{"id":12158,"date":"2021-01-12T16:17:01","date_gmt":"2021-01-12T19:17:01","guid":{"rendered":"https:\/\/portal.economus.com.br\/?page_id=12158"},"modified":"2021-03-31T16:02:59","modified_gmt":"2021-03-31T19:02:59","slug":"perguntas-e-respostas-paq-2021","status":"publish","type":"page","link":"https:\/\/cms1.com.br\/backup\/perguntas-e-respostas-paq-2021\/","title":{"rendered":"Perguntas e Respostas &#8211; PAQ 2021"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_single_image image=&#8221;8618&#8243; img_size=&#8221;full&#8221;][vc_empty_space][vc_column_text]Confira abaixo as principais perguntas e respostas referentes \u00e0 previd\u00eancia, planos de sa\u00fade e empr\u00e9stimo.<\/p>\n<p>D\u00favidas relacionadas ao PAQ\/PDE 2021 devem ser solucionadas junto ao Banco do Brasil.[\/vc_column_text]<style >@media (min-width:992px){.empty_space69d0d8a294349 {padding-top: 32px;}}@media (max-width:991px){.empty_space69d0d8a294349 {padding-top: 60px;}}@media (max-width:600px){.empty_space69d0d8a294349 {padding-top: 30px;}}<\/style><div class=\"pt-plus-empty-space empty_space69d0d8a294349 \" data-uid=\"empty_space69d0d8a294349\" ><\/div>[vc_column_text]<strong>Plano Benef\u00edcio Definido<\/strong>[\/vc_column_text]<style >.tstp_accordion69d0d8a29492e.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading a{color: #ff214f;}.tstp_accordion69d0d8a29492e.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading a{color: #6d6d6d;}.tstp_accordion69d0d8a29492e.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a .vc_tta-controls-icon{font-size: 14px;}.tstp_accordion69d0d8a29492e.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a {font-size: 14px ;font-family:Roboto; font-weight:400; font-style:normal; }.tstp_accordion69d0d8a29492e.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d0d8a29492e.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d0d8a29492e.pt_plus_tabs_block .accordion-style-1.vc_tta-o-no-fill .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-body{background: #ff214f;}.tstp_accordion69d0d8a29492e.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading {border: 1px solid #ff214f;}.tstp_accordion69d0d8a29492e.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading {border: 1px solid #888888;}<\/style><div class=\"pt_plus_tabs_block  animate-general tstp_accordion69d0d8a29492e\" id=\"tabid_69d0d8a294400\" data-animate-type=\"transition.slideDownIn\" data-animate-delay=\"50\" data-uid=\"tstp_accordion69d0d8a29492e\" ><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-spacing-5 vc_tta-controls-align-left accordion-style-1\"><div class=\"vc_tta-panels-container\" ><div class=\"vc_tta-panels\">[vc_tta_section title=&#8221;1) Quais s\u00e3o as condi\u00e7\u00f5es de elegibilidade plena para requerer o benef\u00edcio de aposentadoria junto ao plano?&#8221; tab_id=&#8221;1501049077285-3ca7e677-6f54f26b-27e3&#8243;]<style>.adv_text_block69d0d8a2944b3 .text-content-block,.adv_text_block69d0d8a2944b3 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2944b3 .text-content-block,.adv_text_block69d0d8a2944b3 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2944b3 .text-content-block,.adv_text_block69d0d8a2944b3 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2944b3 .text-content-block,.adv_text_block69d0d8a2944b3 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2944b3   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O participante ter\u00e1 elegibilidade plena quando preencher as seguintes condi\u00e7\u00f5es:<\/p>\n<ul>\n<li>T\u00e9rmino do v\u00ednculo empregat\u00edcio;<\/li>\n<li>Concess\u00e3o do benef\u00edcio de Aposentadoria por Idade ou por Tempo de Contribui\u00e7\u00e3o pelo INSS;<\/li>\n<li>Idade m\u00ednima de 55 anos; e<\/li>\n<li>M\u00ednimo de 10 anos de vincula\u00e7\u00e3o ao plano.<\/li>\n<\/ul>\n<p><strong>Aten\u00e7\u00e3o!<\/strong><\/p>\n<p>De acordo com o Art. 68 do regulamento do plano, na hip\u00f3tese de requerimento do benef\u00edcio saldado antes da data fixada para a sua concess\u00e3o, a renda mensal ser\u00e1 reduzida em 0,5% para cada m\u00eas de antecipa\u00e7\u00e3o.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;2) Posso requerer o meu benef\u00edcio antes da elegibilidade plena? Haver\u00e1 algum impacto?&#8221; tab_id=&#8221;1501049077467-ad5cb472-49e6f26b-27e3&#8243;]<style>.adv_text_block69d0d8a29453c .text-content-block,.adv_text_block69d0d8a29453c .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a29453c .text-content-block,.adv_text_block69d0d8a29453c .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a29453c .text-content-block,.adv_text_block69d0d8a29453c .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a29453c .text-content-block,.adv_text_block69d0d8a29453c .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a29453c   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim. Caso ainda n\u00e3o tenha atingido os 55 anos, \u00e9 poss\u00edvel requerer o benef\u00edcio saldado. No entanto, haver\u00e1 redu\u00e7\u00e3o de 0,5% para cada m\u00eas de antecipa\u00e7\u00e3o. \u00c9 poss\u00edvel verificar a data de elegibilidade plena na simula\u00e7\u00e3o dispon\u00edvel no <a href=\"https:\/\/cms1.com.br\/backup\/\/app\/login\">autoatendimento<\/a> do Portal de Servi\u00e7os (site) do Economus, que pode ser acessado com seu CPF e senha.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;3) Quais s\u00e3o as op\u00e7\u00f5es para quem n\u00e3o alcan\u00e7ou a elegibilidade plena no plano BD Saldado?&#8221; tab_id=&#8221;1501049077669-49ab4f95-891df26b-27e3&#8243;]<style>.adv_text_block69d0d8a29458f .text-content-block,.adv_text_block69d0d8a29458f .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a29458f .text-content-block,.adv_text_block69d0d8a29458f .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a29458f .text-content-block,.adv_text_block69d0d8a29458f .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a29458f .text-content-block,.adv_text_block69d0d8a29458f .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a29458f   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>As op\u00e7\u00f5es s\u00e3o:<\/p>\n<ul>\n<li>Permanecer vinculado ao plano, pagando o equacionamento do d\u00e9ficit e custeio administrativo;<\/li>\n<li>Solicitar o resgate de suas contribui\u00e7\u00f5es; e<\/li>\n<li>Solicitar a portabilidade para outra Entidade de Previd\u00eancia Complementar ou Companhia Seguradora.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;4) Optei pelo saldamento, caso permane\u00e7a vinculado ao plano, o que devo pagar?&#8221; tab_id=&#8221;1501049077872-ad8229b2-c6edf26b-27e3&#8243;]<style>.adv_text_block69d0d8a2945e3 .text-content-block,.adv_text_block69d0d8a2945e3 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2945e3 .text-content-block,.adv_text_block69d0d8a2945e3 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2945e3 .text-content-block,.adv_text_block69d0d8a2945e3 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2945e3 .text-content-block,.adv_text_block69d0d8a2945e3 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2945e3   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O participante optante pelo saldamento assumir\u00e1 as contribui\u00e7\u00f5es (apenas parte do participante), com a cobran\u00e7a de equacionamento de d\u00e9ficit e custeio administrativo.