][vc_column_text]Custeio:[\/vc_column_text][vc_empty_space][vc_column_text]Cancelamento e migra\u00e7\u00e3o entre planos:[\/vc_column_text][vc_empty_space][vc_column_text]Economus Futuro:[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ngg_post_thumbnail":0,"footnotes":""},"class_list":["post-13363","page","type-page","status-publish","hentry","description-off"],"_links":{"self":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/13363","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/comments?post=13363"}],"version-history":[{"count":4,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/13363\/revisions"}],"predecessor-version":[{"id":15795,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/13363\/revisions\/15795"}],"wp:attachment":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/media?parent=13363"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}