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;5) Posso ficar vinculado ao plano BD at\u00e9 obter elegibilidade plena para requerer o benef\u00edcio de aposentadoria, mesmo tendo recebido o benef\u00edcio do PrevMais em parcela \u00fanica?&#8221; tab_id=&#8221;1501049078071-c4e121e1-fdd9f26b-27e3&#8243;]<style>.adv_text_block69d0d8a294616 .text-content-block,.adv_text_block69d0d8a294616 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294616 .text-content-block,.adv_text_block69d0d8a294616 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294616 .text-content-block,.adv_text_block69d0d8a294616 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294616 .text-content-block,.adv_text_block69d0d8a294616 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294616   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, \u00e9 poss\u00edvel manter-se vinculado ao plano BD aguardando a elegibilidade plena, assumindo as contribui\u00e7\u00f5es para o plano.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;6) Quais descontos incidir\u00e3o sobre os benef\u00edcios do plano?&#8221; tab_id=&#8221;1564681807063-be442c8f-620e&#8221;]<style>.adv_text_block69d0d8a294641 .text-content-block,.adv_text_block69d0d8a294641 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294641 .text-content-block,.adv_text_block69d0d8a294641 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294641 .text-content-block,.adv_text_block69d0d8a294641 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294641 .text-content-block,.adv_text_block69d0d8a294641 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294641   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Incidir\u00e3o descontos referentes ao imposto de renda e \u00e0s contribui\u00e7\u00f5es previdenci\u00e1rias:<\/p>\n<ul>\n<li>Normal;<\/li>\n<li>Custeio administrativo; e<\/li>\n<li>Extraordin\u00e1ria, se houver.<\/li>\n<\/ul>\n<p>Veja abaixo os percentuais:<\/p>\n<table width=\"379\">\n<tbody>\n<tr>\n<td colspan=\"2\" width=\"379\"><strong>Assistido Plano Regulamento Geral<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"271\">Taxa Administrativa<\/td>\n<td width=\"108\">0,65%<\/td>\n<\/tr>\n<tr>\n<td width=\"271\">Contribui\u00e7\u00e3o Economus<\/td>\n<td width=\"108\">4,10%<\/td>\n<\/tr>\n<tr>\n<td width=\"271\">Equacionamento 2005<\/td>\n<td width=\"108\">3,84%<\/td>\n<\/tr>\n<tr>\n<td width=\"271\">Equacionamento 2015<\/td>\n<td width=\"108\">3,20%<\/td>\n<\/tr>\n<tr>\n<td width=\"271\">Equacionamento 2017<\/td>\n<td width=\"108\">13,59%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;7) Os meus dependentes s\u00e3o maiores de idade, para quem ficar\u00e3o a pens\u00e3o e o pec\u00falio por morte?&#8221; tab_id=&#8221;1564681806647-a9fa7874-76f5&#8243;]<style>.adv_text_block69d0d8a2946f6 .text-content-block,.adv_text_block69d0d8a2946f6 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2946f6 .text-content-block,.adv_text_block69d0d8a2946f6 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2946f6 .text-content-block,.adv_text_block69d0d8a2946f6 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2946f6 .text-content-block,.adv_text_block69d0d8a2946f6 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2946f6   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>A pens\u00e3o e o pec\u00falio por morte ser\u00e3o pagos aos benefici\u00e1rios que receberem pens\u00e3o concedida pelo INSS, de acordo com o rol dos benefici\u00e1rios previstos no regulamento.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;8) Como fa\u00e7o para requerer a aposentadoria pelo plano BD?&#8221; tab_id=&#8221;1564681806234-50a589ac-523a&#8221;]<style>.adv_text_block69d0d8a294724 .text-content-block,.adv_text_block69d0d8a294724 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294724 .text-content-block,.adv_text_block69d0d8a294724 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294724 .text-content-block,.adv_text_block69d0d8a294724 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294724 .text-content-block,.adv_text_block69d0d8a294724 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294724   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Acesse o <a href=\"https:\/\/cms1.com.br\/backup\/\/previdencia\/previdencia-planos\/previdencia-planos-grupo-c\/#1546920107272-3-0\">Portal de Servi\u00e7os<\/a> (site) do Economus e consulte a lista de documentos necess\u00e1rios para o processo de concess\u00e3o de aposentadoria.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;9) Posso dar entrada no requerimento do benef\u00edcio com a baixa na minha carteira profissional, antes da efetiva rescis\u00e3o contratual?&#8221; tab_id=&#8221;1564681805787-9fcf145c-ebcc&#8221;]<style>.adv_text_block69d0d8a294759 .text-content-block,.adv_text_block69d0d8a294759 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294759 .text-content-block,.adv_text_block69d0d8a294759 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294759 .text-content-block,.adv_text_block69d0d8a294759 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294759 .text-content-block,.adv_text_block69d0d8a294759 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294759   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, desde que a carteira profissional j\u00e1 esteja atualizada com a data do desligamento, \u00e9 poss\u00edvel dar entrada no benef\u00edcio. No entanto, o referido documento estar\u00e1 sujeito \u00e0 an\u00e1lise, de acordo com as informa\u00e7\u00f5es enviadas pelo Banco. Confira <a href=\"https:\/\/cms1.com.br\/backup\/\/previdencia\/previdencia-planos\/previdencia-planos-grupo-c\/#1546920107272-3-0\">aqui<\/a> os demais documentos necess\u00e1rios para requerimento do benef\u00edcio.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;10) Quando ser\u00e1 paga a primeira parcela do meu benef\u00edcio?&#8221; tab_id=&#8221;1564681805243-f34f4c3e-76a7&#8243;]<style>.adv_text_block69d0d8a29478a .text-content-block,.adv_text_block69d0d8a29478a .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a29478a .text-content-block,.adv_text_block69d0d8a29478a .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a29478a .text-content-block,.adv_text_block69d0d8a29478a .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a29478a .text-content-block,.adv_text_block69d0d8a29478a .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a29478a   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Esclarecemos que os benef\u00edcios s\u00e3o pagos no dia 25 (ou dia \u00fatil anterior) de cada m\u00eas. O pagamento da primeira parcela do seu benef\u00edcio depender\u00e1 da data da recep\u00e7\u00e3o da documenta\u00e7\u00e3o completa pelo Economus. Sendo assim, para que o pagamento seja programado para o m\u00eas subsequente, a documenta\u00e7\u00e3o dever\u00e1 ser recepcionada, impreterivelmente, at\u00e9 o \u00faltimo dia \u00fatil do m\u00eas.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;11) Quais os motivos que podem indeferir meu requerimento de benef\u00edcio?&#8221; tab_id=&#8221;1564681853419-06d94c08-f27b&#8221;]<style>.adv_text_block69d0d8a2947c0 .text-content-block,.adv_text_block69d0d8a2947c0 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2947c0 .text-content-block,.adv_text_block69d0d8a2947c0 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2947c0 .text-content-block,.adv_text_block69d0d8a2947c0 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2947c0 .text-content-block,.adv_text_block69d0d8a2947c0 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2947c0   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O indeferimento pode ocorrer se:<\/p>\n<ul>\n<li>A documenta\u00e7\u00e3o estiver rasurada ou incompleta; e<\/li>\n<li>O participante n\u00e3o cumprir as condi\u00e7\u00f5es de elegibilidade ao benef\u00edcio.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;12) Posso entregar documentos incompletos para an\u00e1lise do meu requerimento de benef\u00edcio?&#8221; tab_id=&#8221;1564681852855-bdd01d76-4f92&#8243;]<style>.adv_text_block69d0d8a29480f .text-content-block,.adv_text_block69d0d8a29480f .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a29480f .text-content-block,.adv_text_block69d0d8a29480f .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a29480f .text-content-block,.adv_text_block69d0d8a29480f .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a29480f .text-content-block,.adv_text_block69d0d8a29480f .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a29480f   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>N\u00e3o. Os documentos incompletos ser\u00e3o devolvidos ao participante.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;13) N\u00e3o disponho da carta de concess\u00e3o original do INSS, posso entregar a carta emitida por meio do site desse \u00f3rg\u00e3o?&#8221; tab_id=&#8221;1564681803952-dce95c15-d90d&#8221;]<style>.adv_text_block69d0d8a294842 .text-content-block,.adv_text_block69d0d8a294842 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294842 .text-content-block,.adv_text_block69d0d8a294842 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294842 .text-content-block,.adv_text_block69d0d8a294842 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294842 .text-content-block,.adv_text_block69d0d8a294842 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294842   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim. A carta de concess\u00e3o emitida pelo site do INSS poder\u00e1 ser entregue, desde que contenha a mem\u00f3ria de c\u00e1lculo.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section]<\/div><\/div><\/div><\/div><\/div>[vc_empty_space][vc_column_text]<strong>PrevMais<\/strong>[\/vc_column_text]<style >.tstp_accordion69d0d8a294fad.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading a{color: #ff214f;}.tstp_accordion69d0d8a294fad.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading a{color: #6d6d6d;}.tstp_accordion69d0d8a294fad.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a .vc_tta-controls-icon{font-size: 14px;}.tstp_accordion69d0d8a294fad.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a {font-size: 14px ;font-family:Roboto; font-weight:400; font-style:normal; }.tstp_accordion69d0d8a294fad.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d0d8a294fad.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d0d8a294fad.pt_plus_tabs_block .accordion-style-1.vc_tta-o-no-fill .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-body{background: #ff214f;}.tstp_accordion69d0d8a294fad.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading {border: 1px solid #ff214f;}.tstp_accordion69d0d8a294fad.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading {border: 1px solid #888888;}<\/style><div class=\"pt_plus_tabs_block  animate-general tstp_accordion69d0d8a294fad\" id=\"tabid_69d0d8a294acf\" data-animate-type=\"transition.slideDownIn\" data-animate-delay=\"50\" data-uid=\"tstp_accordion69d0d8a294fad\" ><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-spacing-5 vc_tta-controls-align-left accordion-style-1\"><div class=\"vc_tta-panels-container\" ><div class=\"vc_tta-panels\">[vc_tta_section title=&#8221;1) Como fa\u00e7o para obter o valor do meu benef\u00edcio?&#8221; tab_id=&#8221;1564493515187-c54878fa-c018&#8243;]<style>.adv_text_block69d0d8a294b4d .text-content-block,.adv_text_block69d0d8a294b4d .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294b4d .text-content-block,.adv_text_block69d0d8a294b4d .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294b4d .text-content-block,.adv_text_block69d0d8a294b4d .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294b4d .text-content-block,.adv_text_block69d0d8a294b4d .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294b4d   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Deve utilizar o Simulador de Benef\u00edcio dispon\u00edvel no <a href=\"https:\/\/cms1.com.br\/backup\/\/app\/login\">autoatendimento<\/a> do Portal de Servi\u00e7os (site) do Economus.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;2) Quais s\u00e3o as condi\u00e7\u00f5es de elegibilidade para requerer o benef\u00edcio de aposentadoria junto ao plano?&#8221; tab_id=&#8221;1564493515230-2feb6cc4-3bcb&#8221;]<style>.adv_text_block69d0d8a294b91 .text-content-block,.adv_text_block69d0d8a294b91 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294b91 .text-content-block,.adv_text_block69d0d8a294b91 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294b91 .text-content-block,.adv_text_block69d0d8a294b91 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294b91 .text-content-block,.adv_text_block69d0d8a294b91 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294b91   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O participante poder\u00e1 requerer o benef\u00edcio quando preencher as seguintes condi\u00e7\u00f5es:<\/p>\n<ul>\n<li>T\u00e9rmino do v\u00ednculo empregat\u00edcio; e<\/li>\n<li>M\u00ednimo de 60 meses de contribui\u00e7\u00f5es ao plano.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;3) Ao permanecer no plano na condi\u00e7\u00e3o de autopatrocinado, o que devo assumir?&#8221; tab_id=&#8221;1564493515274-b7b1a0cd-d488&#8243;]<style>.adv_text_block69d0d8a294bf5 .text-content-block,.adv_text_block69d0d8a294bf5 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294bf5 .text-content-block,.adv_text_block69d0d8a294bf5 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294bf5 .text-content-block,.adv_text_block69d0d8a294bf5 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294bf5 .text-content-block,.adv_text_block69d0d8a294bf5 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294bf5   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O participante autopatrocinado assumir\u00e1, al\u00e9m das suas contribui\u00e7\u00f5es, as que eram de responsabilidade do patrocinador. As contribui\u00e7\u00f5es que dever\u00e3o ser pagas s\u00e3o:<\/p>\n<ul>\n<li>Normal;<\/li>\n<li>Taxa de risco;<\/li>\n<li>Custeio administrativo; e<\/li>\n<li>Extraordin\u00e1ria, se houver.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;4) Quais s\u00e3o as op\u00e7\u00f5es de renda do plano?&#8221; tab_id=&#8221;1564493515309-9e918a99-df7d&#8221;]<style>.adv_text_block69d0d8a294c46 .text-content-block,.adv_text_block69d0d8a294c46 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294c46 .text-content-block,.adv_text_block69d0d8a294c46 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294c46 .text-content-block,.adv_text_block69d0d8a294c46 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294c46 .text-content-block,.adv_text_block69d0d8a294c46 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294c46   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Existem 4 op\u00e7\u00f5es de renda:<\/p>\n<ul>\n<li><u>Renda Mensal Programada<\/u><\/li>\n<\/ul>\n<p>O participante escolhe o percentual que deseja receber mensalmente, entre 0,5% e 2% do seu Montante Financeiro Individual (saldo total). Para calcular, basta multiplicar o total do saldo pelo percentual escolhido. O saldo continua sendo atualizado mensalmente pelo retorno dos investimentos do perfil conservador, at\u00e9 terminar o Montante Financeiro Individual. Em caso de falecimento do titular, o benef\u00edcio continuar\u00e1 a ser pago aos benefici\u00e1rios, com op\u00e7\u00e3o de recebimento do saldo remanescente em uma \u00fanica parcela.<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><u>Renda Mensal Prazo Programado<\/u><\/li>\n<\/ul>\n<p>O participante escolhe um prazo determinado para receber o Montante Financeiro Individual (saldo total). O tempo m\u00ednimo \u00e9 de 5 anos, podendo optar pelo recebimento do Abono Anual (13\u00ba sal\u00e1rio). Para calcular, \u00e9 necess\u00e1rio apenas dividir o Montante Financeiro Individual pelo tempo que deseja receber o benef\u00edcio em meses. O valor do benef\u00edcio ter\u00e1 varia\u00e7\u00f5es mensais, de acordo com o retorno dos investimentos do perfil conservador. Em caso de falecimento do titular, o valor do benef\u00edcio continuar\u00e1 a ser pago aos benefici\u00e1rios, at\u00e9 o t\u00e9rmino do prazo estabelecido pelo participante.<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><u>Renda Mensal Vital\u00edcia em Cotas<\/u><\/li>\n<\/ul>\n<p>\u00c9 calculada por meio de um fator atuarial aplicado sobre o Montante Financeiro Individual (saldo total). Para a realiza\u00e7\u00e3o do c\u00e1lculo, este fator atuarial utiliza algumas premissas, como expectativa de vida do participante e de seus benefici\u00e1rios. O c\u00e1lculo \u00e9 realizado individualmente, de acordo com as caracter\u00edsticas do participante, onde o valor do Montante Financeiro Individual \u00e9 convertido em cotas, que s\u00e3o reajustadas diariamente, conforme a rentabilidade das aplica\u00e7\u00f5es do perfil conservador. Em caso de falecimento do titular, 75% do valor do benef\u00edcio continuar\u00e1 a ser pago aos benefici\u00e1rios, n\u00e3o estendido aos benefici\u00e1rios indicados.<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><u>Renda Mensal Vital\u00edcia em Moeda Corrente (Reais)<\/u><\/li>\n<\/ul>\n<p>Esta op\u00e7\u00e3o possui o c\u00e1lculo similar ao da renda vital\u00edcia em cotas, mas neste caso o valor do benef\u00edcio \u00e9 fixado em Reais. O valor \u00e9 reajustado anualmente no m\u00eas de setembro, pela varia\u00e7\u00e3o do INPC. Em caso de falecimento do titular, 75% do valor do benef\u00edcio continuar\u00e1 a ser pago aos benefici\u00e1rios, n\u00e3o estendido aos benefici\u00e1rios indicados.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;5) Qual \u00e9 a diferen\u00e7a entre Renda Mensal Vital\u00edcia em Cotas e Renda Mensal Vital\u00edcia em Moeda Corrente (Reais)?&#8221; tab_id=&#8221;1564493515356-04e55de8-41c2&#8243;]<style>.adv_text_block69d0d8a294cfe .text-content-block,.adv_text_block69d0d8a294cfe .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294cfe .text-content-block,.adv_text_block69d0d8a294cfe .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294cfe .text-content-block,.adv_text_block69d0d8a294cfe .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294cfe .text-content-block,.adv_text_block69d0d8a294cfe .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294cfe   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Primeiramente, esclarecemos que renda mensal vital\u00edcia resulta de um c\u00e1lculo atuarial com base no Montante Financeiro Individual (saldo acumulado no plano). A diferen\u00e7a \u00e9 que, quando a op\u00e7\u00e3o for pela <strong>Renda Mensal Vital\u00edcia em Cotas<\/strong>, o valor do benef\u00edcio ser\u00e1 reajustado mensalmente, de acordo com a rentabilidade obtida nos investimentos (perfil conservador), enquanto que, quando a op\u00e7\u00e3o for pela <strong>Renda Mensal Vital\u00edcia em Moeda Corrente (Reais), <\/strong>o valor do benef\u00edcio ser\u00e1 reajustado anualmente, no m\u00eas de setembro, de acordo com a varia\u00e7\u00e3o do INPC.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;6) \u00c9 poss\u00edvel receber o benef\u00edcio em parcela \u00fanica?&#8221; tab_id=&#8221;1564682601429-12b6f082-725f&#8221;]<style>.adv_text_block69d0d8a294d45 .text-content-block,.adv_text_block69d0d8a294d45 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294d45 .text-content-block,.adv_text_block69d0d8a294d45 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294d45 .text-content-block,.adv_text_block69d0d8a294d45 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294d45 .text-content-block,.adv_text_block69d0d8a294d45 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294d45   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O benef\u00edcio somente ser\u00e1 pago em parcela \u00fanica quando, no momento da concess\u00e3o, a renda mensal resultar em um valor inferior a R$ 495,83 (revisto anualmente), independente da op\u00e7\u00e3o de renda escolhida. O benef\u00edcio pago em parcela \u00fanica estar\u00e1 sujeito \u00e0 incid\u00eancia de cobran\u00e7a de Imposto de Renda e haver\u00e1 a perda do v\u00ednculo previdenci\u00e1rio com o PrevMais.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;7) Ap\u00f3s o recebimento do benef\u00edcio do PrevMais em parcela \u00fanica, posso ficar vinculado ao plano BD at\u00e9 obter elegibilidade plena?&#8221; tab_id=&#8221;1564682600812-e9965fc1-4d83&#8243;]<style>.adv_text_block69d0d8a294d73 .text-content-block,.adv_text_block69d0d8a294d73 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294d73 .text-content-block,.adv_text_block69d0d8a294d73 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294d73 .text-content-block,.adv_text_block69d0d8a294d73 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294d73 .text-content-block,.adv_text_block69d0d8a294d73 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294d73   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, \u00e9 poss\u00edvel manter-se vinculado ao plano BD aguardando a elegibilidade plena, assumindo as contribui\u00e7\u00f5es para o plano.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;8) Quais descontos incidir\u00e3o sobre os benef\u00edcios do plano?&#8221; tab_id=&#8221;1564682600388-51eafca8-7efe&#8221;]<style>.adv_text_block69d0d8a294d9d .text-content-block,.adv_text_block69d0d8a294d9d .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294d9d .text-content-block,.adv_text_block69d0d8a294d9d .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294d9d .text-content-block,.adv_text_block69d0d8a294d9d .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294d9d .text-content-block,.adv_text_block69d0d8a294d9d .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294d9d   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Incidir\u00e3o descontos referentes ao imposto de renda e \u00e0s contribui\u00e7\u00f5es previdenci\u00e1rias:<\/p>\n<ul>\n<li>Normal;<\/li>\n<li>Custeio administrativo; e<\/li>\n<li>Extraordin\u00e1ria, se houver.<\/li>\n<\/ul>\n<p>Veja abaixo os percentuais:<\/p>\n<table width=\"379\">\n<tbody>\n<tr>\n<td colspan=\"2\" width=\"379\"><strong>Assistido PrevMais<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"271\"><strong>Contribui\u00e7\u00e3o<\/strong><\/td>\n<td width=\"108\"><strong>%<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"271\">Taxa Administrativa<\/td>\n<td width=\"108\">0,45%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;9) Como fa\u00e7o para requerer a aposentadoria pelo plano PrevMais?&#8221; tab_id=&#8221;1564682599691-46a88b94-df24&#8243;]<style>.adv_text_block69d0d8a294e2e .text-content-block,.adv_text_block69d0d8a294e2e .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294e2e .text-content-block,.adv_text_block69d0d8a294e2e .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294e2e .text-content-block,.adv_text_block69d0d8a294e2e .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294e2e .text-content-block,.adv_text_block69d0d8a294e2e .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294e2e   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Acesse o <a href=\"https:\/\/cms1.com.br\/backup\/\/previdencia\/previdencia-planos\/previdencia-planos-prevmais\/#1546920107272-3-0\">Portal de Servi\u00e7os<\/a> (site) do Economus e consulte a lista de documentos necess\u00e1rios para o processo de concess\u00e3o de aposentadoria.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;10) Posso dar entrada no requerimento do benef\u00edcio com a baixa na minha carteira profissional, antes da efetiva rescis\u00e3o contratual?&#8221; tab_id=&#8221;1564682599180-3fb90cf9-a8ab&#8221;]<style>.adv_text_block69d0d8a294e5f .text-content-block,.adv_text_block69d0d8a294e5f .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294e5f .text-content-block,.adv_text_block69d0d8a294e5f .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294e5f .text-content-block,.adv_text_block69d0d8a294e5f .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294e5f .text-content-block,.adv_text_block69d0d8a294e5f .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294e5f   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, desde que a carteira profissional j\u00e1 esteja atualizada com a data do desligamento, \u00e9 poss\u00edvel dar entrada no benef\u00edcio. No entanto, o referido documento estar\u00e1 sujeito \u00e0 an\u00e1lise, de acordo com as informa\u00e7\u00f5es enviadas pelo Banco. Confira <a href=\"https:\/\/cms1.com.br\/backup\/\/previdencia\/previdencia-planos\/previdencia-planos-prevmais\/#1546920107272-3-0\">aqui<\/a> os demais documentos necess\u00e1rios para requerimento do benef\u00edcio.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;11) Quando ser\u00e1 paga a primeira parcela do meu benef\u00edcio?&#8221; tab_id=&#8221;1564682598228-9b5dc342-f48e&#8221;]<style>.adv_text_block69d0d8a294e9a .text-content-block,.adv_text_block69d0d8a294e9a .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294e9a .text-content-block,.adv_text_block69d0d8a294e9a .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294e9a .text-content-block,.adv_text_block69d0d8a294e9a .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294e9a .text-content-block,.adv_text_block69d0d8a294e9a .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294e9a   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Os benef\u00edcios s\u00e3o pagos no dia 25 (ou dia \u00fatil anterior) de cada m\u00eas. O pagamento da primeira parcela do seu benef\u00edcio depender\u00e1 da data da recep\u00e7\u00e3o da documenta\u00e7\u00e3o completa pelo Economus. Sendo assim, para que o pagamento seja programado para o m\u00eas subsequente, a documenta\u00e7\u00e3o dever\u00e1 ser recepcionada, impreterivelmente, at\u00e9 o \u00faltimo dia \u00fatil do m\u00eas.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;12) Quais os motivos que podem indeferir meu requerimento de benef\u00edcio?&#8221; tab_id=&#8221;1564682597153-041a4b43-ee63&#8243;]<style>.adv_text_block69d0d8a294ecf .text-content-block,.adv_text_block69d0d8a294ecf .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294ecf .text-content-block,.adv_text_block69d0d8a294ecf .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294ecf .text-content-block,.adv_text_block69d0d8a294ecf .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294ecf .text-content-block,.adv_text_block69d0d8a294ecf .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294ecf   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O indeferimento pode ocorrer se:<\/p>\n<ul>\n<li>A documenta\u00e7\u00e3o estiver rasurada ou incompleta; e<\/li>\n<li>O participante n\u00e3o cumprir as condi\u00e7\u00f5es de elegibilidade ao benef\u00edcio.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;13) Posso entregar documentos incompletos para an\u00e1lise do meu requerimento de benef\u00edcio?&#8221; tab_id=&#8221;1564682682324-ded6582e-0d12&#8243;]<style>.adv_text_block69d0d8a294f0e .text-content-block,.adv_text_block69d0d8a294f0e .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a294f0e .text-content-block,.adv_text_block69d0d8a294f0e .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a294f0e .text-content-block,.adv_text_block69d0d8a294f0e .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a294f0e .text-content-block,.adv_text_block69d0d8a294f0e .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a294f0e   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>N\u00e3o. Os documentos incompletos ser\u00e3o devolvidos ao participante.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section]<\/div><\/div><\/div><\/div><\/div>[vc_empty_space][vc_column_text]<strong>Empr\u00e9stimo<\/strong>[\/vc_column_text]<style >.tstp_accordion69d0d8a2951a0.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading a{color: #ff214f;}.tstp_accordion69d0d8a2951a0.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading a{color: #6d6d6d;}.tstp_accordion69d0d8a2951a0.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a .vc_tta-controls-icon{font-size: 14px;}.tstp_accordion69d0d8a2951a0.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a {font-size: 14px ;font-family:Roboto; font-weight:400; font-style:normal; }.tstp_accordion69d0d8a2951a0.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d0d8a2951a0.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d0d8a2951a0.pt_plus_tabs_block .accordion-style-1.vc_tta-o-no-fill .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-body{background: #ff214f;}.tstp_accordion69d0d8a2951a0.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading {border: 1px solid #ff214f;}.tstp_accordion69d0d8a2951a0.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading {border: 1px solid #888888;}<\/style><div class=\"pt_plus_tabs_block  animate-general tstp_accordion69d0d8a2951a0\" id=\"tabid_69d0d8a29507f\" data-animate-type=\"transition.slideDownIn\" data-animate-delay=\"50\" data-uid=\"tstp_accordion69d0d8a2951a0\" ><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-spacing-5 vc_tta-controls-align-left accordion-style-1\"><div class=\"vc_tta-panels-container\" ><div class=\"vc_tta-panels\">[vc_tta_section title=&#8221;1) Se eu me aposentar, como fica o empr\u00e9stimo que realizei com o Economus?&#8221; tab_id=&#8221;1564493603578-c90c8068-bef4&#8243;]<style>.adv_text_block69d0d8a2950dc .text-content-block,.adv_text_block69d0d8a2950dc .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2950dc .text-content-block,.adv_text_block69d0d8a2950dc .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2950dc .text-content-block,.adv_text_block69d0d8a2950dc .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2950dc .text-content-block,.adv_text_block69d0d8a2950dc .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2950dc   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>As parcelas de empr\u00e9stimo ser\u00e3o descontadas em folha de benef\u00edcios ou, na impossibilidade, por d\u00e9bito em conta corrente. Para os participantes que receberem pagamento \u00fanico no plano PrevMais, haver\u00e1 a dedu\u00e7\u00e3o do saldo devedor total.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;2) Como ficar\u00e1 o desconto do empr\u00e9stimo para quem receber antecipa\u00e7\u00e3o de at\u00e9 25% do Montante Financeiro Individual (MFI) no plano PrevMais?&#8221; tab_id=&#8221;1564493603628-09ab5e1b-6d5a&#8221;]<style>.adv_text_block69d0d8a295115 .text-content-block,.adv_text_block69d0d8a295115 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a295115 .text-content-block,.adv_text_block69d0d8a295115 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a295115 .text-content-block,.adv_text_block69d0d8a295115 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a295115 .text-content-block,.adv_text_block69d0d8a295115 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a295115   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Haver\u00e1 dedu\u00e7\u00e3o do saldo devedor total ou parcial, proporcionalmente ao valor antecipado, seguindo a metodologia <em>Price<\/em>. Na impossibilidade de dedu\u00e7\u00e3o do saldo devedor, as parcelas continuar\u00e3o a ser descontadas em seu benef\u00edcio ou, na impossibilidade, via d\u00e9bito em conta, como previsto em regulamento.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section]<\/div><\/div><\/div><\/div><\/div>[vc_empty_space][vc_column_text]<strong>Planos de Sa\u00fade<\/strong>[\/vc_column_text]<style >.tstp_accordion69d0d8a295621.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading a{color: #ff214f;}.tstp_accordion69d0d8a295621.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading a{color: #6d6d6d;}.tstp_accordion69d0d8a295621.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a .vc_tta-controls-icon{font-size: 14px;}.tstp_accordion69d0d8a295621.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel a {font-size: 14px ;font-family:Roboto; font-weight:400; font-style:normal; }.tstp_accordion69d0d8a295621.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d0d8a295621.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading{background: #ffffff;}.tstp_accordion69d0d8a295621.pt_plus_tabs_block .accordion-style-1.vc_tta-o-no-fill .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-body{background: #ff214f;}.tstp_accordion69d0d8a295621.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel.vc_active .vc_tta-panel-heading {border: 1px solid #ff214f;}.tstp_accordion69d0d8a295621.pt_plus_tabs_block .accordion-style-1 .vc_tta-panels-container .vc_tta-panel .vc_tta-panel-heading {border: 1px solid #888888;}<\/style><div class=\"pt_plus_tabs_block  animate-general tstp_accordion69d0d8a295621\" id=\"tabid_69d0d8a295248\" data-animate-type=\"transition.slideDownIn\" data-animate-delay=\"50\" data-uid=\"tstp_accordion69d0d8a295621\" ><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-accordion vc_tta-spacing-5 vc_tta-controls-align-left accordion-style-1\"><div class=\"vc_tta-panels-container\" ><div class=\"vc_tta-panels\">[vc_tta_section title=&#8221;1) Ap\u00f3s minha sa\u00edda do BB terei direito a qual plano de sa\u00fade?&#8221; tab_id=&#8221;1564493677873-e8b0cd0c-1dd5&#8243;]<style>.adv_text_block69d0d8a2952b0 .text-content-block,.adv_text_block69d0d8a2952b0 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2952b0 .text-content-block,.adv_text_block69d0d8a2952b0 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2952b0 .text-content-block,.adv_text_block69d0d8a2952b0 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2952b0 .text-content-block,.adv_text_block69d0d8a2952b0 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2952b0   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>No momento h\u00e1 duas op\u00e7\u00f5es: Novo Feas para aposentados e Economus Fam\u00edlia para n\u00e3o participantes.<\/p>\n<p>Depois de se aposentar pelos planos previdenci\u00e1rios do Economus (BD e\/ou PrevMais), ser\u00e1 poss\u00edvel fazer a ades\u00e3o ao Novo Feas (plano destinado a aposentados).<\/p>\n<p>Lembramos que o plano Economus Futuro tamb\u00e9m pode receber ades\u00f5es de aposentados, mas ser\u00e1 implementado somente quando atingir o n\u00famero m\u00ednimo de ades\u00f5es.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;2) Quais as condi\u00e7\u00f5es para ingresso no Novo Feas?&#8221; tab_id=&#8221;1611346817139-02a43601-7c61&#8243;]<style>.adv_text_block69d0d8a2952f1 .text-content-block,.adv_text_block69d0d8a2952f1 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2952f1 .text-content-block,.adv_text_block69d0d8a2952f1 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2952f1 .text-content-block,.adv_text_block69d0d8a2952f1 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2952f1 .text-content-block,.adv_text_block69d0d8a2952f1 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2952f1   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>O plano Novo Feas \u00e9 exclusivo para ex-empregados do Banco Brasil e possui as mesmas condi\u00e7\u00f5es de cobertura assistencial, rede credenciada e abrang\u00eancia dos planos dos ativos. Dessa forma, atende aos dispostos na Lei n\u00ba 9.656\/98 e na Resolu\u00e7\u00e3o Normativa ANS n\u00ba 279\/2011.<\/p>\n<p>As mensalidades s\u00e3o cobradas por grupo familiar, em percentual da renda mensal do titular, atualmente definido em 15,95%, aplicados sobre o total dos rendimentos considerando os sal\u00e1rios do INSS, do plano de Benef\u00edcio Definido e\/ou do PrevMais. Al\u00e9m da mensalidade, h\u00e1 a incid\u00eancia de coparticipa\u00e7\u00e3o de 20% sobre os procedimentos de baixo custo, quando utilizados. Exemplo: consultas, exames simples e tratamentos seriados.<\/p>\n<p>Veja a seguir as instru\u00e7\u00f5es para efetivar a ades\u00e3o, conforme regulamento do Novo Feas:<\/p>\n<ul>\n<li>o titular deve manter a condi\u00e7\u00e3o de participante previdenci\u00e1rio do Economus Instituto de Seguridade Social;<\/li>\n<li>a solicita\u00e7\u00e3o de ades\u00e3o do grupo familiar ao plano deve ser requerida exclusivamente pelo titular devidamente inscrito no Economus Instituto de Seguridade Social.<\/li>\n<li>o titular deve enviar, inclusive para os dependentes, proposta de ades\u00e3o, c\u00f3pia do documento de identidade, CPF, cart\u00e3o nacional de sa\u00fade, comprovante de resid\u00eancia, acrescido da documenta\u00e7\u00e3o a seguir, conforme cada tipo de dependente:<\/li>\n<\/ul>\n<p>I- C\u00f4njuge ou Companheiro(a): Certid\u00e3o de casamento civil ou de uni\u00e3o est\u00e1vel registrada em cart\u00f3rio.<\/p>\n<p>II- Filho: Certid\u00e3o de nascimento.<\/p>\n<p>III- Tutelado:\u00a0 certid\u00e3o de nascimento; certid\u00e3o judicial de tutela, com comprova\u00e7\u00e3o semestral para renova\u00e7\u00e3o.<\/p>\n<p>IV- Enteado: certid\u00e3o de nascimento e certid\u00e3o de casamento ou de uni\u00e3o est\u00e1vel do titular registrada em cart\u00f3rio.<\/p>\n<p>V- Menor sob guarda: certid\u00e3o de nascimento e termo de entrega do Poder Judici\u00e1rio, com comprova\u00e7\u00e3o semestral para renova\u00e7\u00e3o.<\/p>\n<p>VI- Filho, Tutelado\/Curatelado, Enteado e Menor sob Guarda, na condi\u00e7\u00e3o de inv\u00e1lidos: documenta\u00e7\u00e3o especificada nos incisos II, III, IV e V do deste par\u00e1grafo, conforme o caso; e apresenta\u00e7\u00e3o de 2 (dois) laudos periciais emitidos por m\u00e9dico credenciado do plano e\/ou da rede p\u00fablica de sa\u00fade comprovando a invalidez permanente, com a anu\u00eancia da auditoria m\u00e9dica do ECONOMUS.<\/p>\n<p>Aten\u00e7\u00e3o: Durante as fases vermelha e emergencial da pandemia, os documentos dever\u00e3o ser enviados para a sede do Economus, preferencialmente pelo Correio, pois o atendimento presencial do Economus est\u00e1 suspenso at\u00e9 o dia 09\/04\/2021. O endere\u00e7o \u00e9 rua Quirino de Andrade, 185 \u2013 centro \u2013 S\u00e3o Paulo, CEP: 01049-010. Em caso de d\u00favidas, contate a Central de Relacionamento pelo telefone 0800-014-7000.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;3) Quais as condi\u00e7\u00f5es para ingresso no Economus Fam\u00edlia?&#8221; tab_id=&#8221;1617216048339-bfc6f7b9-c188&#8243;]<style>.adv_text_block69d0d8a2953a3 .text-content-block,.adv_text_block69d0d8a2953a3 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2953a3 .text-content-block,.adv_text_block69d0d8a2953a3 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2953a3 .text-content-block,.adv_text_block69d0d8a2953a3 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2953a3 .text-content-block,.adv_text_block69d0d8a2953a3 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2953a3   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Para quem ainda n\u00e3o est\u00e1 aposentado e n\u00e3o estiver recebendo benef\u00edcio previdenci\u00e1rio pelo Economus, ou n\u00e3o for participante, ser\u00e1 poss\u00edvel a ades\u00e3o ao plano Economus Fam\u00edlia, que possui a mesma cobertura e rede assistencial do plano PLUS, observado a prazo de at\u00e9 30 dias corridos contados da data do desligamento no BB para ficar isento da car\u00eancia.<\/p>\n<p>A cobran\u00e7a da mensalidade do plano \u00e9 individual, de acordo com a faixa et\u00e1ria e sem coparticipa\u00e7\u00e3o, conforme quadro abaixo:<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-12105\" src=\"https:\/\/cms1.com.br\/backup\/\/wp-content\/uploads\/2021\/01\/tabelapag.jpg\" alt=\"\" width=\"374\" height=\"266\" srcset=\"https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2021\/01\/tabelapag.jpg 374w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2021\/01\/tabelapag-300x213.jpg 300w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2021\/01\/tabelapag-120x86.jpg 120w, https:\/\/cms1.com.br\/backup\/wp-content\/uploads\/2021\/01\/tabelapag-350x250.jpg 350w\" sizes=\"(max-width: 374px) 100vw, 374px\" \/><\/p>\n<p>Para ades\u00e3o ao Economus Fam\u00edlia ser\u00e1 necess\u00e1rio o pagamento antecipado da primeira mensalidade, pois o plano tem caracter\u00edstica de pr\u00e9-pagamento.<\/p>\n<p>Mais informa\u00e7\u00f5es sobre o Economus Fam\u00edlia, clique\u00a0<a href=\"https:\/\/cms1.com.br\/backup\/\/saude\/economus-familia\/\" target=\"_blank\" rel=\"noopener\">aqui<\/a><\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;4) Ap\u00f3s a aposentadoria no Economus poderei ingressar no Economus Futuro?&#8221; tab_id=&#8221;1617216179021-67aeb3f2-97fe&#8221;]<style>.adv_text_block69d0d8a2953fe .text-content-block,.adv_text_block69d0d8a2953fe .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2953fe .text-content-block,.adv_text_block69d0d8a2953fe .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2953fe .text-content-block,.adv_text_block69d0d8a2953fe .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2953fe .text-content-block,.adv_text_block69d0d8a2953fe .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2953fe   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, ao tornar-se aposentado no Economus, depois da concess\u00e3o do benef\u00edcio de aposentadoria, voc\u00ea ter\u00e1 al\u00e9m do Novo Feas a op\u00e7\u00e3o de aderir ao plano Economus Futuro. Ele conta com a mesma cobertura e rede de credenciados dos planos Fam\u00edlia, Plus I e Plus II.<\/p>\n<p>Destaque-se que, para ades\u00e3o ao plano Economus Futuro, \u00e9 necess\u00e1rio que <u>os aposentados sejam participantes<\/u> <u>dos planos de previd\u00eancia do Economus<\/u> e ter\u00e3o direito a permanecer no plano durante todo o per\u00edodo em que estiverem recebendo benef\u00edcio no Economus.<\/p>\n<p>\u00c9 importante lembrar que o Economus Futuro est\u00e1 na fase de coleta de ades\u00f5es para definir o in\u00edcio de sua vig\u00eancia, portanto ainda n\u00e3o foi implementado. Desta forma, ele somente entrar\u00e1 em funcionamento quando atingir a meta m\u00ednima de ades\u00f5es, conforme divulga\u00e7\u00f5es no hotsite do plano; clique\u00a0<a href=\"https:\/\/cms1.com.br\/backup\/\/economus-futuro\/\" target=\"_blank\" rel=\"noopener\">aqui<\/a>\u00a0e acesse as publica\u00e7\u00f5es. Enquanto isso, a ades\u00e3o do aposentado ficar\u00e1\u00a0&#8220;pendente&#8221; e, enquanto o plano Economus Futuro n\u00e3o estiver vigente, o benefici\u00e1rio e seus dependentes ficam no plano Novo Feas e\/ou Economus Fam\u00edlia para, posteriormente, fazerem a migra\u00e7\u00e3o entre os planos.<\/p>\n<p>Ressalte-se ainda que, para isen\u00e7\u00e3o de car\u00eancia, \u00e9 necess\u00e1rio que estejam inscritos em um dos planos de sa\u00fade administrados pelo Economus.<\/p>\n<p>Este plano tamb\u00e9m tem tabela de pre\u00e7os individual e por faixa et\u00e1ria, com cobran\u00e7a de coparticipa\u00e7\u00f5es de 30% para procedimentos de baixa complexidade e franquia de R$750,00 para interna\u00e7\u00f5es hospitalares.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;5) A ades\u00e3o ao plano de sa\u00fade \u00e9 autom\u00e1tica ou preciso formalizar a solicita\u00e7\u00e3o ao Economus?&#8221; tab_id=&#8221;1564493677925-6498f6d9-33a6&#8243;]<style>.adv_text_block69d0d8a295498 .text-content-block,.adv_text_block69d0d8a295498 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a295498 .text-content-block,.adv_text_block69d0d8a295498 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a295498 .text-content-block,.adv_text_block69d0d8a295498 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a295498 .text-content-block,.adv_text_block69d0d8a295498 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a295498   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>\u00c9 necess\u00e1rio formalizar a ades\u00e3o ao plano:<\/p>\n<p>Novo Feas &#8211; consultar item 2 deste t\u00f3pico;<\/p>\n<p><strong>Aten\u00e7\u00e3o: <\/strong>para ades\u00e3o ao Novo Feas com isen\u00e7\u00e3o de car\u00eancia, observe o prazo de 60 dias corridos, contados a partir da data de reabertura do plano (30.03.2021).<\/p>\n<p>Economus Fam\u00edlia &#8211; consultar item 3 deste t\u00f3pico.<\/p>\n<p><strong>Aten\u00e7\u00e3o: <\/strong>para ades\u00e3o ao Economus Fam\u00edlia com isen\u00e7\u00e3o de car\u00eancia, observe o prazo de 30 dias corridos, contados a partir do desligamento.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;6) Meus dependentes tamb\u00e9m poder\u00e3o migrar para o plano Novo Feas?&#8221; tab_id=&#8221;1564493677977-d1e830a2-0e0c&#8221;]<style>.adv_text_block69d0d8a2954e5 .text-content-block,.adv_text_block69d0d8a2954e5 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a2954e5 .text-content-block,.adv_text_block69d0d8a2954e5 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a2954e5 .text-content-block,.adv_text_block69d0d8a2954e5 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a2954e5 .text-content-block,.adv_text_block69d0d8a2954e5 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a2954e5   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim. Os dependentes diretos: c\u00f4njuge, companheiro(a), filhos, enteados e adotados legalmente at\u00e9 21 anos, poder\u00e3o aderir ao plano Novo Feas.<\/p>\n<p>Outros familiares e filhos maiores de 21 anos poder\u00e3o aderir apenas ao plano Economus Fam\u00edlia.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;7) Meus pais s\u00e3o meus dependentes diretos no PLUS. Quando eu for para o plano de aposentado, eles ter\u00e3o direito a qual plano?&#8221; tab_id=&#8221;1564493678035-5d533d3d-e2c8&#8243;]<style>.adv_text_block69d0d8a29552a .text-content-block,.adv_text_block69d0d8a29552a .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a29552a .text-content-block,.adv_text_block69d0d8a29552a .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a29552a .text-content-block,.adv_text_block69d0d8a29552a .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a29552a .text-content-block,.adv_text_block69d0d8a29552a .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a29552a   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Eles poder\u00e3o aderir ao Economus Fam\u00edlia, havendo a cobran\u00e7a de mensalidades individual, de acordo com a faixa et\u00e1ria.<\/p>\n<p><strong>Aten\u00e7\u00e3o!<\/strong><\/p>\n<p>Para ades\u00e3o ao plano com isen\u00e7\u00e3o de car\u00eancia, observe o prazo de 30 dias, contados a partir do desligamento.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;8) Meus dependentes diretos (c\u00f4njuge e filhos menores) que n\u00e3o estavam no PLUS poder\u00e3o ser inclu\u00eddos no plano de aposentados (Novo Feas)? Haver\u00e1 car\u00eancia?&#8221; tab_id=&#8221;1564493678086-41b0d43d-777c&#8221;]<style>.adv_text_block69d0d8a295567 .text-content-block,.adv_text_block69d0d8a295567 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a295567 .text-content-block,.adv_text_block69d0d8a295567 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a295567 .text-content-block,.adv_text_block69d0d8a295567 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a295567 .text-content-block,.adv_text_block69d0d8a295567 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a295567   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Sim, ser\u00e1 poss\u00edvel a ades\u00e3o desses dependentes diretos no Novo Feas e\/ou Economus Futuro (em implementa\u00e7\u00e3o), entretanto, nesses casos haver\u00e1 cumprimento de car\u00eancia, conforme previsto no Regulamento do plano.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section][vc_tta_section title=&#8221;9) N\u00e3o irei me aposentar pelo INSS agora, entretanto, vou solicitar o benef\u00edcio pelo PrevMais assim que for desligado. Nesse caso, poderei aderir imediatamente a qual plano de sa\u00fade?&#8221; tab_id=&#8221;1564683320359-072eac0a-88c6&#8243;]<style>.adv_text_block69d0d8a295592 .text-content-block,.adv_text_block69d0d8a295592 .text-content-block p{color:#888;font-size:14px;line-height:30px;font-weight:400;}@media (max-width:1200px){.adv_text_block69d0d8a295592 .text-content-block,.adv_text_block69d0d8a295592 .text-content-block p{}}@media (max-width:991px){.adv_text_block69d0d8a295592 .text-content-block,.adv_text_block69d0d8a295592 .text-content-block p{font-size:14px !important;line-height:30px !important;}}@media (max-width:600px){.adv_text_block69d0d8a295592 .text-content-block,.adv_text_block69d0d8a295592 .text-content-block p{font-size:14px !important;line-height:30px !important;}}<\/style><div class=\"pt-plus-text-block-wrapper    \"><div class=\"text_block_parallax \" ><div class=\"pt_plus_adv_text_block   adv_text_block69d0d8a295592   \" data-animate-type=\"\" data-animate-delay=\"\"><div class=\"text-content-block\"><p>Voc\u00ea pode aderir ao plano Novo Feas ou Economus Fam\u00edlia.<\/p>\n<\/div><\/div><\/div><\/div>[\/vc_tta_section]<\/div><\/div><\/div><\/div><\/div>[vc_column_text]Em caso de d\u00favidas, entre em contato com nossa Central de Relacionamento, pelo telefone 0800 014 7000, acesse o Fale Conosco do Portal de Servi\u00e7os (site) do Economus, ou agende um hor\u00e1rio no atendimento presencial: clicando <a href=\"https:\/\/cms1.com.br\/backup\/\/sagp\/\" target=\"_blank\" rel=\"noopener\">aqui<\/a>.[\/vc_column_text][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_single_image image=&#8221;8618&#8243; img_size=&#8221;full&#8221;][vc_empty_space][vc_column_text]Confira abaixo as principais perguntas e respostas referentes \u00e0 previd\u00eancia, planos de sa\u00fade e empr\u00e9stimo. D\u00favidas relacionadas ao PAQ\/PDE 2021 devem ser solucionadas junto ao Banco do Brasil.[\/vc_column_text][vc_column_text]Plano Benef\u00edcio Definido[\/vc_column_text][vc_empty_space][vc_column_text]PrevMais[\/vc_column_text][vc_empty_space][vc_column_text]Empr\u00e9stimo[\/vc_column_text][vc_empty_space][vc_column_text]Planos de Sa\u00fade[\/vc_column_text][vc_column_text]Em caso de d\u00favidas, entre em contato com nossa Central de Relacionamento, pelo telefone 0800 014 7000, acesse o Fale Conosco do&hellip;<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ngg_post_thumbnail":0,"footnotes":""},"class_list":["post-12158","page","type-page","status-publish","hentry","description-off"],"_links":{"self":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/12158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/comments?post=12158"}],"version-history":[{"count":9,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/12158\/revisions"}],"predecessor-version":[{"id":12655,"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/pages\/12158\/revisions\/12655"}],"wp:attachment":[{"href":"https:\/\/cms1.com.br\/backup\/wp-json\/wp\/v2\/media?parent=12158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}